How Indian Elections Are Won and What Voters Expect

How Indian Elections Are Won and What Voters Expect

CA. S. Muralidharan
Business Mentor and Thought Leader

Indian political experience over the past twenty years

India’s elections bring together several different struggles. Citizens vote for better livelihoods, recognition, security, honest government and leaders they trust. Parties seek to combine these expectations into a winning coalition. Caste, religion, money, development, unemployment, media and campaigning all enter that process. Family succession and post-election bargaining influence who leads those parties and how votes become governing power. Their importance changes from one state to another and from one election to the next.

This essay draws on Indian political experience over the past twenty years, particularly elections between 2007 and 2024, together with relevant research published subsequently. Its central argument is that voters rarely choose on a single consideration. Identity may influence whom they trust; performance may influence whether that trust survives. Money and family connections can determine which candidates become competitive. Campaigns and media shape how people interpret the choices. Alliances can then change the government those choices produce.

Election results establish who won. Explaining why requires surveys, research and attention to local conditions. An example can illustrate a mechanism without proving that the mechanism alone caused the outcome.

The study must also ask what elections have changed in society. One of Indian democracy’s important achievements is the expansion of political voice for Dalits, who faced entrenched exclusion. Evidence of greater representation, educational progress and improved living standards deserves a central place alongside criticism of money, dynasties and political bargaining. The record is significant but incomplete: increased political presence has not ensured equal dignity, security or economic opportunity.

The social foundations of democratic choice

India and the United States both give citizens opportunities to replace their rulers, but their political coalitions take different forms. America channels much of its social diversity into two dominant parties. In India, regional and community-based parties can retain separate organisations, govern states and negotiate with national parties. Much American coalition bargaining happens within parties; Indian bargaining happens both within and between parties.

India’s democracy also gave historically excluded citizens political equality in a society marked by deep social and economic inequalities. For many families, the vote became a means of demanding dignity and access to public institutions. A demand for community representation can therefore carry a practical message: our difficulties must receive a hearing.

This does not make Indian voters indifferent to policy. It means that policy, identity and trust often develop together. A voter may want employment, support social justice and favour a regional party without seeing any contradiction.

The institutional difference matters too. India’s executive depends on parliamentary support; the United States separately elects the presidency and Congress, with the Electoral College determining the presidential result. American primaries provide a route to competing for nominations that differs from the leadership-centred selection common in India. Neither arrangement removes money, identity or concentrated influence. American political coalitions also reflect race, religion, education and geography. It would be misleading to contrast an ideological American voter with an identity-driven Indian voter.

Caste can create a voice and broaden a coalition

Mayawati’s BSP victory in Uttar Pradesh in 2007 offers a useful example. The party won 206 seats in a 403-member Assembly. Its campaign expanded beyond its established Dalit base, reaching Brahmins and other groups through candidate selection and political outreach. The result illustrates how a party rooted in one community can seek a wider governing coalition. It does not mean that all Dalits or Brahmins voted alike.

The lesson is that caste politics involves negotiation as well as separation. Community representation can become the foundation of a broader agreement. It can also be used narrowly, with local intermediaries claiming influence over voters whose preferences are actually diverse.

Research supplies evidence of material benefits from representation. A 2022 study in the Journal of Development Economics estimated that a ten percentage-point increase in legislators from parties representing disadvantaged castes increased those households’ consumption through the food safety net by about four per cent. This is a specific result about access to subsidised food, not an estimate of overall prosperity.

Political visibility, however, does not guarantee administrative equality. A study of a rural electrification programme in Uttar Pradesh found that villages inhabited solely by Dalits were twenty percentage points less likely to receive coverage than villages without Dalits. Electoral success by the BSP did not remove that disparity in the setting studied.

Together, these findings suggest a balanced judgment. Community mobilisation can improve access and bargaining power. Lasting transformation also requires schools, employment, fair administration and effective institutions. A community gaining powerful leaders is only one measure of progress.

Dalit empowerment is a major outcome of electoral democracy

The experience of Dalits provides a demanding test of what electoral politics achieves. For communities historically denied equal standing, the ability to elect representatives, hold public office and influence governments changes their relationship with the state. Political participation creates a basis for demanding a hearing, rather than depending entirely on the goodwill of socially dominant groups.

Official statistics generally use the category Scheduled Castes, abbreviated here as SCs. Dalit is a wider social and political identification and is not perfectly interchangeable with that administrative category. The figures below therefore refer to SCs. They also come from different reference years; historical Census figures and poverty estimates should not be mistaken for conditions in 2026.

Political voice and authority

The Lok Sabha has 84 constituencies reserved for SC candidates. All eligible voters in those constituencies vote; they are not separate electorates. Reserved representation, party competition and independent mobilisation together make it harder to exclude SC citizens from the institutions where decisions are taken. A reserved seat guarantees eligibility for representation, however, rather than the representative’s independence from party leadership or effectiveness in office.

Mayawati’s leadership in Uttar Pradesh gives this change a visible political form. The significance of her party’s 2007 majority extends beyond the arithmetic of its social coalition. A Dalit woman could lead the government of a major state. For citizens whose communities had been treated as subordinate, this challenged assumptions about who could legitimately exercise authority. Symbolic recognition matters when humiliation and exclusion have been part of everyday life.

Francesca Jensenius’s research on electoral quotas finds that they helped integrate SC politicians into mainstream politics and reduce caste discrimination, particularly at the elite level. That is a substantive institutional change. It does not establish that caste prejudice disappeared among citizens or that poorer households gained the same status as elected leaders.

Representation can change public spending

The research evidence goes beyond symbolism. Rohini Pande’s study found that mandated political representation increased transfers benefiting the disadvantaged groups represented. Research summarised by J-PAL found that SC village heads provided, on average, about ten per cent more infrastructure projects in lower-caste areas than comparable areas without a reserved village head in the setting studied. The food safety-net evidence discussed earlier points in the same direction: representation can affect access to material benefits.

These findings identify particular effects in particular institutions. They should not be expanded into the claim that every SC representative delivers equally, or that every gain is confined to governments led by Dalit parties. Political influence can operate through representatives in mainstream parties, organised demands, competitive elections and scrutiny of administration. The rural electrification findings already discussed also show that winning office does not automatically remove unequal implementation.

Educational progress is substantial

Government compilations of Census data record SC literacy rising from 10.3 per cent in 1961 to 66.1 per cent in 2011. Female SC literacy rose from 3.3 per cent to 56.5 per cent across those years. Historical literacy definitions and age coverage have evolved, so these figures indicate the broad transformation rather than a perfectly uniform measurement over fifty years. A gap remained in 2011: literacy for the total population was 73 per cent.

More recent higher-education data also show progress. AISHE records the SC gross enrolment ratio rising from 18.9 per cent in 2014–15 to 25.9 per cent in 2021–22, against an overall ratio of 28.4 per cent in the latter year. This indicator relates enrolment to the population aged 18–23; it is not a graduation rate or a measure of learning quality. It demonstrates wider participation without establishing equal access to the best institutions or subsequent employment.

Public education, scholarships, reservations, household effort and social mobilisation have all contributed to educational opportunity. Political representation can support these policies and their implementation. The national trend alone cannot identify how much each factor contributed.

Living standards have improved while gaps remain

Historical government estimates put rural SC poverty at 53.5 per cent in 2004–05 and 31.5 per cent in 2011–12. Urban SC poverty declined from 40.6 per cent to 21.7 per cent. These are historical consumption-poverty estimates under that series’ methodology. They are not current rates and should not be directly combined with newer international poverty thresholds.

The 2023–24 Household Consumption Expenditure Survey offers a more recent view of relative living standards. Average monthly consumption per person among SCs was 3,878 rupees in rural areas, compared with 4,122 rupees across all groups. In urban areas, the corresponding amounts were 5,775 and 6,996 rupees. The survey’s Others category, excluding SCs, STs and OBCs, recorded 4,642 rupees in rural areas and 7,832 rupees in urban areas. These figures exclude imputed values of items received free through welfare programmes. They measure consumption, not income or ownership of assets.

The distinction matters. Families can consume more and educate their children better while still having less savings, property or financial resilience than others. Economic growth, migration, welfare and employment opportunities interact with political inclusion. We should recognise progress without attributing the entire change to electoral representation.

Social dignity and protection remain unfinished tasks

Public office and education do not ensure fair treatment in every workplace, neighbourhood or village. Political recognition can coexist with dependence on local employers, unequal access to institutions and discrimination. The experience differs across states, sub-castes, gender and household circumstances; Dalits are not a uniform political or economic group.

A parliamentary reply reporting NCRB data recorded 55,685 cases under the SC/ST Prevention of Atrocities Act relating to crimes against SCs in 2024. Registered cases are not a complete count of actual incidence. Reporting, police registration and access to justice affect the figures, so their rise or fall alone cannot establish the direction of discrimination. Their continuing scale nevertheless underlines the importance of effective protection and enforcement.

The strongest conclusion is that electoral democracy has expanded Dalit political voice and produced some demonstrable improvements in resource allocation. Educational and economic progress is also clear, but has several causes. The incomplete step is converting representation into dependable rights and wider economic independence. A community gaining ministers is an achievement; an ordinary citizen obtaining fair treatment without needing a minister’s intervention is a further measure of democratic success.

Money shapes the choices before polling day

The influence of money begins well before voters reach the booth. Parties need candidates who can sustain an organisation, travel extensively, communicate with constituents and finance publicity. Personal wealth and access to donors can therefore strengthen an aspirant’s claim to a party ticket.

ADR’s affidavit-based database records that 504 of the 543 winners in the 2024 Lok Sabha election, or 93 per cent, declared assets exceeding one crore rupees. Assets are not campaign expenditure. They can include family property and do not establish wrongdoing. Nevertheless, the figures raise a serious question about how easily an ordinary person can enter competitive electoral politics.

Research on Indian political finance finds that competitive parties disproportionately select wealthy candidates and that financial capacity is associated with electoral success. Self-financing reduces the party’s financial burden, but can exclude capable public workers who lack resources.

Caste networks and money can reinforce each other. A candidate may bring community connections and financial capacity, while the party supplies its symbol, leadership appeal and alliance. The concern arises when financiers and intermediaries later expect preferential access to public decisions. For entrepreneurs, this can mean an environment in which connections appear more valuable than competitive prices or reliable work.

Money is influential without being decisive. Campaign finance cannot guarantee affection, credibility or control over how people vote in a secret ballot. Nor should legitimate spending on communication be confused with concealed inducements or the purchase of official favours.

Minority votes and the limits of electoral influence

Minority communities participate through ordinary concerns about work, education, welfare and leadership, alongside concerns about equal treatment and religious security. Their influence depends heavily on geography. A national minority may be a local majority or a significant part of a closely contested constituency.

Survey evidence from the 2024 general election illustrates strategic voting. An analysis citing Lokniti-CSDS data estimated that about 65 per cent of Muslim voters supported the INDIA alliance and ten per cent supported the NDA. Across states, support tended to favour the strongest challenger to the BJP. These are survey estimates, not religious classifications of official ballots.

Such consolidation should not be read as evidence that every voter followed religious instructions. It can reflect assessments of security, party positions and the available alternatives. Muslim voters also differ by region, caste, sect, income and occupation. Other religious minorities have equally varied political experiences.

There is a difficulty when a party assumes that a community has nowhere else to go. It may depend on those votes while offering limited leadership opportunities or weak attention to everyday needs. A community can matter electorally yet have restricted bargaining power.

The appropriate test is whether participation secures fair policing, effective public services, opportunities and a meaningful voice. Symbolic recognition alone cannot establish that the community’s ordinary members have benefited.

Family succession gives an advantage without guaranteeing a mandate

Family influence operates at several levels. Locally, an heir can inherit familiarity and networks of assistance. At constituency level, the advantages can include donors, workers and access to a nomination. At state level, a surname can stand for continuity of a movement. Nationally, recognition and organisational connections can give a newcomer prominence that others spend decades seeking.

A political family and a family-controlled party are nevertheless different things. A legislator’s relative entering politics does not necessarily mean the family controls the party. The deeper concern arises when leadership, nominations and alliances depend on one household. In that situation, the ceiling on advancement for an ordinary worker may be determined by birth rather than performance.

ADR’s September 2025 assessment identified dynastic backgrounds among about 21 per cent of the 5,203 sitting MPs, MLAs and MLCs it examined. The proportion was 31 per cent in the Lok Sabha and 20 per cent in state Assemblies. These figures measure family connections among legislators, not the proportion of parties controlled by families. They also show that non-dynastic entry remains substantial.

M.K. Stalin’s rise illustrates inherited advantage combined with accumulated experience. His relationship with M. Karunanidhi helped his political entry and advancement, but he also served for decades, including as deputy chief minister and opposition leader. The DMK-led alliance’s 2021 victory enabled him to become chief minister. Recognising family advantage need not mean denying experience; recognising competence does not resolve whether others had equal opportunities.

Electoral rejection remains possible. Rahul Gandhi lost Amethi in 2019 while winning Wayanad. In Andhra Pradesh, Y.S. Jagan Mohan Reddy’s YSRCP fell from 151 Assembly seats in 2019 to 11 in 2024. The party drew on Y.S. Rajasekhara Reddy’s legacy, but that did not protect its government from defeat. These outcomes do not identify a single cause; they establish that inherited recognition cannot guarantee renewed support.

Voters can accept an heir because they value experience, the party’s programme or continuity. They may also face a restricted choice because nomination has already been decided. Voting for an heir therefore does not prove approval of hereditary leadership. The relevant test is whether an equally capable person without the surname could realistically compete for the same position.

When family disputes become party disputes

Family succession can appear to offer unity after a founder’s retirement or death. Yet competing claims can turn relatives into rival centres of power. Workers, financiers and legislators take sides, while external allies negotiate with whichever faction they consider useful. The effects depend on each claimant’s independent strength and how far the dispute spreads through the organisation.

The Samajwadi Party’s conflict before the 2017 Uttar Pradesh election involved Akhilesh Yadav, Mulayam Singh Yadav and Shivpal Yadav. Leadership and candidate selection became subjects of public conflict. The SP fell from 224 seats in 2012 to 47 in 2017. Akhilesh acknowledged the feud as one contributing reason. It would be wrong to assign the whole decline to family conflict, given the BJP’s strength, alliance arrangements and judgments about governance.

Shivpal formed a separate party in 2018. Reconciliation became publicly visible during Dimple Yadav’s successful Mainpuri Lok Sabha by-election campaign in December 2022, followed by the merger of Shivpal’s party into the SP. The victory cannot isolate the effect of reunion, but it shows how restoring family cooperation can reunite political networks.

Tamil Nadu supplies a different outcome. M.K. Alagiri was expelled from the DMK in 2014 amid conflict with the leadership and his brother Stalin. He publicly opposed Stalin’s leadership ambitions before the 2021 election. Yet the party won under Stalin. The dispute did not produce two equally powerful statewide organisations. A family name gives a claimant visibility without necessarily bringing enough workers or voters to sustain a rival.

The Pawar family demonstrates how voters can distinguish between relatives and between elections. After the NCP split in 2023, Sharad Pawar and his nephew Ajit Pawar led opposing camps. In the 2024 Baramati Lok Sabha contest, Sharad’s daughter Supriya Sule defeated Ajit’s wife Sunetra Pawar by 158,333 votes. In the Assembly election later that year, Ajit defeated his nephew Yugendra Pawar, supported by Sharad, by 100,899 votes.

At party level, Sharad’s faction won eight Lok Sabha seats and Ajit’s one. In the subsequent Assembly election, Ajit’s party won 41 seats and Sharad’s ten. They contested different numbers of seats within different alliances. The Baramati parliamentary and Assembly constituencies are also not identical electorates. Even with those qualifications, the results show why no family branch can claim permanent possession of the voters. Legacy, candidate reputation, alliances and election context interact.

The LJP split and Chirag Paswan’s electoral recovery

The Lok Janshakti Party’s split in Bihar offers an instructive example of how a family dispute can divide a political organisation without settling who commands its voters. After Ram Vilas Paswan’s death in 2020, his son Chirag Paswan and brother Pashupati Kumar Paras became competing claimants to his political legacy. In the 2021 split, Paras took five of the party’s six Lok Sabha MPs with him. Chirag retained his own parliamentary seat but faced a severe organisational challenge.

The subsequent election showed that parliamentary strength and electoral appeal are different assets. For the 2024 Lok Sabha election, Chirag’s Lok Janshakti Party (Ram Vilas) received five constituencies under the NDA seat-sharing arrangement. It won all five: Hajipur, Jamui, Samastipur, Khagaria and Vaishali. Chirag himself won Hajipur, a constituency long associated with his father.

This outcome established that losing most sitting MPs had not extinguished Chirag’s political appeal. It did not establish that the family name alone produced the victories. The NDA alliance, support transferred by its partners, candidate choices and constituency conditions also mattered. Nor was the election a direct contest between the two factions across an identical set of seats.

The episode illustrates three distinct kinds of power: control of officeholders, recognition as the inheritor of a political legacy, and the ability to win elections within a viable alliance. One faction can possess the first while another proves stronger in the third. Family disputes can divide workers and resources, but voters need not follow the side with the most legislators. Political inheritance provides an advantage; public acceptance still has to be tested.

Corruption is condemned but weighed against other concerns

Indian voters can reject corruption in principle while continuing to support a politician facing allegations. They may distrust the allegations, believe the alternatives are worse, value the politician’s assistance or fear losing their community’s influence. An accusation, an investigation and a conviction must also be distinguished.

The Karnataka election of 2023 shows why concern and voting priority are different. In Lokniti-CSDS’s post-poll survey, about four per cent named corruption, scams or bribery as their most important voting issue. Roughly 29 per cent named unemployment. Corruption could still have influenced broader assessments of governance, but the figures caution against reducing the result to a single campaign slogan.

Delhi in 2015 illustrates the mobilisation possible around an anti-corruption identity. AAP, which emerged from the anti-corruption movement, won 67 of 70 Assembly seats. It also appealed through affordability and a promise of accessible government. The result demonstrates that integrity can become part of a successful political offer, without proving that corruption alone determined the vote.

Evidence also challenges the assumption that poorer voters simply prefer dishonest leaders. A vignette experiment in Uttar Pradesh found that people became less likely to choose hypothetical candidates described as corrupt or criminal. The researchers identified limited information and the absence of credible clean alternatives as possible explanations for actual electoral choices.

Corruption becomes politically powerful when evidence is credible, responsibility is clear and the consequences connect with ordinary life. A recruitment scandal can mean years of lost preparation. A badly built road can mean injury and repair costs. A bribe for a certificate can mean a family being denied something it should receive as a right.

For a professional examining public expenditure, proper paperwork is only the starting point. The further questions concern fair selection, reasonable costs and whether the promised service actually reached people.

Development matters when people experience it

Development is a genuine electoral concern, but its meaning differs across households. A farmer may prioritise irrigation and prices. A graduate may prioritise suitable employment. A woman seeking work may need safe transport and childcare. A small manufacturer may need dependable electricity and timely customer payments.

Delhi’s 2020 Assembly election provides an example of service delivery becoming central to a campaign. AAP won 62 of 70 seats after foregrounding electricity, water, schools and neighbourhood healthcare. Contemporary reporting identified household benefits and public services as important parts of its appeal. The result illustrates their political relevance, without isolating their contribution from leadership, organisation and competing campaigns.

Development does not provide an automatic electoral dividend. Research on India’s rural roads programme, examining roughly 180,000 roads across half a million villages, found no increase in ruling-party support attributable to road provision in its analysis. Infrastructure may be valued without producing a measurable vote reward in a particular setting.

Voters may regard a service as their entitlement, assign credit elsewhere or weigh other concerns more heavily. Governments must therefore distinguish development announced, development delivered and development experienced by households. These can be very different things.

Employment is about income and a credible future

Unemployment matters both to those seeking work and to their families. The concern extends beyond having no job. It includes irregular earnings, work below one’s qualifications, delayed recruitment and migration caused by limited local opportunities.

Yet economic dissatisfaction need not translate directly into a change of government. Voters may assign responsibility to different levels of government or believe the opposition would perform worse. Welfare can relieve immediate pressure, while leadership and future expectations remain important.

Lokniti-CSDS’s 2024 post-poll survey found that about 43 per cent reported an improvement in their household’s economic condition over five years, 35 per cent reported no change and about 18 per cent reported deterioration. This does not measure job quality or establish the cause of anyone’s vote. It shows why there was no single economic experience shared by all households.

For policymakers, the implication is practical. Growth needs to create opportunities that people can recognise in their own lives. Announcing investment is different from generating sustained employment, rising wages and viable businesses.

Long rule can produce fatigue but has no fixed expiry date

West Bengal’s Left Front lost in 2011 after 34 years in power. Tripura’s Left government lost in 2018 after 25 years. Odisha’s BJD lost in 2024 after about 24 years. In Sikkim in 2019, the SKM won 17 seats against the SDF’s 15, ending Pawan Kumar Chamling’s rule of more than 24 years. These are clear instances of long-serving governments being replaced.

Fatigue is a plausible part of the explanation, but the calendar does not establish causation. In West Bengal, land acquisition conflicts at Singur and Nandigram created concrete grievances. After the defeat, the CPI(M) acknowledged mistakes over those episodes and the accumulation of negative factors during prolonged rule.

Over time, local complaints accumulate. Leaders may become harder to approach. Intermediaries can become entrenched. Younger voters may have little memory of the achievements that first established the government’s reputation. The opposition becomes more attractive if it offers a believable alternative.

Continuity can also be rewarded. In Gujarat in 2022, the BJP won its seventh consecutive Assembly election with 156 of 182 seats. Long tenure plainly did not prevent another substantial victory.

The useful distinction is between dissatisfaction with an individual representative, dissatisfaction with the government and confidence in the alternative. These judgments do not always move together.

Media influences which questions become urgent

Media can strengthen accountability through investigation and local reporting. It can also distort electoral judgment through selective attention, concealed sponsorship, misleading clips and repeated unsupported claims. Strong editorial views are legitimate; deception requires a different assessment.

Television debates can make one controversy dominate the campaign. Social platforms can carry political material through trusted personal networks. Newspapers can expose wrongdoing, but promotional material disguised as news can borrow the authority of independent journalism.

A study conducted after West Bengal’s 2021 election exposed survey respondents to hostile religious misinformation. It found increased negative feelings towards the other religious group. The corrections tested did not remove that emotional effect. The experiment measured attitudes, not actual changes in votes, so it cannot tell us how many seats misinformation affected.

The distinction is important. A message may increase fear or hostility without changing a person’s preferred party. It can nevertheless change the atmosphere in which citizens assess their choices.

Media influence also meets the limits of lived experience. A business owner knows whether payments arrive; a parent knows whether a school functions. Credible reporting helps connect these experiences to evidence about responsibility and performance.

Campaign energy helps but hostility is no guarantee

Campaigning informs, persuades and mobilises. A packed rally demonstrates enthusiasm among attendees, but does not establish that undecided voters have changed their minds. Digital circulation can extend a rally’s reach well beyond the venue.

The Bihar Assembly election of 2015 is instructive. The JD(U), RJD and Congress alliance won 178 of 243 seats despite an intensive campaign by the BJP-led NDA. Research by Gilles Verniers and Neelanjan Sircar emphasised coalition strategy and coordination in explaining the outcome. Visibility alone could not overcome those electoral relationships.

This is not proof that vigorous campaigning fails. It shows why campaigning must be understood alongside alliances, local organisation and the choices voters already face.

Forceful criticism can clarify a government’s failures. Personal abuse may instead create sympathy for the target or doubts about the attacker’s judgment. A major research synthesis found that negative campaigning was more memorable, but did not establish a dependable general advantage in winning votes. Much of that evidence comes from outside India and should be applied cautiously.

After polling the mandate can change its governing form

Voting determines the distribution of seats. Negotiation determines which combination governs. These are connected decisions, but they are not identical. A vote may support the candidate, the party, a declared alliance or the defeat of another party. We cannot identify the precise motivation of every voter. Nevertheless, pre-election partnerships create reasonable expectations because parties ask supporters to vote for allied candidates.

Maharashtra in 2019 illustrates a reversal of that offer. The BJP and Shiv Sena contested together and won 105 and 56 seats respectively, giving them 161 in a 288-member Assembly. Their alliance therefore had a majority. After disagreement over government formation, Shiv Sena instead formed the Maha Vikas Aghadi with the NCP and Congress. A partnership that had secured enough seats did not become the government.

Supporters of the new arrangement could argue that the original alliance had become unworkable. Critics could reasonably ask why voters were not offered the alternative partnership before polling. Legislative support can establish a government’s authority while leaving a serious dispute about political consistency with the campaign.

Karnataka in 2018 was different. The BJP initially won 104 seats, Congress 78 and JD(S) 37. No party had a majority. Congress and JD(S), which had competed against each other, combined to support H.D. Kumaraswamy. Their combined 115 seats provided a basis for government formation, though voters could question the partnership and the choice of chief minister from its smaller party.

The coalition subsequently collapsed in July 2019 amid resignations and absences, losing a confidence vote by 99 to 105. This adds a second issue: the majority itself can change between general elections. Allegations about inducements require evidence; the documented change in parliamentary support does not by itself establish why every legislator acted.

Goa and Manipur in 2017 reinforce the distinction between the largest party and a majority. Congress won 17 seats against the BJP’s 13 in Goa, and 28 against 21 in Manipur. Neither Congress tally was a majority. The BJP assembled support to form governments in both states. These cases demonstrate the importance of post-poll coordination, while leaving questions about whether voters understood the smaller parties’ possible alliances.

Bihar presents repeated changes within Assembly terms. In 2015, JD(U), RJD and Congress won together against the BJP-led NDA. In 2017, Nitish Kumar left that arrangement and formed a government with BJP support. After contesting the 2020 election within the NDA, he left it in 2022 to govern with RJD, Congress and other partners, then returned to the NDA in January 2024. No fresh Assembly election accompanied each switch.

Each change had its own stated explanation. The wider democratic concern is whether alliance promises remain credible when a party repeatedly governs with those it asked voters to oppose. A floor majority answers who can govern at that moment; it does not settle every question about what citizens expected their vote to produce.

Maharashtra’s 2022 Shiv Sena rebellion introduced another distinction: party authority and legislative factional strength. Eknath Shinde’s rebellion led to a government supported by the BJP. In May 2023, the Supreme Court held that the Governor lacked the required objective basis for directing Uddhav Thackeray to face a floor test. It did not restore his government because he had resigned without facing that test. The judgment also distinguished the political party’s authority from that of its legislative wing. These are specific holdings about that episode, not a statement of the subsequent status of every related dispute.

There can also be substantive reasons to change support. In 2008, the Left withdrew support from the UPA over the India–US civil nuclear agreement. The government sought and won a confidence vote. An identifiable policy disagreement gave citizens something concrete to assess. Requiring parties to preserve alliances regardless of every policy decision would weaken accountability of another kind.

The fairest assessment therefore asks what was promised, whether the result required compromise, what substantive disagreement arose, and what public programme the new arrangement offers. Negotiating after a hung verdict generally has a stronger democratic justification than abandoning a winning alliance without a convincing explanation. A change of alliance, individual defection and an internal party split are separate events and should not be treated as legally interchangeable.

Learning across the cases

These examples reveal several limits to political control. BSP’s 2007 coalition shows that identity-based organisation can reach beyond one community. Delhi’s 2015 and 2020 elections show the appeal of integrity and service delivery. The defeats of long-serving governments show that established networks can lose public confidence. Gujarat demonstrates that longevity need not produce defeat. The Paswan and Pawar cases show that officeholders, inheritance and voter support are distinct assets. Bihar and Maharashtra show how leadership bargaining can change the government after the electorate has voted.

The 2024 national election provides a further reminder about scale. The BJP won 240 Lok Sabha seats, down from 303 in 2019, and returned to office with coalition partners. Continuity of government coexisted with a change in the distribution of bargaining power. It would be misleading to interpret that result as either complete rejection or unqualified endorsement, or to explain it through a single nationwide cause.

More policy accountability is possible

India does not need to wait for ideology to arrive. Ambedkarite politics, Dravidian politics, Hindu nationalism and Left politics already contain ideas about society and the state. Identity and ideology frequently overlap. The next improvement would be stronger accountability for the policies those ideas produce.

That requires public services people can obtain without personal intervention. It requires parties to explain the cost and implementation of their promises. It requires transparent finance, competitive procurement and credible information about results. Representation remains important where exclusion persists, but leaders claiming to represent a community must also answer for their performance.

There is encouraging evidence that scrutiny can change incentives. A Delhi experiment found that councillors expecting public newspaper report cards increased spending benefiting poorer residents in high-slum areas. Parties also benefited electorally from strong spending records. Publicly available performance information mattered more than private advice alone.

The experience of Dalit empowerment changes the balance of this assessment. Electoral politics has not simply rearranged existing elites; it has also opened institutions to people historically excluded from authority. That achievement should be protected and extended. The evidence supports neither dismissing representation as empty symbolism nor treating political visibility as proof of completed social justice.

The quality of Indian democracy cannot be judged only by the size of rallies, the diversity of candidates or the frequency of changes in government. It must also be judged by whether citizens can obtain fair treatment and build better lives without depending on powerful intermediaries. For historically excluded communities, the test includes better schools, secure livelihoods, effective protection against discrimination and the freedom to question their own representatives.

A voter may reasonably value community dignity, honest administration and economic opportunity together. Democratic progress depends on making parties answerable for all three through evidence, public debate and institutions that serve people fairly.

Sources and reading notes

References are grouped here to preserve the flow of the essay. Election outcomes are facts; explanations of voter motivation are interpretations unless supported by a specified study. Older research is used for particular mechanisms, while the political examples fall within the past twenty years. No claim is made that each mechanism has an identical effect across India.

1. Social Justice through Inclusion The Consequences of Electoral Quotas in India. Francesca R Jensenius, Oxford University Press, 2017; political inclusion and discrimination.
https://academic.oup.com/book/7094

2. Can Mandated Political Representation Increase Policy Influence for Disadvantaged Minorities. Rohini Pande, American Economic Review, 2003.
https://pubs.aeaweb.org/doi/10.1257/000282803769206232

3. Impact of reservations on public good allocations. J-PAL research summary; infrastructure in lower-caste areas.
https://www.povertyactionlab.org/evaluation/impact-pr-reservations-public-good-allocations

4. SC reserved constituencies in the Lok Sabha. Election Commission of India Atlas, 2021; constituency framework.
https://www.eci.gov.in/EBooks/eci-atlas/files/basic-html/page25.html

5. Handbook on Social Welfare Statistics. Ministry of Social Justice and Empowerment, 2016; historical Census literacy and poverty series.
https://socialjustice.gov.in/writereaddata/UploadFile/HANDBOOK%20Social%20Welfare%20Statistice%202016.pdf

6. All India Survey on Higher Education 2021 to 2022. Ministry of Education release, January 2024; gross enrolment ratios.
https://www.pib.gov.in/Pressreleaseshare.aspx?PRID=1999713&lang=2&reg=48

7. Household Consumption Expenditure Survey 2023 to 2024. MoSPI release, 30 January 2025; Table 3 social-group consumption without imputation.
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2097601&lang=2&reg=48

8. Parliamentary reply on registered cases and enforcement of the SC ST Prevention of Atrocities Act. Government of India, 2026; NCRB data for 2024.
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2290065&lang=2&re=&reg=48

9. Political families among sitting legislators. ADR, September 2025; 5,203 legislators examined in the updated report.
https://www.adrindia.org/content/Analysis-of-Sitting-MPs-and-MLAs-who-have-dynastic-background

10. Stalin’s experience before becoming chief minister. New Indian Express, 7 May 2021.
https://www.newindianexpress.com/states/tamil-nadu/2021/May/07/muthuvel-karunanidhi-stalin-takes-oath-as-chief-minister-of-tamil-nadu-2299559.html

11. Rahul Gandhi wins Wayanad and loses Amethi in 2019. NDTV, 4 June 2019.
https://www.ndtv.com/india-news/rahul-gandhi-to-visit-wayanad-to-thank-electorate-on-poll-win-2044493

12. YSRCP falls from 151 seats to 11. Indian Express, 2024; Andhra Pradesh results.
https://indianexpress.com/article/political-pulse/chandrababu-naidu-tdp-nda-andhra-pradesh-jagan-lok-sabha-assembly-seats-9372129/

13. Akhilesh acknowledges the family feud as one reason for defeat. Times of India, April 2017.
https://timesofindia.indiatimes.com/city/lucknow/family-feud-behind-poll-debacle-admits-akhilesh-yadav/articleshow/58392528.cms

14. Mainpuri victory and the SP family reconciliation. Indian Express, December 2022.
https://indianexpress.com/article/political-pulse/mainpuri-triumph-heals-akhilesh-family-rift-shivpal-merges-party-with-sp-8313802/

15. Alagiri and the DMK succession dispute. Indian Express, December 2020.
https://indianexpress.com/article/india/m-k-alagiri-says-no-scope-to-work-with-dmk-again-does-not-rule-out-floating-party-7118770/lite/

16. Stalin forms government after the 2021 election. Indian Express, May 2021.
https://indianexpress.com/article/cities/chennai/mk-stalin-stakes-claim-to-form-government-in-tamil-nadu-7302772/

17. Supriya Sule defeats Sunetra Pawar in Baramati. Indian Express, 5 June 2024.
https://indianexpress.com/article/cities/pune/supriya-sule-baramati-cause-concern-mahayuti-assembly-polls-9374044/

18. Ajit Pawar defeats Yugendra Pawar in Baramati. NDTV Profit, November 2024.
https://www.ndtvprofit.com/india/baramati-assembly-polls-result-2024-ajit-pawar-leads-by-15382-votes-in-this-pawar-vs-pawar-battle-9971062

19. NCP factions in the 2024 parliamentary and Assembly elections. ThePrint, November 2024; eight parliamentary seats and ten Assembly seats for NCP SP, against 41 Assembly seats for Ajit Pawar’s party.
https://theprint.in/elections/voters-answer-real-ncp-question-ajit-pawar-ascendant-sharad-pawar-faction-gets-just-10-seats/2368934/

20. Ajit Pawar faction wins one Lok Sabha seat in 2024. Times of India, June 2024.
https://timesofindia.indiatimes.com/city/mumbai/ajit-pawars-defeat-in-lok-sabha-polls-highlights-ncps-internal-struggles/articleshow/110714905.cms

21. AAP wins 67 Delhi seats in 2015. NDTV, February 2015.
https://www.ndtv.com/delhi-news/indias-aam-aadmi-party-sweeps-elections-in-delhi-738597

22. Sikkim government changes in 2019. PTI, Business Standard, 23 May 2019; SKM 17 and SDF 15 seats.
https://www.business-standard.com/article/pti-stories/pawan-chamling-era-ends-in-sikkim-after-over-24-years-119052302194_1.html

23. Presidential primaries and the Electoral College. US Government explanations of nomination and presidential selection.
https://www.usa.gov/presidential-election-process

24. Maharashtra election results and pre-election alliances in 2019. NDTV, October 2019.
https://www.ndtv.com/india-news/maharashtra-election-result-2019-live-updates-advantage-bjp-shiv-sena-as-counting-of-votes-begins-at-2121736

25. Karnataka hung verdict and post-election coalition in 2018. Indian Express, May 2018.
https://indianexpress.com/elections/karnataka-assembly-election-results-2018-congress-jds-alliance-deve-gowda-amit-shah-rahul-gandhi-siddaramaiah-yeddyurappa-5178369/

26. Karnataka coalition loses its confidence vote in 2019. Indian Express, July 2019.
https://indianexpress.com/article/india/karnataka-trust-vote-kumaraswamy-yeddyurappa-bjp-congress-jds-5846365/

27. Goa coalition government formation in 2017. Indian Express, March 2017.
https://indianexpress.com/elections/goa-assembly-elections-2017/congress-cries-foul-as-goa-slips-out-manohar-parrikar-invited-to-form-govt-4567425/

28. Manipur government formation and legislative support in 2017. Supreme Court judgment, 21 January 2020; factual background.
https://api.sci.gov.in/supremecourt/2019/27562/27562_2019_4_1501_19772_Judgement_21-Jan-2020.pdf

29. Nitish Kumar alliance changes from 2015 to 2024. Business Standard, August 2025; retrospective timeline.
https://www.business-standard.com/amp/elections/bihar-elections/nitish-kumar-alliances-timeline-bihar-elections-2025-125080700971_1.html

30. Subhash Desai v Principal Secretary Governor of Maharashtra. Supreme Court, 11 May 2023; conclusions on the floor-test direction, resignation and party authority.
https://api.sci.gov.in/supremecourt/2022/20234/20234_2022_1_1502_44512_Judgement_11-May-2023.pdf

31. UPA confidence motion following Left withdrawal in 2008. Journal of Parliamentary Information, December 2008; parliamentary record.
https://eparlib.sansad.in/bitstream/123456789/764108/1/jpi_december_2008.pdf

32. BJP wins 240 Lok Sabha seats in 2024. Akashvani News, 5 June 2024.
https://newsonair.gov.in/bjp-led-nda-secures-absolute-majority-in-lok-sabha-elections-by-winning-292-seats-bjp-emerges-as-single-largest-party-with-240-seats/

33. Chirag Paswan and Pashupati Paras seat sharing after the LJP split. Times of India, 14 March 2024; reports Paras taking five of six MPs and the proposed five-seat allocation to Chirag.
https://timesofindia.indiatimes.com/india/in-deal-with-bjp-chirag-paswan-gets-5-bihar-seats/articleshow/108474063.cms

34. Chirag Paswan party wins all five seats in Bihar. New Indian Express, 6 June 2024; results and constituency list.
https://www.newindianexpress.com/amp/story/india/2024/Jun/06/perfect-score-chirag-new-dalit-icon-in-bihar

35. BSP victory and coalition building in Uttar Pradesh in 2007. PTI report, 11 May 2007.
https://m.rediff.com/news/report/uppoll/20070511.htm

36. Can political parties improve minority wellbeing Evidence from India’s Silent Revolution. Journal of Development Economics, 2022.
https://www.sciencedirect.com/science/article/pii/S0304387822000852

37. Inequality in policy implementation caste and electrification in rural India. Aklin, Cheng and Urpelainen, Journal of Public Policy.
https://www.cambridge.org/core/journals/journal-of-public-policy/article/abs/inequality-in-policy-implementation-caste-and-electrification-in-rural-india/1B09DD4CBFDA51D12337F858CECB096D

38. Lok Sabha 2024 winners and declared assets. Association for Democratic Reforms, MyNeta database.
https://myneta.info/LokSabha2024/index.php?action=show_winners&sort=edu

39. Money Matters in Indian Elections Why Parties Depend on Wealthy Candidates. Neelanjan Sircar, Carnegie Endowment, 2018.
https://carnegieendowment.org/posts/2018/07/money-matters-in-indian-elections-why-parties-depend-on-wealthy-candidates/

40. The Resilience of India’s Fourth Party System. Carnegie Endowment, 2024; discussion of Lokniti-CSDS estimates.
https://carnegieendowment.org/research/2024/09/india-election-bjp-party-politics

41. Karnataka Post Poll 2023 Survey Findings. Lokniti-CSDS; stated most important voting issues.
https://lokniti.org/media/PDF-upload/1703236330_23412100_download_report.pdf

42. Are Poor Voters Indifferent to Whether Elected Leaders Are Criminal or Corrupt. Banerjee, Green, McManus and Pande, Political Communication, 2014; Yale research summary.
https://ie.yale.edu/research/are-poor-voters-indifferent-whether-elected-leaders-are-criminal-or-corrupt-vignette-experiment

43. Behind AAP’s 62 out of 70 score the winning formula. Indian Express, 16 February 2020; contemporary reporting and interpretation.
https://indianexpress.com/article/cities/delhi/the-winning-formula-aam-aadmi-party-delhi-polls-victory-education-electricity-water-schemes-6270116/

44. Do Citizens Enforce Accountability for Public Goods Provision. Tanushree Goyal, The Journal of Politics, 2024; Princeton research record.
https://collaborate.princeton.edu/en/publications/do-citizens-enforce-accountability-for-public-goods-provision-evi/

45. Social and Political Barometer Post Poll Study 2024. Lokniti-CSDS, question 27 on household economic conditions.
https://lokniti.org/media/PDF-upload/1718435207_67606300_download_report.pdf

46. West Bengal election result in 2011. Indian Express, 14 May 2011.
https://indianexpress.com/article/news-archive/web/buddha-loses-cpm-crumbles-city-to-village/

47. Singur and Nandigram proved costly. IANS report of CPI(M) assessment, NDTV, 12 June 2011.
https://www.ndtv.com/india-news/singur-nandigram-proved-costly-but-left-still-relevant-cpi-m-458326

48. Tripura election result in 2018. PTI report, Onmanorama, 3 March 2018.
https://www.onmanorama.com/news/nation/2018/03/03/tripura-election-2018-bjp-landlside-win-cpm-defeated-manik-sarkar.html

49. Profile of the 17th Odisha Legislative Assembly. PRS Legislative Research, 2024; election results sourced to ECI.
https://prsindia.org/legislatures/state/vital-stats/profile-of-the-17th-odisha-legislative-assembly

50. Gujarat seventh consecutive BJP victory. PTI report, Times of India, 8 December 2022.
https://timesofindia.indiatimes.com/elections/assembly-elections/gujarat/news/bjp-retains-gujarat-for-a-seventh-straight-term-sets-new-records-congress-bags-himachal-kejriwal-declares-aap-national-party/articleshow/96090059.cms

51. Misinformation Narratives and Intergroup Attitudes Evidence from India. Daxecker, Fjelde and Prasad, The Journal of Politics, 2025.
https://www.journals.uchicago.edu/doi/10.1086/732979

52. Assessing Party Performance and Alliance Dynamics in the 2015 Bihar Election. Gilles Verniers and Neelanjan Sircar, Centre for Policy Research, 2016.
https://cprindia.org/workingpapers/assessing-party-performance-and-alliance-dynamics-in-the-2015-bihar-election/

53. The Effects of Negative Political Campaigns A Meta Analytic Reassessment. Lau, Sigelman and Rovner, The Journal of Politics, 2007.
https://onlinelibrary.wiley.com/doi/10.1111/j.1468-2508.2007.00618.x

54. Public Information Is an Incentive for Politicians. Banerjee, Enevoldsen, Pande and Walton, American Economic Journal Applied Economics, 2024.
https://www.aeaweb.org/articles?id=10.1257/app.20220088

55. How Ideology Shapes Indian Politics. Nicholas Haas and Rajeshwari Majumdar, Carnegie Endowment, 2023.
https://carnegieendowment.org/2023/12/18/how-ideology-shapes-indian-politics-pub-91249

CA. S. Muralidharan  |  

When Technology Became Affordable, Ordinary Indians Found New Possibilities

When Technology Became Affordable, Ordinary Indians Found New Possibilities

CA. S. Muralidharan
Business Mentor and Thought Leader

A fisherman checks market prices before bringing his catch ashore. An apple grower in Himachal Pradesh finds a buyer in Jaipur. A street vendor accepts payment through a QR code. A village entrepreneur earns a living by helping neighbours access online services.

These are small acts. Together, they tell a large story.

Affordable technology has brought business capabilities within reach of people who could never have built such systems themselves. Ordinary Indians have responded with practical intelligence. They have learnt, experimented and adapted these tools to the needs of their work.

Their achievement deserves attention. Technology supplied the opportunity. People found ways to turn it into a livelihood.

The cost of doing business came down

For a small entrepreneur, obtaining information, finding customers and collecting money can consume a large part of the working day.

A larger business can employ people for these tasks. A small trader or self-employed worker often has to do everything personally.

The mobile phone brought several functions together. It became a means of communication, a price-information service, a product catalogue, a navigation tool and a payment device.

Falling data costs made frequent use affordable. Official figures show that average wireless data revenue realisation per GB fell from about ₹269 in 2014 to ₹8.31 in June 2024—roughly a 97% decline. This is an industry average measure, rather than the price of every recharge plan. (pib.gov.in)

For ordinary people, this meant that using technology could become part of everyday business.

Kerala’s fishermen: earning more value from the same catch

Fish is perishable. A fisherman cannot wait indefinitely for a better price.

Earlier, boats could arrive at a market already crowded with fish. Prices would fall, and some of the catch could remain unsold. Elsewhere along the coast, buyers might be waiting for supplies.

Mobile phones helped fishermen and traders check conditions before deciding where to sell.

Robert Jensen’s study of Kerala’s fisheries during 1997–2001 found that the spread of mobile service was associated with sharply reduced price differences between markets and the elimination of wastage in the markets studied. Producers and consumers benefited. (academic.oup.com)

The fishermen recognised the commercial value of a simple phone call. They used it to answer an immediate question: Where should I take today’s catch?

Better information helped them obtain more value from work they had already done.

Himachal’s apple growers: the orchard stayed, the market expanded

An apple grower’s income depends on much more than growing good fruit. Grading, packaging, transport and access to buyers also matter.

A World Bank account of the Himachal Pradesh Horticulture Development Project describes growers Karan and Rajesh using the government’s e-marketplace app to compare prices. They sold apples as far away as Jaipur, where they obtained favourable prices. New and upgraded markets also helped connect growers with traders from other parts of India. (worldbank.org)

The growers used information to widen their choices. Their orchard remained in Himachal Pradesh, but their selling decision could now take account of demand elsewhere.

Digital apple auctions have added another possibility. The Bithal digital mandi, launched in 2025, combined automated grading with bidding supported by photographs and quality information. Buyers could assess produce remotely. Its long-term effect on average grower income still needs independent measurement. (tribuneindia.com)

This example also shows why physical infrastructure matters. An app can identify a buyer. Apples still need careful handling and reliable transport.

Karnataka’s farmers: better selling arrangements improved prices

Karnataka’s Unified Market Platform brought agricultural markets onto a common electronic system. The reform combined online bidding, greater visibility of produce and changes that allowed traders to operate across markets.

A study published in PNAS estimated increases in modal market prices of 5.1% for paddy, 3.6% for groundnut and 3.5% for maize. It found no statistically significant price effect for cotton, green gram or tur. (pmc.ncbi.nlm.nih.gov)

These differences matter. Digital systems produce benefits when the surrounding trading arrangements work effectively.

For a farmer with a thin margin, even a modest improvement in the selling price can make a meaningful difference. Part of the gain can come from selling better, rather than producing more.

Cardamom growers: making the auction visible

In Kerala and Tamil Nadu, electronic auctions introduced another way to improve the selling process.

The Spices Board introduced cardamom e-auctions at Puttady and Bodinayakanur in 2007. A cloud-based system later linked the centres. Displays show the lot, quantity and current highest bid, making the process more transparent. (indianspices.com)

The grower did not have to own this technology. Shared infrastructure made it available.

This is an important feature of affordable access. A small producer can benefit from a sophisticated system by paying for, or participating in, a service.

Dairy households: confidence in measurement and payment

For a household supplying a few litres of milk each day, accuracy matters.

Automated milk collection units combine electronic weighing, milk testing and computerised payment calculations. They generate a transaction slip that records the sale.

The National Dairy Development Board identifies greater transparency and shorter collection time among the benefits. Its related digital system also offers farmers a mobile passbook. (nddb.coop, nddb.coop)

Here, a better livelihood includes greater confidence that quantity and quality have been measured properly. A clear record makes payment easier to understand and question.

Such improvements may seem small from outside. For a family depending on daily milk receipts, they are significant.

Street vendors: adapting technology to a tiny business

UPI brought digital payment acceptance within reach of very small enterprises. Under the zero-MDR arrangements operating during 2020–25, BHIM-UPI acceptance also avoided the merchant discount charges associated with many other payment methods. (pib.gov.in)

The familiar QR code at a roadside stall represents an important adaptation. A vendor can serve a customer who has a phone but little cash.

Research covering women in informal work found UPI acceptance even among street vendors who could not read. This demonstrates practical adoption, although it does not establish an equal income increase for every user. (research.iihs.co.in)

We should recognise the learning involved. People fitted a new payment method into businesses built around small transactions, personal trust and daily cash needs.

They learnt what was useful for their work.

Technology also created new livelihoods

Common Service Centres offer another example. Local entrepreneurs help residents access government, financial and other online services.

Tamil Nadu’s IT Department describes these centres as village-level service points covering areas such as banking, education, agriculture and utility payments. (it.tn.gov.in)

A person’s ability to navigate digital systems became a service for the community. Residents could save travel and time, while the operator gained an earning opportunity.

Human assistance remained valuable. Technology created a new role for someone who could explain, guide and complete a task.

Ordinary people were active participants

These stories reveal adaptability that discussions about technology often overlook.

The fisherman used connectivity to choose a landing market. The apple grower compared distant buyers. The vendor fitted digital payments into a tiny stall. The village operator turned digital knowledge into a local service.

Their innovations were practical responses to everyday problems.

Formal education and technical expertise can help. But these examples show that people also learn through use, observation, assistance and experience. When a tool solves a recognisable problem, they have a strong reason to master it.

This broadly echoes Alvin Toffler’s vision of an information society in which economic activity becomes more decentralised and varied. His term “demassification” helps explain how widely available technology can support many small, distinctive enterprises. (loc.gov)

Making the opportunity last

Affordable access is the beginning. Better livelihoods also depend on usable services, skills, fair terms, reliable payments and physical infrastructure.

A randomised evaluation of the Reuters Market Light SMS service in Maharashtra found no significant average improvement in prices received or crop value added. Information alone did not overcome the barriers farmers faced in that setting. (povertyactionlab.org)

The practical task for policymakers and businesses is therefore to help people act on information. That may require another buyer, transport, storage, quality testing or assistance in a familiar language.

India’s experience gives us reason for confidence in ordinary people’s ability to adapt.

When useful technology becomes affordable and accessible, they find ways to make it serve their needs. They bring enterprise, judgement and persistence to the opportunity.

One of technology’s greatest achievements is giving a person with modest resources a better chance to earn, support a family and build a more secure future.

India Preparing for Leadership in Artificial Intelligence

India Preparing for Leadership in Artificial Intelligence


CA. S. Muralidharan

Business Mentor and Thought Leader


A ten country perspective for industry leaders and policymakers


The United States and China dominate much of the debate about artificial intelligence. A comparison across ten countries shows a wider contest. Some nations compete in advanced models. Others build strength in chips, factory systems or locally useful applications. India should learn from these different paths while developing the capability to shape its own future.


The ten country comparison


This is a qualitative comparison, not an official ranking. Evidence has different reference dates. Strategy describes policy direction; it does not establish delivery. The 2030–2035 outlook is the author’s conditional assessment, not a forecast guaranteed by the sources.


China building AI capability over fifteen years


China’s rise offers a useful case study for 2011–2026, although its scientific and industrial foundations predate this period. Its present position emerged through successive investments by companies, universities and government. The record supports a lesson about sustained capability building. It does not establish that every policy succeeded or that central direction alone produced the results.


2011 to 2015 building commercial research


Early company investment preceded the dedicated national AI plan. Baidu established its Institute of Deep Learning in 2013. In 2014 it opened a Silicon Valley laboratory and appointed Andrew Ng to lead Baidu Research. Its announcement identified work on speech, images, language and advertising. These were research problems connected to existing businesses, providing a route from experimentation to practical use. [16]


This experience also challenges the idea that China developed AI in isolation. International recruitment and research connections contributed to its capabilities. For India, the lesson is to create attractive research opportunities at home while remaining connected to global knowledge.


2015 to 2018 aligning policy industry and universities


China’s 2015 development programme linked Internet Plus, cloud computing and AI with industrial upgrading. The 2017 New Generation Artificial Intelligence Development Plan then established a dedicated national direction towards 2030. In the same year, Alibaba launched DAMO Academy as a global research programme. Its announcement proposed investment exceeding US$15 billion over three years across research and development; that was a commitment, not verified AI expenditure. [17–19]


University preparation followed alongside company research. The Ministry of Education’s 2018 action plan sought stronger AI disciplines, innovation and talent development. Alibaba and Tsinghua University also announced a joint laboratory in 2018. Together, these milestones show several institutions working on connected priorities. They do not prove that a national announcement automatically produced commercial success. [20,21]


2019 to 2022 connecting software hardware and infrastructure


Alibaba unveiled an AI inference chip in 2019. Inference means running a trained model to produce an answer or prediction. This illustrates a company moving from using AI towards designing part of the infrastructure supporting it. It did not make China independent in advanced chips. [22]


In 2022, China approved eight national computing hubs and planned ten data-centre clusters under East Data West Computing. The programme sought to connect demand in eastern regions with resources in western regions. This was broader digital infrastructure, not exclusively AI investment. India can learn from coordinating computing with energy and networks, while matching location to latency, water availability and actual demand. [23]


2023 to 2026 competing in models and deployment


DeepSeek-V3, released in December 2024, demonstrated another route to competitiveness: efficient model architecture and engineering. Its technical report described a model activating only part of its total parameters for each token and using 2.788 million H800 GPU hours for training. This is a developer-reported training figure, not the full cost of establishing the company or conducting all earlier research. [24]
By the 2026 AI Index, China produced 30 notable models in 2025 against America’s 50. China’s share of the top 100 most-cited AI papers rose from 33 in 2021 to 41 in 2024. These indicators suggest growing capability, but neither model counts nor citation shares measure every aspect of quality or economic value. China’s AI Plus programme now seeks wider adoption across industry and public services. [25,26]


What India should learn


The interpretation is that China built reinforcing connections between research, talent, companies, infrastructure and customers. India should strengthen these connections through sustained funding, competitive institutions and industrial demand. Businesses must contribute original research and product development alongside government investment.
There are limits to the example. US export controls introduced in October 2022 restricted access to advanced computing and chipmaking technologies. China’s progress therefore demonstrates substantial capability without establishing complete self-sufficiency. Nor does it prove that India must reproduce China’s political system. India should build with open competition, privacy protections and public accountability. The relevant lesson is continuity of effort and coordinated execution. [27]


What the comparison means for India


The comparison suggests that leadership has several forms. America combines research, capital and platforms. China connects AI with industrial scale. Germany and Japan offer lessons in linking technology with engineering. South Korea demonstrates the value of an essential hardware position. France seeks technological ownership alongside partnerships. Brazil and Kenya show why local needs and public services deserve a place in national strategy. Russia illustrates the importance of sustaining capability when international access is constrained.


India should therefore pursue both original technology and broad adoption. It should develop domestic models, hardware capabilities and research while helping enterprises use the best suitable systems. The test is whether India owns more valuable technology, retains strategic choice and becomes more productive. The programme below sets out how industry and government can prepare together.


Defining leadership in Indian terms


India should define success through three outcomes: strategic choice, ownership of valuable technology and improvements in national productivity. A large number of users or data centres does not by itself demonstrate leadership. We must ask who owns the products, who earns the profits and whether Indian enterprises become more competitive.


Complete technological self-sufficiency is neither a practical near-term objective nor a sensible test of success. India should build domestic strength in critical areas while diversifying international partnerships. The ability to evaluate, adapt, operate and replace important technologies matters greatly. Foreign investment and Indian ownership can both contribute, provided policy pays attention to the capabilities created within the country.


Building on the existing foundation


India is already investing through the IndiaAI Mission. Government reporting records shared computing capacity exceeding 45,000 graphics processing units by June 2026 and the selection of 20 indigenous foundation-model proposals. These are useful beginnings. They represent resources and commitments, however, rather than proof of technological leadership or economic returns.


The next task is to turn these inputs into dependable services, strong research and successful products. Researchers need suitable computing capacity when their projects require it. Startups need clear access rules and predictable costs. Public reporting should distinguish available capacity from actual usage, and selected proposals from working technologies that have passed independent evaluation.


Preparing people for different responsibilities


The educational foundation begins with reading, mathematics, scientific thinking and clear communication. Students must learn to question an answer, examine evidence and recognise uncertainty. These abilities become more valuable when machines can produce convincing text quickly. Introducing AI tools into classrooms will achieve little if students cannot assess what those tools produce.
Preparation should then follow different paths. Researchers need advanced mathematics, computing and opportunities for sustained experimentation. Managers and professionals need industry knowledge, process design and the ability to evaluate AI systems. Workers and small entrepreneurs need practical tools, local-language support and training connected to their daily tasks. One standard certificate cannot meet these different needs.


Colleges should work with local enterprises on actual problems.

Engineering students could study machine failures, commerce students could examine inventory and cash flow, and agricultural students could evaluate advisory tools. Assessment should require students to explain both their results and their verification methods. Success should be measured through demonstrated ability and improved work, rather than enrolment numbers alone.


Making enterprises ready


Many businesses need better records and clearer processes before they need sophisticated AI. Incomplete accounts, inconsistent inventory data and responsibilities held only in one employee’s memory weaken any technology project. Industry associations should help firms organise information, document important activities and identify a problem worth solving.


Each project should begin with a baseline. A manufacturer should know its existing rejection rate before testing automated inspection. A distributor should measure delivery delays before adopting route planning. Businesses must include software charges, integration, supervision, maintenance and errors when calculating returns. A promising demonstration becomes a business investment only when the benefits survive these costs.


This creates a practical role for chartered accountants, business mentors and other professional advisers. They can assess readiness, validate savings, examine controls and help owners choose realistic projects. Advisers must also recognise the limits of their technical expertise and involve specialists where necessary. Their contribution is to connect technology spending with business purpose and accountable decisions.


Connecting AI with manufacturing


India’s AI strategy should be closely connected with its manufacturing ambitions. Software becomes economically powerful when it improves machines, materials, production and logistics. Useful applications include detecting defects, anticipating equipment failures, reducing energy consumption and improving production schedules. Better design and testing can also help Indian firms develop stronger products.


Industrial clusters offer a practical starting point.

In Coimbatore, for example, manufacturers, engineering institutions, technology firms and industry associations could jointly test a small set of applications. A proposed programme might begin with 100 willing enterprises, establish their present performance and assess results after six months. This is an illustrative proposal, not an existing government commitment.


Independent evaluation should establish which applications work, for which firms and at what cost. Successful approaches could then spread to other clusters. Such programmes would also create demand for Indian technology suppliers. The aim is to build commercially sustainable relationships between developers and enterprises, with public support helping overcome early coordination and experimentation costs.


Supporting research and ownership


India needs research institutions that offer reliable funding, capable leadership and access to computing infrastructure. Researchers must have time to pursue difficult questions. Funding should tolerate genuine experimental failure while requiring honest reporting, independent review and evidence of progress. Repeated announcements and short competitions cannot substitute for sustained research careers.


Universities and businesses should agree early on intellectual-property rights, publication and commercial use. Several competing teams should receive opportunities, including teams working on ambitious general models and others developing efficient sector or language systems. Diaspora researchers can contribute through joint laboratories, visiting appointments and mentoring. Permanent relocation should not be the only route to participation.


Financing the physical foundations


AI depends on electricity, networks, servers, cooling and maintenance. The International Energy Agency projects global data-centre electricity demand to roughly double between 2025 and 2030. India must therefore plan computing infrastructure alongside dependable power and transmission. Water requirements, local conditions and the needs of surrounding communities also deserve attention.


Investment decisions should reflect the rapid ageing of computing equipment and uncertainty about future demand. Public procurement must consider operating costs and supplier dependence throughout an asset’s useful life. In semiconductors, India should pursue credible capabilities in design, packaging, testing, systems engineering and selected manufacturing, supported by partnerships. Announced investment is an inadequate substitute for competitive production and domestic value creation.


Creating demand and suitable finance


Research, product development and commercial expansion require different financial instruments. Public grants suit foundational research and shared datasets. Early companies need patient investment and access to facilities. Paid pilots help establish whether customers value a product. Commercial expansion should increasingly depend on customer revenue and investment based on credible prospects.
Government purchasing can help promising firms cross the gap between a prototype and a usable service. Departments should define problems clearly, fund limited trials and expand independently verified successes. Contracts should require security, portability and measurable service improvements. Domestic suppliers should meet meaningful performance standards so that public support develops firms capable of competing internationally.


Protecting trust and supporting workers


AI adoption will face resistance if people experience unexplained decisions, unreliable services or misuse of personal information. Organisations should identify who remains responsible when a system makes a mistake. In consequential decisions, people need a practical way to seek review. Tests should examine reliability across languages and user groups, alongside security and privacy.


Government and employers must also prepare for changes in entry-level work. Apprenticeships, workplace training and pathways into new responsibilities should accompany automation. Firms should consider how junior employees will acquire experience when routine tasks are automated. Productivity gains will have limited social value if they weaken the routes through which young people enter skilled employment.


Building international relationships with purpose


India should negotiate technology partnerships around specific capabilities: access to advanced chips, joint research, manufacturing knowledge, talent mobility and overseas markets. Working with several partners can reduce vulnerability. Essential systems should have credible alternatives if commercial terms or geopolitical conditions change. Supplier diversity must be planned before a disruption occurs.
India can also develop affordable products for countries facing similar problems in language access, education, healthcare and small-business productivity. International credibility will depend on evidence of usefulness, responsible handling of data and dependable support. Export ambition should encourage Indian firms to meet demanding standards from the beginning. A large home market provides an opportunity to learn, but does not guarantee overseas success.
Turning preparation into execution


Execution should build on the existing IndiaAI structure, with clear responsibilities across ministries, states and participating institutions. A delivery team needs authority to resolve delays and publish progress. Industry must contribute operational expertise, customer access and investment. Universities should provide research and evaluation. Each programme needs a named leader, a budget, a baseline and a review date.


During the first six months, the priority should be to identify bottlenecks and select a manageable set of sector and district programmes. Over the following year, these programmes should run workplace training, paid pilots and research projects. During years two and three, independently verified successes should expand, while weak programmes should be redesigned or closed. These are proposed stages, rather than existing official commitments.


Public dashboards should report useful results: access delays, sustained customer use, productivity improvements, Indian intellectual property, exports and workforce outcomes. Reviews should examine who benefited and whether results can survive without continuing subsidy. Budgets must remain open to revision as evidence develops. Accountability requires the willingness to stop a visible project when it fails to deliver.


A responsibility shared by industry and government


Industry leaders should begin with their own enterprises. They can appoint a responsible executive, assess data quality, select a few valuable problems and train the teams involved. Policymakers should make research, infrastructure and fair access dependable. State governments and associations can connect these national foundations with the everyday needs of local enterprises.


India’s position in the AI age will depend on the capabilities it builds repeatedly: developing technology, applying it well and spreading the gains. Leadership will become credible when Indian products earn international customers, factories become more productive and public services improve. Preparing for that future is a sustained responsibility for institutions and enterprises alike. The work can begin now, with clear ownership and results that people can verify.


Sources and assessment notes


Bracketed numbers in the comparison and case study identify the sources below. Country outlooks, proposed programmes and execution stages are the author’s assessment and recommendations. Government and company claims are not treated as independent proof of performance. Hardware restrictions affecting Russia and international trust affecting China are analytical risk judgements. No comparable ten-country spending or capability score is claimed.

  1. Stanford HAI2026 AI Index. Cross-country research and investment evidence; measures refer to different underlying dates. Private investment does not measure total national AI expenditure.https://hai.stanford.edu/ai-index/2026-ai-index-report
  2. White HouseAmerica’s AI Action Plan, July 2025. Policy direction, rather than evidence that all actions have been completed.https://www.whitehouse.gov/releases/2025/07/white-house-unveils-americas-ai-action-plan/
  3. State Council of ChinaChina to advance smart economy, March 2026. AI Plus and the proposed 2026–2030 planning direction.https://english.www.gov.cn/2026special/2026npcandcpcc/202603/05/content_WS69a92040c6d00ca5f9a09916.html
  4. German Federal GovernmentIndustrial AI cooperation with international partners, October 2026.https://www.bundesregierung.de/breg-de/aktuelles/pressemitteilungen/bundesregierung-staerkt-entwicklung-und-anwendung-industrieller-ki-ueber-zusammenarbeit-mit-internationalen-partnern-2457620
  5. Presidency of FranceFrance India innovation address, June 2026. Official discussion of Mistral, research, electricity and AI infrastructure.https://www.elysee.fr/emmanuel-macron/2026/06/14/deplacement-a-nice-avec-narendra-modi-premier-ministre-de-linde
  6. Cabinet Office of JapanBasic Policies 2025. Domestic semiconductor and sovereign AI ecosystem priorities.https://www5.cao.go.jp/keizai-shimon/kaigi/cabinet/honebuto/2025/2025_basicpolicies_en.pdf
  7. South Korean Ministry of Science and ICTSovereign AI foundation model project and competitive team selection, 2026.https://www.msit.go.kr/eng/bbs/view.do?bbsSeqNo=42&mId=4&mPid=2&nttSeqNo=1212&sCode=eng
  8. SK hynixAI memory products and development direction at FMS 2026. Company reporting.https://news.skhynix.com/en/fms-2026/
  9. Russian Federation contribution to UN CSTDScience Technology and Innovation in the age of AI, 2025–2026. National strategy and research capacity; government self-report.https://unctad.org/system/files/non-official-document/cstd2025-26_ai_c18_russia_ru_en.pdf
  10. Yandex ResearchResearch areas and domestic research activity.https://research.yandex.com/research-areas
  11. Brazilian Ministry of Science Technology and InnovationBrazilian AI Plan 2024–2028, English edition. The BRL 23.03 billion figure is proposed investment, not verified disbursement.https://www.gov.br/mcti/pt-br/acompanhe-o-mcti/transformacaodigital/ai-for-the-good-of-all-2025.pdf
  12. Kenya Ministry of Information Communications and the Digital EconomyNational AI Strategy 2025–2030 implementation roadmap.https://www.ict.go.ke/sites/default/files/2025-12/Kenya%20National%20AI%20Strategy%202025-2030%20Implementation%20Roadmap.pdf
  13. Press Information Bureau of IndiaGovernment Expands Sovereign AI Infrastructure, August 2026, and IndiaAI factsheet. Selected proposals are distinct from independently validated models.https://www.pib.gov.in/PressReleasePage.aspx?PRID=2295477&lang=1&reg=3https://www.pib.gov.in/PressReleasePage.aspx?PRID=2298788&lang=1&reg=6
  14. International Energy AgencyKey Questions on Energy and AI. Electricity demand figures are projections.https://www.iea.org/reports/key-questions-on-energy-and-ai/executive-summary
  15. Gordon G ChangDo Not Let China Cow Us on AI, Gatestone Institute, 30 October 2026. Opinion article that prompted the original discussion.https://www.gatestoneinstitute.org/22956/china-ai-competition
  16. BaiduSilicon Valley laboratory and Andrew Ng appointment, May 2014. Includes the 2013 institute milestone.https://ir.baidu.com/news-releases/news-release-details/baidu-opens-silicon-valley-lab-appoints-andrew-ng-head-baidu/
  17. State Council of ChinaEconomic and social development plan, March 2015. Internet Plus, AI and industrial upgrading.https://english.www.gov.cn/archive/publications/2015/03/17/content_281475073048566.htm
  18. State Council of ChinaGazette recording the New Generation AI Development Plan, August 2017.https://english.www.gov.cn/archive/state_council_gazette/2017/08/10/content_281475782151912.htm
  19. Alibaba GroupDAMO Academy launch, October 2017. Announced R&D commitment covers multiple technologies.https://www.alibabagroup.com/en-US/document-1491841175609409536
  20. Ministry of Education of China via State Council portalUniversity AI action plan, April 2018. Policy goals rather than independently verified outcomes.https://english.www.gov.cn/state_council/ministries/2018/04/13/content_281476110576084.htm
  21. Alibaba GroupJoint laboratory with Tsinghua University, April 2018.https://www.alibabagroup.com/en-US/document-1493727652601659392
  22. Alibaba GroupAI inference chip announcement, September 2019. Company reporting.https://www.alibabagroup.com/en-US/document-1491206538574954496
  23. State Council portalNational computing hubs project approval, February 2022. Planned infrastructure is distinct from operational capacity.https://english.www.gov.cn/statecouncil/ministries/202202/18/content_WS620ed1c7c6d09c94e48a52be.html
  24. DeepSeekDeepSeek V3 Technical Report, December 2024. Architecture and GPU hours are developer reported.https://arxiv.org/abs/2412.19437
  25. Stanford HAI2026 AI Index research chapter. Counts concern notable models in 2025 and highly cited papers in 2021 and 2024.https://hai.stanford.edu/assets/files/ai_index_report_2026_chapter_1_research_development.pdf
  26. State Council of ChinaAI Plus integration guideline, August 2025. Adoption ambitions are policy targets.https://english.www.gov.cn/policies/latestreleases/202508/27/content_WS68ae7976c6d0868f4e8f51a0.html
  27. US Bureau of Industry and SecurityAdvanced computing and semiconductor manufacturing export controls, October 2022. Historical milestone; subsequent rules have changed.https://www.bis.gov/node/20292

Many Wives, Many Husbands

Many Wives, Many Husbands

Marriage, Power and Family in Indian History

CA. S. Muralidharan
Business Mentor and Thought Leader

When we read that a king had many wives, it is tempting to see it simply as a story of wealth and personal pleasure.

But a closer study reveals a larger story—about political alliances, succession, land, caste, religion, household labour and the unequal power of men and women.

It also reveals several paradoxes.

A king might marry several women to strengthen his kingdom, yet the competing claims of their children could later divide it.

A family might arrange for several brothers to share one wife to keep its land together, yet the arrangement could restrict the choices of the individuals involved.

A woman living within a royal household might face restrictions on her movement and still exercise political influence, sponsor temples or engage in trade across the Indian Ocean.

These contradictions make the subject especially interesting.

This paper examines polygyny and polyandry in India from ancient literary traditions and inscriptions to the end of British rule in 1947. It asks not only what practices existed, but also why they developed, whom they benefited and what consequences they had.

One distinction is essential at the outset: what a religious or legal text prescribed, what a king did, and how ordinary families lived were not necessarily the same. Our evidence is also unequal. Kings left inscriptions and chronicles; ordinary wives and concubines rarely had the same opportunity to record their own lives.


1. Understanding the terms

Polygamy

The broad term for having more than one spouse at the same time.

Polygyny

One man having two or more wives at the same time.

Polyandry

One woman having two or more husbands at the same time.

Fraternal polyandry

A form of polyandry in which a woman’s husbands are brothers.

Concubinage

A recognised or tolerated relationship with a woman who did not have the same status as a wife. Its meaning varied across societies and periods.

Harem, zenana or antahpura

Terms associated with the inner domestic quarters of elite households. Such households could include relatives, children, attendants and servants as well as wives and concubines.

A person who marries again after a spouse has died has had successive marriages. That is different from having multiple spouses at the same time. This distinction matters when counting the marriages of historical rulers.


2. Why did societies accept multiple marriage?

Marriage in much of premodern India was not viewed only as a relationship between two individuals. It also connected families, property, communities and political interests.

The balance among these purposes varied. A royal marriage could create an alliance. A marriage in an agricultural family could affect land and labour. A family might seek a prestigious son-in-law to protect its social standing. Affection, attraction and personal choice could matter too.

Five recurring causes help us understand the historical evidence.

2.1. The desire for heirs

For kings and property-owning families, the birth of children—especially sons in strongly patrilineal societies—was often considered essential to the continuation of the family line.

If a marriage did not produce a son, a man might take another wife. The concern was not only personal. A ruler without an accepted heir could face uncertainty over who would inherit the throne, command the army and retain the loyalty of nobles.

Dasharatha and the search for sons

In the Ramayana, King Dasharatha has several queens, including Kausalya, Kaikeyi and Sumitra. Despite his marriages, he is concerned that he has no son to succeed him. The narrative describes a sacrifice performed to obtain sons, after which Rama, Bharata, Lakshmana and Shatrughna are born.

The story illustrates the importance attached to male heirs in the epic’s conception of kingship. Later, the question of which queen’s son should inherit the throne becomes central to the narrative.

The Ramayana is a literary and religious epic. It shows how its tradition understood kingship and succession; it does not establish the exact household arrangements of a historical Dasharatha.

The Arthashastra

The Arthashastra discusses circumstances in which a husband seeking a son might take a second wife after waiting for specified periods, depending on whether the first wife had conceived or borne children.

This shows that the desire for a son was recognised in at least one influential textual tradition as a possible ground for another marriage. It does not prove that all men followed the rule or that the text represented the customs of every community.

The effect on women: The emphasis on sons could place considerable pressure on a wife. Childlessness—or the birth of daughters rather than sons—might be treated as her failure, even though the biological causes of infertility can lie with either spouse.

2.2. Political alliances

For ruling families, marriage could be a form of diplomacy. It could turn a neighbouring ruler into a relative and bind families through children, mutual interests and political networks.

A princess entering another court was not simply entering a new household. Her marriage might connect two dynasties and influence the balance of power between them.

Akbar and the Rajput houses

The Mughal emperor Akbar formed matrimonial alliances with Rajput royal families, beginning with the house of Amber. Further marriages connected the Mughal court with other ruling houses, including those of Jaisalmer and Bikaner.

These relationships formed part of a wider political system involving negotiation, service at the imperial court and the incorporation of regional rulers into the Mughal Empire.

One important figure in this history is Maryam-uz-Zamani, Akbar’s wife from the Amber royal family and the mother of Jahangir. Her position linked a Rajput ruling house to the Mughal line of succession.

The alliance did not mean that every Rajput ruler accepted the same relationship with the Mughals, or that marriage eliminated conflict. Nor can we assume that the princess and the two ruling families experienced the arrangement in the same way.

Royal marriages in South India

South Indian dynasties also used marriage to establish relationships with influential families and neighbouring rulers. Chola inscriptions identify several queens of Rajaraja Chola I, showing how a royal household could include women associated with different families.

The precise background and political purpose of each marriage must be established case by case. They should not be inferred merely from a queen’s title.

The effect on the kingdom: A marriage could bring allies and legitimacy. Yet it could also create competing networks around different queens and their children, making succession more complicated.

2.3. Property and household labour

In agricultural societies, a family was often both a social unit and an economic unit. Its members worked the land, managed animals, cared for children and maintained the household.

Marriage therefore affected not only companionship but also how land, labour and resources were organised.

Fraternal polyandry in Jaunsar-Bawar

In Jaunsar-Bawar, in the western Himalayan region, anthropologists documented households in which a woman was married to two or more brothers.

One possible advantage for a landholding family was that the brothers could remain in a single household instead of dividing a small holding among separate families. They could also pool labour and resources.

Research shows that Jaunsar-Bawar contained different family forms, including monogamy and polygyny; polyandry was not followed by every household.

Land and polyandry in Kinnaur

Research in Kinnaur, in the western Himalayas, has also examined the relationship between fraternal polyandry and land ownership. It helps explain how marriage and property arrangements may influence each other.

Much detailed anthropological research on these communities was conducted in the twentieth century, including after 1947. It illuminates the arrangement, but its findings should not automatically be projected unchanged onto every earlier century.

The effect on individuals: Keeping land together could benefit a household, but it did not necessarily mean that every husband or the wife had freely chosen the arrangement. The interests of the family and the wishes of an individual could differ.

2.4. Prestige and social standing

Marriage could be used to display or acquire status.

For a ruler, a large household and marriages into prominent families could signal power and wealth. For other families, securing a high-status groom could be seen as protecting or improving the family’s standing.

But prestige could also create conditions in which the outward recognition of marriage mattered more than the welfare of the wife.

Kulin marriages in nineteenth-century Bengal

Among sections of Kulin society in Bengal, some families placed great importance on marrying their daughters to men of highly regarded status.

The demand for such grooms allowed some Kulin men to enter many marriages. Contemporary reformers reported that some wives remained in their parents’ homes and received little attention or support from their husbands. In certain cases, marriage became a source of financial benefit for the groom rather than the beginning of a shared household.

The reformer Ishwar Chandra Vidyasagar criticised this system in his 1871 work against high-caste polygamy. He drew on social evidence as well as arguments from Sanskrit legal traditions. His criticism focused on particular practices; it should not be treated as a description of every marriage in Bengal.

The example reveals a painful contradiction:

A marriage could improve a family’s social standing while leaving the woman herself without companionship or adequate support.

The royal household as a symbol of power

In imperial courts, the ability to maintain a large establishment could also display wealth and rank. But a royal household included relatives, attendants and servants as well as wives and concubines.

A large harem or zenana was therefore not a simple count of a ruler’s wives. It was a domestic institution and an expression of dynastic standing.

2.5. Unequal social power

In many historical communities, men had more legal or social freedom than women to marry again or form additional relationships. Women’s sexuality, property rights and conduct were often more closely regulated.

This inequality helps explain why polygyny was accepted in many settings where polyandry was unusual, contested or prohibited.

The Bengal reform debate

The Kulin marriages challenged by Vidyasagar illustrate the unequal bargaining power of some husbands and wives.

A high-status man could be sought by several families, while a girl’s family might fear social consequences if it failed to arrange a suitable marriage. Some wives could find themselves married in name but dependent on their parents in practice.

Vidyasagar’s campaign drew attention to the gap between the social recognition given to the husband and the insecurity experienced by some of the women.

Wives and enslaved concubines in royal households

Mughal royal households included formally married wives as well as concubines and enslaved women. They did not all have the same status.

A senior queen might possess influence, wealth and powerful relatives. An enslaved woman could be subject to the authority of others and lack the freedom to refuse or leave a relationship. The existence of legal or social recognition for concubinage does not establish meaningful consent.

Draupadi’s exceptional marriage

Draupadi’s marriage to the five Pandavas offers a different perspective. The Mahabharata includes debate about the acceptability of one woman having several husbands, while male characters elsewhere in the epic have multiple wives.

The contrast shows that the two arrangements did not necessarily carry the same moral expectations. It should not, however, be used to claim that the epic expresses one simple or consistent rule about all women and men.

The effect: The central question was not merely how many spouses a person had. It was also who could choose, who could leave, who controlled property and whose interests the law or family protected.

How the causes worked together

A single marriage could involve several motives at once.

A royal marriage might create a political alliance, increase prestige and produce a potential heir. A Himalayan household might combine concern for land with customary expectations about family life. In Bengal, the pursuit of prestige could reinforce unequal bargaining power.

Affection and attraction also mattered. They are often harder to establish from historical sources than public alliances or inheritance arrangements. A marriage’s political usefulness does not prove that the partners felt no affection; equally, later romantic stories do not prove what either partner privately intended.

Cause, Historical or textual example and Principal insight

Desire for heirs

Dasharatha in the Ramayana; rules discussed in the Arthashastra

Succession and the wish for a son could influence marriage decisions.

Political alliances

Akbar’s marriages into Rajput ruling families

Marriage could link dynasties and political networks.

Property and labour

Fraternal polyandry in Jaunsar-Bawar and research on Kinnaur

A joint household could help organise land, labour and inheritance.

Prestige

Kulin polygyny in nineteenth-century Bengal

Social standing could encourage multiple marriages even when wives received little support.

Unequal power

Neglected wives in reform accounts; enslaved women in royal households

The ability to enter, refuse or leave a relationship differed sharply by gender and status.


3. Ancient Indian literature: What stories can tell us

India’s epics contain both polygyny and polyandry. They are invaluable for studying moral imagination and social ideas, but they are not straightforward population records.

Dasharatha: Multiple queens and succession

The story of Dasharatha demonstrates a recurring political difficulty in a royal household with multiple queens: different mothers could have different interests in the future of the kingdom.

Kaikeyi’s demand that Bharata be crowned and Rama be sent into exile shows how a family dispute could become a matter of state.

The characters are more complex than a contest between a “good queen” and a “bad queen.” Kaikeyi’s relationship with Rama, her concern for Bharata and Manthara’s influence all contribute to the conflict.

Draupadi: One woman and five husbands

In the Mahabharata, Draupadi becomes the wife of the five Pandava brothers.

The episode is revealing because the epic itself does not present the arrangement as entirely ordinary. Characters question it, and explanations are offered for why this marriage is acceptable in the circumstances.

Draupadi’s father Drupada expresses concern about one woman having several husbands; Vyasa provides an explanation. The debate suggests that the marriage raised moral questions for the epic’s narrators and audiences.

It is tempting to say that Draupadi’s marriage proves polyandry was once widespread across ancient India. The text does not establish that. It shows that the epic could imagine and discuss such a union; its prevalence in any historical population is a separate question.

Draupadi’s five husbands were brothers, as in some documented forms of Himalayan polyandry. The resemblance is intriguing, but it does not prove that the epic directly records the custom of a particular Himalayan community.

Draupadi is also more than an example of a marriage system. She questions injustice and participates in the epic’s examination of dharma. Her five husbands do not protect her from humiliation in the dice-hall episode—a reminder that the number of husbands tells us little by itself about a woman’s security.


4. Ashoka’s second queen: Evidence from an inscription

The Mauryan emperor Ashoka, who ruled in the third century BCE and is especially associated with Buddhism, provides an example supported by evidence from his own reign.

An inscription known as the Queen’s Edict identifies Karuvaki as Ashoka’s second queen and instructs officials to record charitable gifts as hers. The gifts included a mango grove and other charitable or public facilities.

This short inscription is significant for several reasons:

  • The title “second queen” suggests a hierarchy within the royal household.
  • Karuvaki’s donations were important enough to receive formal recognition.
  • The edict preserves her name and identifies her as a mother.
  • It shows a royal woman acting as a donor in her own name.

The inscription does not tell us everything we might wish to know. It does not explain Karuvaki’s personal relationship with Ashoka, whether she chose the marriage, or the exact chronology of all his marriages.

That is the historian’s difficulty: a stone inscription can preserve a queen’s public act while leaving her private life almost entirely silent.


5. Chola queens: Marriage, religion and public reputation

The Chola example is particularly valuable because inscriptions connect royal marriage with public patronage.

Records associated with Rajaraja Chola I, who ruled around the turn of the eleventh century, identify several queens, including Lokamahadevi and Cholamahadevi, and describe gifts made to temples. Their donations included images, ornaments and support for worship.

These queens participated in the creation of a public religious world. Their gifts helped:

  • Support temples and worship.
  • Display the wealth and piety of the royal household.
  • Preserve their names in inscriptions.
  • Connect the dynasty with religious institutions and local society.

A temple inscription could therefore be more than a religious record. It could also be a statement of a queen’s status.

A caution about counting queens

Queens could be known by more than one title or name. Scholars have noted uncertainty about whether some names in Chola inscriptions refer to separate queens or the same person under different titles. Claims about exactly how many wives Rajaraja had should therefore be checked against the inscriptions rather than repeated uncritically.

The evidence of named gifts also raises an interesting question: did royal women use temple patronage to create a public identity distinct from their husbands?

It is a fruitful question, although a recorded donation does not automatically establish that a queen controlled her wealth independently in the modern sense.


6. The Delhi Sultanate and Mughal periods

The arrival of Muslim dynasties did not introduce polygyny into India. The practice existed earlier and continued among rulers and communities of different traditions.

Muslim royal households nevertheless operated within their own legal, cultural and political frameworks.

Islamic principles concerning multiple wives

In classical Islamic law, a Muslim man could marry up to four wives at one time, subject to conditions. The Quran’s verse 4:3 connects multiple marriage with the obligation of justice and says that a man who fears he cannot be just should marry one.

Verse 4:129 acknowledges the difficulty of complete equality in feeling and warns against turning away from one wife entirely. Interpretations of these verses have varied.

Classical Islamic law also recognised sexual relationships involving enslaved women under rules distinct from marriage. Concubinage was not the same as being a wife, and enslaved concubines were not simply additional wives counted under the four-wife rule.

That historical legal recognition must be understood alongside the unequal power involved. An enslaved woman cannot be assumed to have possessed meaningful freedom to consent.

As elsewhere, the rule in a legal text and the actual conduct of rulers were not necessarily identical.


7. What was a harem really?

The word harem often conjures an image of hundreds of women waiting to satisfy a ruler. That picture tells us more about popular fantasy and some colonial representations than it does about the whole institution.

The Mughal imperial household included:

  • Wives and concubines.
  • The emperor’s mother and other senior female relatives.
  • Sisters, daughters and daughters-in-law.
  • Children.
  • Attendants, servants and enslaved women.
  • Personnel responsible for security and administration.

It was therefore a large domestic, dynastic and political institution.

Why sensational numbers mislead

Suppose a source says that a royal household contained several hundred or several thousand women.

That figure may include relatives, servants and attendants. It cannot automatically be translated into “the ruler had that many wives” or “that many sexual partners.”

Even the household total may be difficult to verify. Travellers could exaggerate, estimate, repeat rumours or misunderstand the institution they described.

A careful reader should ask:

  1. Who gave the number?
  2. Did the person have direct access?
  3. Which people were included?
  4. Is the figure supported by other evidence?
  5. Was it written during the ruler’s lifetime or much later?

Correcting the fantasy should not lead us to romanticise palace life. A household could contain women with considerable influence and women with almost none. Slavery, captivity and concubinage involved serious inequalities of power.


8. Royal women: Seclusion did not always mean powerlessness

Maryam-uz-Zamani and the ship Rahimi

Maryam-uz-Zamani’s life challenges the idea that every woman associated with a royal household was economically inactive.

She was associated with maritime trade and the ship Rahimi. In 1613, Portuguese forces seized the Rahimi, a ship connected with her and with travel to the Red Sea. Its capture became politically sensitive in part because she was the mother of the emperor Jahangir.

The episode reveals an unexpected connection:

A marriage alliance between a Mughal emperor and a Rajput house intersected with Indian Ocean commerce, pilgrimage and European maritime power.

Her case should not be used to suggest that all women in a harem enjoyed similar privileges. Her influence depended heavily on her exceptional position in the imperial family.

Nur Jahan

Nur Jahan, wife of Jahangir, became one of the most prominent women in Mughal politics. Her career illustrates how a queen could operate within—and shape—the political system.

Her position also generated controversy. When a ruler’s wife, relatives or supporters influence appointments and succession, rivals may regard the household as a competing centre of power.

Gulbadan Begum

Gulbadan Begum, a daughter of Babur, wrote the Humayun-nama, giving later readers an account of the Mughal family. She also travelled on pilgrimage to Mecca with a group that included other royal women.

Her life complicates a simple picture of royal women as permanently confined and silent. It also reminds us that travel for an elite woman took place with resources and support unavailable to most women.

A royal woman might simultaneously experience restrictions on movement, dependence on dynastic relationships, access to wealth and opportunities for political or religious patronage.

Constraint and influence could coexist.


9. The political danger: Many wives, many potential heirs

A king might seek multiple marriages to strengthen his position. Yet those marriages could create competing branches of the family.

Imagine a ruler with three wives:

  • One queen belongs to a powerful neighbouring dynasty.
  • Another has the support of leading nobles.
  • A third is favoured by the ruler and has a son whom he wishes to promote.

Each son may have relatives and supporters who see his succession as vital to their own future.

The result can be rivalry between half-brothers, competition among queens and their families, factionalism among ministers and uncertainty about inheritance.

Polygyny did not automatically cause civil war. Succession rules, political institutions and individual decisions also mattered. Multiple lines of descent could, however, make an already difficult transition more complicated.

A management parallel

A family business can face a similar problem when ownership, succession and authority are unclear across different branches of a family.

The lesson is not that large families are inherently unstable. It is that:

When power and inheritance depend on personal relationships rather than clear institutions, succession becomes vulnerable to rivalry.


10. Polyandry: Why would brothers share a wife?

The best-known form of polyandry in the Himalayan evidence is fraternal polyandry: a woman is married to two or more brothers.

The land question

Consider a family with a small agricultural holding and three sons.

If each son establishes a separate household and the land is divided into three parts, each holding may be too small to support a family comfortably.

If the brothers remain together in one household, the land may remain intact and their labour can be pooled.

This is one reason researchers have associated polyandry with property and household organisation in some Himalayan settings.

But it is not a complete explanation:

  • Not all families in such regions practised polyandry.
  • Household arrangements changed over time.
  • Access to income outside agriculture could change incentives.
  • Women and men did not necessarily experience the arrangement in the same way.

Possible household consequence – Possible individual consequence

1. Land might remain together. – A woman could face expectations from several husbands and their relatives.

2. Labour and resources could be pooled. – Individual partners might have limited freedom to choose another arrangement.

3. Separate household expenses might be reduced. – Intimacy, residence and family relationships could be complicated.

4. Succession might be organised around the joint household.- The position of children and fathers depended on local rules.

These are possibilities, not claims about every family. Historical and anthropological accounts must be read closely for the community being studied.

Was polyandry proof of women’s empowerment?

Not necessarily.

A woman having multiple husbands is not the same thing as a woman freely choosing her partners. An arrangement could strengthen a household economically while restricting personal autonomy.

Equally, we should not assume that every woman in such a marriage experienced it in the same way. Women’s own voices are often missing from the historical record.

Was it caused by a shortage of women?

Some older accounts suggested that polyandry developed because there were too few women for men to marry.

That explanation may be relevant in particular places or periods, but it cannot be assumed as a universal cause. Researchers have also examined landholding, inheritance, household labour, migration, employment and kinship customs.

A shortage of women is not established as the single explanation for all Himalayan polyandry.


11. Kerala’s Nair communities: A different pattern

Some older writers called certain Nair marriage and partnership practices in Kerala “polyandry.” The details require care.

Historically, sections of Nair society followed matrilineal descent, under which family membership and inheritance could be traced through the female line. Some women entered recognised relationships often discussed under the term sambandham.

These arrangements were not necessarily identical to a Himalayan household in which brothers and a shared wife lived together.

The relevant questions include:

  • Where did a woman live?
  • Did her partner live with her or visit?
  • Which family held property?
  • Who recognised and supported the children?
  • Were relationships simultaneous or successive?
  • What did local people themselves regard as marriage?

Scholars have debated how best to describe these relationships. The statement “all Nair women had many husbands” would therefore be inaccurate.

Matriliny is not matriarchy

This distinction is especially important:

  • Matriliny concerns descent and inheritance through the female line.
  • Matriarchy implies women hold governing authority.
  • Polyandry concerns a woman having multiple husbands.

A society can have one without necessarily having the others. Even in a matrilineal family, senior men may exercise substantial authority.


12. Kulin polygyny in Bengal: When marriage became a social market

The nineteenth-century Kulin example deserves closer attention because it shows that multiple marriage did not always mean a man maintaining all his wives in one large household.

Among sections of high-status Kulin communities, families placed great importance on marrying daughters into suitably prestigious families. Some men with high ritual status could enter many marriages, while some wives remained in their parental homes and received little attention or support.

A contemporary reform petition described girls who continued to live with their parents after marriage while their nominal husbands paid them little attention.

The social mechanism could work as follows:

  1. A family feared that failing to arrange an acceptable marriage for its daughter would damage its standing.
  2. A high-status groom was considered desirable.
  3. His status allowed him to attract several marriage proposals.
  4. The ceremonies took place.
  5. Some wives remained dependent on their parents rather than receiving the security expected of marriage.

This was not the only form of marriage in Bengal, nor should the worst examples be treated as representative of all Kulin families. But the pattern became significant enough to provoke sustained criticism.

Vidyasagar’s response

Ishwar Chandra Vidyasagar argued against Kulin polygyny using Sanskrit learning, historical reasoning and evidence about social conditions.

His work, now available in an annotated English translation as Against High-Caste Polygamy, shows an Indian scholar challenging a practice through the intellectual traditions of his own society.

His campaign did not achieve the legislative prohibition he sought at that time. The debate itself is important: Indian society was not simply passive until outsiders introduced criticism.


13. Were multiple marriages common among ordinary people?

Royal history can give a misleading impression of the wider population.

A king could maintain queens, relatives, servants and dependants on a scale that most families could not afford. Ordinary households faced different economic constraints.

We should avoid two assumptions:

  1. That every Hindu or Muslim man had several wives.
  2. That multiple marriage occurred only among kings.

It also existed outside royalty, as the Bengal example shows. Its prevalence varied by region, community, wealth and period.

Reliable population-wide figures for ancient and medieval India are generally unavailable. Colonial censuses offer more numerical evidence for later periods, but their categories and methods require careful examination. It would be unsafe to quote a single percentage for all of India without specifying the source, date and population.


14. Religion and practice: A fair comparison

Hindu traditions

There was no single unchanging Hindu social practice governing every region and community. Texts, commentaries, caste customs and local institutions differed.

Some textual traditions discussed circumstances in which a man might take another wife, while ideals of marital fidelity and the status of a first wife were also important. Royal conduct could be much more expansive than the life expected of ordinary households.

Islamic traditions

Classical Islamic law permitted a man to have up to four wives at one time, with a condition of justice. Historically, Islamic legal systems also recognised concubinage involving enslaved women under rules distinct from marriage.

These rules mattered, but they did not mean that every Muslim man practised polygyny, or that a ruler’s household can be understood solely by reading a legal text.

Comparing Hindu and Muslim rulers

Hindu and Muslim royal traditions had almost similar practices.

Did rulers have multiple wives?

Yes, documented in court histories and other sources.

Did alliances influence marriage?

Yes, in many dynasties.

Were there women other than wives in royal households?

Yes; they included relatives, attendants, servants, enslaved women and concubines.

Did legal and religious frameworks differ?

Yes; there were multiple textual traditions and local customs. But rules distinct from marriage for enslaved concubines.

Did all ordinary men follow rulers’ examples?

No evidence supports such a claim.

The evidence does not support the claim that one religion alone created polygyny in India. Nor were all legal traditions identical. Shared political practices existed alongside meaningful differences in law and custom.


15. The British period: Law, reform and selective intervention

British colonial authorities encountered many Indian marriage practices. Over time, courts and legislatures increasingly organised family law around categories such as Hindu, Muslim, Christian and Parsi law, while also dealing unevenly with local customs.

The resulting system was not simply an unchanged ancient order. Colonial officials and courts selected texts, relied on interpretations, recognised some customs and rejected others.

Reform was uneven

Several forces operated together:

  • Indian reformers demanded change.
  • Religious and community leaders disagreed over interpretations.
  • Colonial officials worried about interfering in sensitive social matters.
  • Women’s experiences were debated, but women did not always have equal influence over the debate.
  • Rules differed between provinces and princely states.

After the revolt of 1857, colonial authorities were often cautious about reforms that might be presented as interference in religion or custom.

Polygyny under Hindu law

For much of the British period, Hindu men were generally able to contract more than one marriage under the law applied to them, although practice and legal rules varied.

In Bombay, the Bombay Prevention of Hindu Bigamous Marriages Act, 1946 marked an important provincial restriction before the end of British rule. It did not amount to a single all-India prohibition in 1946.

For context beyond the endpoint of this paper, a broader statutory rule of monogamy for Hindus came after Independence through the Hindu Marriage Act, 1955.

Muslim personal law

The Muslim Personal Law (Shariat) Application Act, 1937 provided for Muslim personal law to apply in specified family matters, including marriage, instead of contrary custom in the situations covered by the Act.

It did not create the Islamic rules on multiple marriage, nor did it mean that all Muslim men practised polygyny.

The Dissolution of Muslim Marriages Act, 1939 addressed grounds on which Muslim women could seek dissolution. The history of personal law was therefore also a history of women and reformers seeking remedies.

Other communities

Christian marriage law and certain civil-marriage arrangements operated differently from the personal laws applicable to many Hindu and Muslim marriages. The Parsi Marriage and Divorce Act, 1936 also imposed a monogamous framework for marriages governed by that law.

The transition toward monogamous legislation occurred unevenly and continued after 1947.

Polygamy and communal identity

Research on the colonial period argues that polygamy increasingly came to be discussed as though it were a uniquely Muslim issue, despite the substantial history of Hindu polygyny. A complex social question could thereby become a marker of supposed religious difference.

The reverse error would be to claim that religious law had no effect. It did matter—but it interacted with class, caste, property, region and political power.


16. Effects on women, children and family relationships

What happened to the first wife?

When a man married again, the first wife’s position depended on law, family support, wealth, children and local custom.

She might remain the senior wife and retain considerable authority. Or she might see her influence decline.

In a wealthy household, she might have separate rooms, attendants and resources. In a poorer family, another marriage could place pressure on limited income.

In the Bengal cases criticised by reformers, some women could be nominally married yet remain dependent on their parents.

The issue is therefore not simply whether multiple marriage was permitted. It is also:

What did marriage promise a woman, and what happened when that promise was not fulfilled?

Children’s position

A child’s future could depend on:

  • Whether the mother was a formally recognised wife.
  • Her rank within the household.
  • Her family’s political influence.
  • The applicable inheritance rules.
  • The father’s recognition of the child.

For royal children, a mother’s position could affect access to support and succession. Rank was not the only determinant; politics and individual circumstances mattered too.

Inheritance and property

More than one wife could mean more than one group of children claiming property.

Disputes were not inevitable, but unclear rules and competing family interests could make them more likely.

Emotional life

Historical records often discuss marriage as an alliance or legal status. They rarely tell us enough about affection, friendship, jealousy, loneliness or relationships between half-siblings.

Court poetry, memoirs, reform literature and women’s writings can sometimes help, but we should not fill every silence with either romantic happiness or inevitable misery.


17. Seven especially interesting insights

1. The oldest surviving evidence is often not about love

An inscription may record a queen’s donation or title, but say little about her feelings. We often know more about public status than private experience.

2. A large harem was not a list of wives

A royal household could include mothers, sisters, daughters, servants and enslaved women. Counting everyone as a sexual partner produces a false picture.

3. A royal marriage could connect to international trade

Maryam-uz-Zamani’s Rahimi connects a royal marriage, Mughal politics, pilgrimage and Portuguese maritime power.

4. Multiple marriage could both build and weaken a dynasty

Marriage alliances could secure allies, while competing heirs could later divide those allies.

5. Polyandry could be connected with keeping land together

In some Himalayan households, fraternal marriage formed part of a broader arrangement for managing family property and labour.

6. A man could have many wives without housing them together

The Kulin Bengal cases show how some wives lived with their parents while their husbands entered other marriages.

7. The same woman could be constrained and powerful

A queen might live within a restricted household and still shape politics, patronage or commerce. Her influence did not erase the restrictions under which she lived.



Conclusion

The history of polygyny and polyandry in India is not a simple contest between religious communities.

Multiple wives existed before Muslim rule. Muslim rulers maintained complex households governed by their own legal and political traditions. Hindu rulers continued to form multiple marriages. Polyandry appeared in literary narratives and existed in certain documented communities, though in different forms.

Across these differences, one theme appears repeatedly: marriage was connected to the organisation of power.

For rulers, it could secure alliances and heirs.
For families, it could organise land and inheritance.
For communities, it could preserve status and custom.
For individuals, it could offer companionship and security—or produce dependence and exclusion.

The most important voices are often the hardest to find: those of ordinary wives, neglected women, concubines and enslaved people.

A balanced history should therefore ask not only how many spouses a ruler had, but also:

Who had a choice? Who received protection? Who controlled wealth? And whose story was never written down?


Sources and further reading

  1. Ashoka’s Queen’s Edict⁠Attachment.png — contemporary inscription naming Karuvaki and recording her donations.
  2. South Indian Inscriptions: Rajaraja Chola and his queens⁠Attachment.png — evidence of Chola queens and their temple gifts.
  3. Women, the Imperial Household, and the State⁠Attachment.png — scholarship on Mughal women and the political role of the imperial household.
  4. Maryam-uz-Zamani’s ship and Mughal women’s trade⁠Attachment.png — study of the Rahimi and its capture.
  5. Himalayan polyandry and the domestic cycle⁠Attachment.png — study of family forms in Jaunsar-Bawar.
  6. Against High-Caste Polygamy⁠Attachment.png — annotated translation of Vidyasagar’s nineteenth-century critique.
  7. The problem of polygamy in modern India, 1861–1947⁠Attachment.png — research on colonial debates and religious identity.
  8. The marital patchwork of colonial South Asia⁠Attachment.png — the diversity of marriage laws and practices in the colonial period.

Foreign Investment and Technology Development in India

Foreign Investment and Technology Development in India


Lessons from Indian manufacturing and China for Viksit Bharat
CA. S. Muralidharan, Business Mentor and Thought Leader
Research and policy paper | Updated 20 October 2026


Manufacturing capability for Viksit Bharat


India already has an example of how foreign investment can help build a strong industry. We can see it in the cars made on our roads today. Foreign companies brought investment, production methods and access to overseas markets. Indian workers, engineers and suppliers learned, invested and improved their capabilities. Vehicles made here began reaching customers around the world.


For the Viksit Bharat ambition, India should seek more from FDI than a larger inflow of money. Each major investment offers a chance to deepen the skills and technologies already present here and broaden the range of products Indian firms can make. The important test is whether these investments leave a stronger manufacturing economy around them.


Many vehicles can now be manufactured in India through the main stages of production, including components, body manufacture, assembly and testing. That is a considerable achievement. But it does not mean every part, machine or design is Indian. A car can be made in India while using some imported components and foreign technology.
We should recognise the progress while being clear about what remains to be developed.


Maruti–Suzuki and Hyundai show how this can happen over time. Locomotives, construction machinery, medical equipment and industrial drives provide further examples. Foreign investment was one part of these stories. Indian enterprise, domestic demand, procurement and public infrastructure also mattered. The examples establish useful pathways, rather than a numerical estimate of the contribution of FDI alone.


Automobiles and the foundations of industrial power


A strong automobile industry can do far more than put vehicles on the road. It brings together metallurgy, precision machining, electronics, software, materials, logistics and safety engineering. Thousands of suppliers must meet demanding standards repeatedly and at competitive cost. When this knowledge spreads to Indian firms and workers, it can strengthen machinery, railways, medical equipment and other industries.


Automobiles and aerospace are both sophisticated industries. Aerospace requires especially demanding certification and safety standards; automobiles combine complex engineering with production at far greater scale. There is no objective universal ranking of their technological advancement. The strategic opportunity is to build the skills, suppliers and institutions that serve both.


The international production gap


Our recent ten-nation comparison illustrates the distance India still has to travel. For a consistent benchmark, German Federal Statistical Office data show that in 2024 China produced approximately 27.48 million passenger cars, Japan 7.14 million, India 4.99 million and Germany 4.07 million. China therefore produced about 5.5 times India’s output. These are passenger cars, not all motor vehicles; production location does not establish ownership of technology or domestic value added.


Our recent 2025 comparison estimated China at 29.9 million and India at 5.23 million. A larger output can help sustain specialised suppliers and spread investment costs, but scale alone does not prove profitability, technological leadership or national prosperity.


Lessons from manufacturing nations


Japan built internationally competitive automotive firms through production discipline, quality improvement, supplier development and exports.

Germany combined precision engineering, technical training and specialist suppliers with internationally recognised products.

South Korea built domestic firms and export capacity while progressively developing engineering and brands. Their experiences differ, but each illustrates the value of persistent investment in people and production capability.


China combined international partnerships and a large domestic market with supplier investment, infrastructure, domestic enterprise and policy support. Its electric vehicle rise also reflects battery expertise and competition.

According to the International Energy Agency, China accounted for about 70 per cent of global electric-car production and over 80 per cent of battery-cell production in 2025.


A strategic agenda for India


India should aim to turn production growth into deeper engineering capability. The practical priorities are advanced components and tooling; battery cells and materials; power electronics and software; testing and certification; skilled technicians; and competitive exports. Foreign investment can accelerate learning when Indian firms obtain demanding work, while domestic enterprises invest in design and their own products.


A five-year national and state scorecard should track actual investment, skilled jobs, supplier productivity, qualified local suppliers, domestic value added, engineering responsibility, research outcomes and repeat exports.

These measures should be assessed against public support and commercial viability. A local purchase is not necessarily entirely Indian value added; an assembly plant is not proof of technology ownership.


Manufacturing clusters like Coimbatore, Pune could pilot supplier-development programmes connecting vehicle and machinery manufacturers with foundries, precision engineering firms, colleges, lenders and shared testing facilities. Anchor customers should specify standards and provide trials; firms should compete for orders on quality and cost. The resulting capability can support industries beyond automobiles.

Maruti Suzuki and the development of local capability


Suzuki’s joint-venture agreement with the Government of India was signed in 1982, and production of the Maruti 800 began in December 1983. Suzuki reported in its 2019 annual report that the local procurement rate of parts had reached 95 per cent.


Supplier development is a particularly useful part of the example. Maruti’s 2019–20 annual report describes support and training for suppliers, including smaller suppliers, through the Maruti Suzuki Supplier Welfare Association and the Maruti Centre for Excellence. It illustrates how a manufacturer can help firms around it improve their production practices.


By FY2024–25, Maruti Suzuki exported 332,585 vehicles, accounting for nearly 43 per cent of India’s passenger-vehicle exports. The company identified South Africa, Saudi Arabia, Chile, Japan and Mexico as its five largest export markets. It also reported starting exports of the Fronx and five-door Jimny to Japan during that year.


Exports show that vehicles made in India can find buyers abroad, including in the foreign partner’s home country. Winning those orders requires acceptable quality, reliable delivery and products customers want. Suppliers benefit when overseas demand creates more orders. Export success, however, does not tell us how much of each vehicle’s value was created in India.


Hyundai and the emergence of an export base


Hyundai provides a second example of foreign investment developing into sustained production and exports. In its 2026 thirtieth-anniversary release, the company reported cumulative sales from its Indian operations exceeding 13.5 million vehicles, including more than 3.9 million exported to 150 countries. These are company-reported cumulative figures, not annual exports.


In September 2026, Hyundai described a network of more than 1,400 local suppliers and over 900 local engineers, together with a target to source 90 per cent of vehicle content locally by 2030. The target is prospective and its scope should not be confused with earlier model-specific or manufacturing-specific localisation statements.


For Tamil Nadu, Hyundai is a useful example of how a large manufacturer can create opportunities for businesses around it. The practical task is to help local suppliers meet the manufacturer’s requirements. That may involve better equipment, tighter quality control or stronger engineering skills. The opportunity is clear, although this paper does not estimate the size of Hyundai’s wider benefits to the state.


These figures tell us two things. India makes components that overseas customers are willing to buy. At the same time, Indian production still uses many imported components. ACMA identifies gaps in semiconductors, sensors, advanced transmissions and certain engine components. As vehicles become more electric and software-driven, Indian firms will need to keep learning and investing.


Indian manufacturers and independent suppliers deserve their share of the credit. Foreign-owned companies did not build this industry on their own. The useful lesson is that foreign investment works best when Indian businesses also have room to invest, compete and develop products.


Evidence from other Indian industries


The automotive experience is part of a wider pattern. Other industries show how foreign investment can help India manufacture advanced equipment, develop suppliers and serve overseas customers. Each case also highlights a different condition for success.


Railway orders that support manufacturing and exports


The Madhepura electric-locomotive project brought together Alstom and Indian Railways in a joint venture with equity shares of 74 per cent and 26 per cent respectively. Alstom’s engineering centre in Bengaluru contributed to the design work. The project established production of 12,000-horsepower freight locomotives in Bihar.


Alstom reported delivery of the 500th locomotive in March 2025, with localisation approaching 90 per cent. This is a company-reported measure. A continuing railway order helped provide a basis for production, maintenance and local sourcing. My policy reading is that dependable demand can make investment in skills and suppliers commercially worthwhile.


The Marhowra project provides a related export example. Wabtec’s joint venture with Indian Railways developed a supplier base while manufacturing locomotives for domestic use. The government identified that network as part of the plant’s development into a global manufacturing site. In June 2025, its first export locomotives were flagged off for delivery to Guinea’s Simandou railway project.


These projects suggest that public procurement can support more than the purchase of equipment. Where demand is credible and contracts are well designed, it can encourage local production and technical learning. Suppliers must still meet quality and cost requirements. An export order provides a further commercial test beyond the original Indian customer.


Construction equipment with substantial local production


JCB has operated in India since 1979. Its disclosures describe the Indian-made backhoe loader as more than 95 per cent indigenised. Its March 2024 announcement reported six manufacturing facilities and exports of Indian-made machines to over 130 countries. These are company statements, and the localisation percentage applies to the specified product rather than every machine.


The lesson is relevant to industrial machinery more broadly. India’s demand can support production scale, while international orders can widen the market. Around that production, firms have opportunities in components, tooling, maintenance and engineering. Policy should help them qualify for those opportunities and win business on their performance.


Medical technology and industrial equipment


Wipro GE Healthcare’s Revolution Aspire CT scanner offers an example of local product development. At its 2022 launch, the company described the scanner as designed and manufactured end-to-end in India at its Bengaluru facility. That description does not establish that every component or underlying technology is indigenous. It does show the scope for combining international expertise with work undertaken by Indian technical teams.


ABB illustrates another route.

In 2023, it expanded production of variable-speed drive modules at Peenya in Bengaluru for domestic and global customers. These devices help control the speed of industrial motors. Such equipment can improve the operations of other manufacturers, so the benefits of investment can extend to industries that use the resulting products.


Together, these cases suggest that India should encourage engineering responsibility as well as factory activity. Technical teams gain more when they can develop applications, validate performance and solve customer problems. Measuring these activities gives a fuller picture than counting installed production capacity alone.


Aerospace shows the value of supplier qualification


The Tata–Airbus C295 programme is a useful related example, although an industrial partnership or manufacturing contract should not automatically be counted as FDI. Airbus reported in October 2024 that the programme envisaged manufacturing 13,000 detail parts in India, with 21 special processes certified and 37 India-based suppliers onboarded. These figures describe the programme and its supplier preparation, rather than completed output of every planned aircraft.
The relevant lesson is that advanced manufacturing needs qualified suppliers and verified processes. Investment promotion must therefore connect with testing, certification and training. Across these examples, the common opportunity is to develop the surrounding economy alongside the main factory. Local production and technology ownership remain separate achievements.


How foreign investment can become domestic capability


A good place to begin is the relationship between a manufacturer and its suppliers. Suppose an Indian supplier receives an order for a more precise component. It may need better machines, measuring equipment and production records. A steady order can make that investment worthwhile. Technical help from the customer can make the learning easier.


World Bank research identifies such supplier relationships as a direct way for knowledge and productivity gains to spread.


The Indian firm must be ready to learn. Its engineers need to understand the process, find the causes of failures and make improvements. Its managers need to organise production and finance the work. Smaller firms often need help with these tasks. OECD guidance links successful learning to skills, finance, research resources and local institutions.


Learning becomes more valuable when a firm can improve what it has learned. It might redesign a fixture to reduce waste or change a process to suit local materials. It might develop a cheaper component for another customer. These practical improvements build engineering confidence. We should judge them by better quality, productivity and repeat orders, while respecting licences and intellectual-property rights.


Assembly does not automatically lead to innovation. China 2030 warned that foreign investment in China had brought less technology spillover than expected. Some learning remained within customer–supplier relationships. The report also distinguished assembling sophisticated exports from earning the returns on their design and engineering. India should therefore measure production growth and technological progress separately.


China and the development of electric vehicle leadership


China shows how the process can go further. It learned from international manufacturing and also invested in technologies of its own. Its rise in electric vehicles came from several sources: batteries, domestic research, a large market, competition and government support. EVs gave newer businesses an opening because batteries, electronics and software became more important to a car’s performance.


Foreign automotive production helped create a base of skills and suppliers in China. But that base was a starting point. China’s later EV success required further domestic effort. As China 2030 had already warned, the arrival of foreign technology did not ensure that knowledge would spread widely.


A country has absorbed technology when its engineers can understand it, use it lawfully, adapt it and improve it. In an EV, that might mean keeping batteries cool in hot weather, changing the way cells fit into a pack or improving the software that controls energy use. These examples require engineering and testing. Knowing how to assemble the parts is only one step.


BYD shows how skills gained in one business can support entry into another. Its company history describes its beginnings in rechargeable batteries in 1995 and its entry into automobiles in 2003. It later developed the Blade Battery and dedicated EV platforms. Its battery and vehicle work came together. BYD therefore should not be described simply as a former foreign automotive joint venture.


It followed a domestic development path of its own; its product claims also need to be distinguished from independent performance tests.
CATL shows how working with an international customer can support a company’s development. It dates its relationship with BMW to 2012 and describes cooperation in battery production and research. In 2019, BMW announced that its CATL orders would increase to €7.3 billion for 2020–2031.


It also identified itself as the first customer for CATL’s then-planned German cell factory. The relationship had grown beyond supplying a customer in China. These announcements show commercial cooperation, although they do not measure how much technology each partner transferred.


As Chinese firms became stronger, technology partnerships began to work in both directions. In 2024, Volkswagen and XPENG announced joint work on vehicle electrical and electronic systems. Volkswagen identified XPENG, Volkswagen China Technology Company and CARIAD China as the development partners.

A Chinese company was now helping an established global manufacturer develop advanced systems. This is evidence of growing capability, even though it does not mean China leads in every automotive technology.


The results can be seen in the International Energy Agency’s figures.
Its Global EV Outlook 2026 manufacturing chapter reports that China produced about 70 per cent of the world’s electric cars and over 80 per cent of its battery cells in 2025. The accompanying release says Chinese-headquartered manufacturers supplied 60 per cent of electric cars sold worldwide. These are different measures: one records where cars are made, the other where the manufacturers are based.
The electric-car figures include battery-electric cars and plug-in hybrids.


The IEA links China’s cost advantage to years of innovation, efficient factories, skilled workers, closely connected suppliers and large-scale production, supported by policy and finance. These strengths can reinforce one another. More production can justify better equipment and specialised suppliers. Better suppliers can lower costs and improve quality. Competitive products can attract more buyers.


Large output still carries risks, including excess capacity, losses and trade barriers. A leading producer does not necessarily earn a good return on every investment.


India can build on its experience in conventional vehicles, but EVs require further skills. Assembling a battery pack is different from developing and manufacturing its cells. Vehicle production also needs support from power electronics, charging equipment, software and engineering. International partnerships can help. Indian firms will gain more if their engineers also take responsibility for improving the products and processes.


Applications in newer industries


The same approach can help other industries, although each has different needs. Electronics, medical equipment and batteries cannot simply copy the automobile industry’s technical path. Each needs a clear understanding of customers, costs, safety and technology. The proposals below apply the supplier-development lesson to those different circumstances.


In electronics, we should ask which inputs Indian firms can make competitively and what is stopping them. Medical-equipment makers may need hospitals and testing centres to validate their products. Battery manufacturers need expertise in materials, chemistry and safety. Support should address the problem facing the particular industry.


A practical programme for India


An investor first needs a place where production can run reliably. That means usable land, dependable electricity and water, workable logistics and predictable customs procedures. Stable rules and effective dispute resolution also matter. A company investing in machinery and training needs confidence that extends beyond the next budget.


State agencies and industry associations can build supplier programmes around major manufacturers. The manufacturer would identify what it could buy locally and the standards suppliers must meet. Technical teams would assess interested firms and help them prepare. Assistance might cover equipment, certification and production trials. Firms would still have to win orders on commercial terms; joining the programme would not guarantee a sale.
Technical colleges and research institutions should work with employers on apprenticeships, testing and practical research. Agreements should explain who owns existing technology and who can use the results of new work. Confidentiality must be protected. These arrangements can give companies confidence to place more demanding engineering work in India.


Suppliers also need finance at the right time. A firm may have to buy equipment, complete trials and pay workers before its first customer payment arrives. Lenders should examine the proposed order, the firm’s technical readiness and its cash cycle. Where public support is needed, its purpose, cost and review date should be clear.


Coimbatore offers a practical setting for such an approach. An advanced-machinery investor could work with local component firms, technical colleges and a shared testing facility. A small pilot could track actual orders, quality and productivity. If the results are good, the programme could grow.


A useful policy would identify the opportunity around each major project before offering support. What could Indian firms supply? What skills are missing? Which testing facilities are needed? Who will help suppliers prepare? The answers should shape a practical programme agreed with willing investors, rather than a uniform obligation imposed on every industry.


Public support should be proportionate to additional benefits that can be verified. Programmes need clear costs, review dates and fair access for capable firms. Existing investors should also receive attention: helping an established factory add a new product or local research activity may be as valuable as attracting a new name.


Deepening manufacturing means moving towards more demanding components, processes and design work. Broadening it means bringing more Indian firms, regions and industries into competitive production networks. Both are relevant to Viksit Bharat. Neither requires every input to be made locally regardless of cost; the objective is stronger capability and higher value creation over time.


What governments should measure


Governments should distinguish investment announcements from money actually spent and factories operating. They should also distinguish local purchases from value created in India. A local supplier may rely on imported parts. Similarly, signing a technology agreement does not tell us whether Indian teams can use or improve that technology.


After five years, we should ask whether the project has created lasting technical jobs, better suppliers and repeat orders. Have defects fallen? Has productivity improved? Has research produced something customers will buy? Have exports become commercially viable? The assessment should also examine public costs, environmental performance and whether the benefits continue after incentives end. Different projects will require different targets.


Localisation should make Indian firms more competitive. Requiring local content regardless of cost or quality can have the opposite effect. Imported inputs remain useful when they improve a product or bring technology that is not yet available here. The aim is to increase Indian capability and value creation over time.


Using FDI meaningfully for Viksit Bharat


India has evidence across several industries that foreign investment can support capable factories, suppliers and technical teams. Automobiles show localisation and exports; locomotives show the role of sustained orders; medical equipment shows the value of local product development. These experiences provide a foundation for a more deliberate manufacturing strategy.


For Viksit Bharat, the next task is to make these benefits more widespread. Investment agencies should work with industry departments, technical institutions and lenders to help Indian firms take on more demanding work. The country needs both deeper capability in existing industries and a broader base in emerging ones.


FDI will serve this purpose best when foreign enterprises find a dependable production base and Indian enterprises gain lasting commercial and technical opportunities. The outcome to seek is a larger number of firms that can manufacture reliably, improve technology, pay for skilled work and compete in world markets. That is how investment can support the productive foundations of a developed India.


Sources and evidence notes
[1] Suzuki Motor Corporation. Annual Report 2019. Joint-venture history and historical local procurement rate.Open source
[2] Maruti Suzuki. Annual Integrated Report 2019–20. Supplier support and training.Open source
[3] Maruti Suzuki. Record exports in FY2024–25, April 2025. Annual exports, destinations and exports to Japan.Open source
[4] Hyundai Motor India. Thirty years in India, 2026. Company-reported cumulative sales and exports.Open source
[5] Hyundai Motor Company. 2026 CEO Investor Day roadmap. Supplier and engineer network; prospective sourcing target.Open source
[6] SIAM. Automobile Export Trends. FY2025–26 vehicle export statistics.Open source
[7] ACMA. Industry Performance Review FY2024–25, 8 July 2025. Component turnover, exports and imports.Open source
[8] ACMA. Industry report, September 2025. Areas of component import dependence.Open source
[9] World Bank. Investment Linkages and Incentives, 2020. Local sourcing and productivity spillovers.Open source
[10] OECD. Policy Toolkit for Strengthening FDI and SME Linkages, 2023. Conditions for domestic firms to absorb knowledge.Open source
[11] World Bank and Development Research Center of the State Council of China. China 2030, 2013 book edition. Technology chapter, especially printed pages 162–165. Historical assessment, not a statement of present conditions.Open source
[12] IEA. Electric Car Markets in a Time of Uncertainty. Changing sources of automotive competitiveness.Open source
[13] BYD. Hello We Are BYD, 2023. Company history and battery and vehicle development.Open source
[14] CATL. CATL and BMW memorandum on battery passports and decarbonisation, 2026. Relationship since 2012 and areas of cooperation.Open source
[15] BMW Group. Long-term battery-cell orders, 21 November 2019. CATL order volumes and planned German plant.Open source
[16] Volkswagen Group. Electrical and electronic architecture collaboration with XPENG, 17 April 2024. Joint technology development.Open source
[17] IEA. Global EV Outlook 2026 Manufacturing and trade. China production shares for 2025.Open source
[18] IEA. Global EV Outlook 2026 launch release. Chinese automakers share of worldwide electric-car sales.Open source
[19] IEA. Energy Technology Perspectives 2026 Executive summary. Sources of manufacturing competitiveness.Open source
[20] Alstom. Five years of the Indian Railways joint venture, December 2020. Equity structure and engineering contribution.Open source
[21] Alstom. 500th Madhepura electric locomotive, March 2025. Deliveries and company-reported localisation.Open source
[22] Government of India. Marhowra export programme, September 2024. Local supplier base and manufacturing site.Open source
[23] Wabtec. First Marhowra export delivery, 20 June 2025. Locomotives destined for Guinea.Open source
[24] JCB. About JCB India. Product-specific indigenisation statement.Open source
[25] JCB. 500000th construction machine, March 2024. Manufacturing facilities and export destinations.Open source
[26] Wipro GE Healthcare. Revolution Aspire launch, April 2022. Company-reported design and manufacture in India.Open source
[27] ABB. Expansion of energy-efficient drives production, May 2023. Peenya manufacturing for domestic and global customers.Open source
[28] Airbus. C295 final assembly line inauguration, 28 October 2024. Planned parts manufacture, process certification and supplier onboarding.Open source

Company disclosures and industry-association statistics are identified separately from policy recommendations. Localisation figures vary by product, period and definition. Manufacturing in India does not by itself establish Indian ownership of all technology. The aerospace partnership is included for its supplier-development lesson and is not classified here as a quantified FDI inflow.


Additional sources for the automotive production comparison
German Federal Statistical Office, Passenger car production by country, 2024: https://www.destatis.de/EN/Themes/Countries-Regions/International-Statistics/Data-Topic/Tables/BasicData_PassengerCarProduction.html
International Energy Agency, Global EV Outlook 2026, Manufacturing and trade: https://www.iea.org/reports/global-ev-outlook-2026/manufacturing-and-trade

USA Pressure on India and the Need for Strategic Independence

American Pressure on India and the Need for Strategic Independence

CA. S. Muralidharan
Business Mentor and Thought Leader

India has repeatedly discovered that a strategic partnership with the United States offers no automatic protection against economic pressure, disregard for its security concerns or treatment that offends the dignity of its citizens. These experiences deserve to be placed at the centre of the discussion. They explain why India needs the strength to sustain an independent decision when a powerful partner finds that decision inconvenient.

The concern is rooted in identifiable actions: pressure that ended Iranian oil purchases, withdrawal of trade preferences, a public maritime challenge, support for Pakistan’s fighter fleet, warnings over India’s Russian defence purchases, penalties linked to Russian oil, and disruption affecting Indian migrants and professionals. Their legal bases and severity differ. Together, they expose the risks of relying on goodwill when bargaining power is unequal.

These episodes do not establish a single, continuous American plan to keep India subordinate. They do establish that Washington can place its own commercial, strategic and domestic political priorities above Indian interests, even during a period of close cooperation. India must respond by building the economic and technological foundations that make such pressure less effective.

When American decisions imposed costs on India

The strongest case for greater Indian resilience begins with the record of unfavourable treatment. The issue is not whether the United States is entitled to pursue its interests. It is whether India has enough strength and enough alternatives to protect its own when those interests collide. The following episodes show why that question is practical and urgent.

Iranian oil and the limits of independent energy choices

In 2018–19, the restoration of American sanctions against Iran placed India under pressure over purchases from a longstanding energy partner. When Washington ended oil-import exemptions in May 2019, India stopped those purchases and arranged alternative supplies. India’s requirements had not disappeared; the sanctions environment had changed. Its energy choices were consequently narrowed by another government’s foreign-policy decision. [1]

The restrictions affected other countries too. Nevertheless, from India’s perspective, an important lesson was that an independent relationship with a third country could become costly to maintain because of American financial and sanctions power. India had to adjust to a policy it had not chosen.

That experience makes energy diversification, emergency stocks and lower oil exposure central to strategic independence. A protest cannot replace a viable alternative supply arrangement.

Trade preferences withdrawn despite the strategic partnership

The United States terminated India’s Generalized System of Preferences benefits from 5 June 2019, after concluding that India had not provided the market access Washington required. India stated that it had offered solutions to significant American requests. Preferences covering approximately $6.3 billion of Indian exports in 2018 were withdrawn; this figure describes covered exports, not the tariff saving lost. [2] [16]

GSP was a conditional American programme, so its withdrawal was not a breach of a guarantee of permanent access. The political lesson remains important: the expanding strategic relationship did not protect Indian exporters when commercial negotiations became difficult. American market access could be used to press for changes in Indian policy.

India imposed additional duties on 28 American products that month. Those duties had originally been planned in response to American steel and aluminium tariffs, rather than solely to the GSP decision. Their eventual negotiation demonstrated the need for both bargaining instruments and diversified export markets. [2]

A public challenge near Lakshadweep

On 7 April 2021, the USS John Paul Jones conducted a freedom-of-navigation operation in India’s exclusive economic zone near Lakshadweep. The American statement publicly challenged India’s position on consent for military activities. India monitored the vessel and conveyed its concerns. [3]

An exclusive economic zone is not territorial waters, and the two governments differed over maritime law. The event should therefore be described accurately. Yet its diplomatic significance was clear: the United States was prepared to publicly contest India’s position even while seeking closer Indo-Pacific cooperation.

For India, the episode underlined that cooperation does not ensure deference to its interpretation of its rights. Maritime surveillance, credible naval capability and sustained legal diplomacy must support India’s position.

Pakistan F16 support despite Indian security concerns

In September 2022, Washington approved a potential $450 million sale to sustain Pakistan’s F-16 fleet. This was maintenance and support for existing aircraft, rather than a sale of new fighters or new weapons. But sustaining an existing capability can still have consequences for the country that may face it. [4]

Defence Minister Rajnath Singh conveyed India’s concerns to US Defence Secretary Lloyd Austin. The Indian government’s objection is recorded in its own official account of their conversation. Washington nevertheless maintained its separate policy towards Pakistan. [17]

India could reasonably see a mismatch between being courted as an important security partner and having its concerns about Pakistan insufficiently accommodated. The lesson is that India must retain an independent military assessment and procurement strategy. Another government’s relationship with Pakistan will continue to reflect its own calculations.

Warnings over the S400 and pressure on defence procurement

India’s decision to acquire Russia’s S-400 air-defence system drew American warnings about sanctions. India signed the agreement in 2018 and proceeded with deliveries beginning in 2021 despite that risk. [7]

This was a significant test of autonomy. India faced the prospect of an American penalty for a defence purchase it considered necessary for its security. Washington’s wider policy towards Russian military equipment thus threatened to affect India’s freedom to choose its supplier.

India’s decision to proceed demonstrated resistance. It also exposed a continuing vulnerability: reliance on imported strategic systems leaves a country navigating pressures from suppliers and rival powers. Domestic engineering, maintenance, spares and upgrade capability would give India a stronger position over time.

Russian oil tariffs and direct economic coercion

The August 2025 Russian-oil tariff decision was the clearest example of pressure linking an Indian foreign-policy choice to economic punishment. The United States announced an additional 25 per cent duty on covered Indian goods because India was importing Russian oil. Together with the other announced tariff, the rate reached 50 per cent for many products, subject to exclusions. These are the measures announced at that time, rather than a statement of the current tariff schedule. [5]

Indian exporters and their workers were placed at risk over an energy decision made in the context of India’s own requirements. India called the action “unfair, unjustified and unreasonable” and challenged the selective criticism of its Russian trade while Western trade with Russia continued. That response records India’s position; the mix and legal treatment of different countries’ transactions should not be assumed identical. [18]

The important point is the explicit use of export-market access to influence India’s external choices. This episode gives the article its most direct warning: if essential export earnings depend too heavily on one market, a disagreement over foreign policy can become a threat to domestic livelihoods.

India’s answer must therefore extend beyond rebuttal. It needs more export destinations, competitive firms and support for workers and businesses during sudden disruption. Negotiation becomes more credible when the economy has alternatives.

Indian professionals and the insecurity of conditional access

The September 2025 requirement for a $100,000 payment for certain new H-1B petitions demonstrated how abruptly the conditions for access to the American labour market could change. The White House clarified that it was a one-time payment connected with new petitions, with limitations and exceptions. It was not an annual charge on every existing visa holder. [6]

For Indian professionals, families and firms, the concern was nevertheless substantial. An economy may benefit from Indian talent while its political institutions make future entry much harder. The interests of employers and the priorities of an administration can diverge, producing disruption for the people caught between them.

This does not prove a coordinated policy of using and discarding Indians. It does show why India should build more attractive opportunities at home, widen professional mobility arrangements with other countries and seek predictable treatment for its nationals abroad.

The treatment of deportees and the question of dignity

The arrival of a US military aircraft carrying 104 Indian deportees on 5 February 2025, and reports of shackling, generated a different concern: the dignity of Indian citizens. The Indian government subsequently told Parliament that it had strongly raised its concerns with American authorities about treatment on that flight, particularly the use of shackles, especially on women. [19]

The right to remove a person under immigration law does not settle the question of how that person should be treated. American procedures allowing restraints predated the flight, and similar concerns were not unique to India. Those facts provide context without removing the legitimacy of India’s demand for humane treatment.

India should continue accepting the return of verified nationals where required while seeking effective consular access, clear safeguards and humane procedures. Stronger domestic opportunities can reduce the desperation exploited by migration agents, but dignity abroad should not depend on a person’s income or immigration success.

What these episodes mean for India

The pattern is not that every American policy is hostile, or that cooperation has no value. It is that partnership has repeatedly failed to shield India from pressure, decisions adverse to its security preferences and treatment that its government has had to contest. Warm statements and personal rapport have not removed those vulnerabilities.

These incidents concern different mechanisms: sanctions power, market access, military policy, legal disagreement, immigration controls and the treatment of individuals. Their common lesson is that India needs greater capacity to protect its interests when cooperation becomes conditional.

The response should be to make pressure harder to apply and easier to withstand. Energy resilience answers the oil episodes. Export diversification answers tariff threats. Domestic defence capability answers procurement pressure. Research and technology ownership reduce dependence on permissions and foreign supplies. Better opportunities at home and stronger consular arrangements address different aspects of migration vulnerability. The priorities that follow arise directly from these experiences.

How India has responded

India has usually combined resistance, negotiation and selective accommodation. It accepted the practical constraints on Iranian oil purchases, retaliated in trade and later negotiated settlements, and protested over maritime issues and Pakistan’s aircraft support. In 2023, India and the United States agreed to resolve six WTO disputes, alongside removal of specified Indian retaliatory tariffs. That was a negotiated settlement rather than a complete victory for either side. [2]

There have also been consequential demonstrations of independence. India proceeded with the Russian S-400 air-defence acquisition despite American warnings about possible sanctions. Deliveries began in 2021. Here, the government sustained a security decision rather than limiting its response to public disagreement. [7]

At the same time, India continued seeking American investment and advanced technology cooperation. The 2023 GE–HAL engine proposal showed why engagement remained valuable, although a proposal or agreement cannot be equated with completed technology absorption. India’s challenge is to extract lasting capability from cooperation while preserving alternatives. [8]

The results are mixed. Firm language has not always changed American policy. Yet dramatic retaliation is not automatically effective either. A response that damages Indian workers and firms more than its intended target may reduce the very independence it seeks to demonstrate.

The capability India has begun to build

India has expanded the instruments needed for greater resilience. Defence procurement preferences and indigenisation programmes seek to develop local suppliers. For 2025–26, 75 per cent of the defence modernisation procurement budget was earmarked for domestic industry. This creates demand, but buying from an Indian company does not establish that every critical technology is Indian-controlled. [9]

Electronics production increased from roughly ₹1.9 lakh crore in 2014–15 to ₹11.3 lakh crore in 2024–25, in nominal terms. Semiconductor and component programmes seek to deepen this base. Production growth is important, but gross output does not measure domestic value addition or technological ownership. A factory may operate in India while depending on imported machinery, designs and components. [10]

UPI demonstrates India’s ability to develop and govern digital infrastructure at scale. The IndiaAI Mission seeks to widen access to computing and support domestic innovation. These are valuable foundations. Access to advanced computing, however, is different from control over the chips, equipment and software used to provide it. [11]

Energy presents an especially clear mixed picture. India reached 50 per cent of installed electricity capacity from non-fossil sources in June 2025. That does not mean half of electricity generation came from those sources. Meanwhile, RBI analysis recorded crude-oil import dependence rising from 77.6 per cent in 2013–14 to 88.2 per cent in 2024–25. Electricity-sector progress has therefore not removed oil vulnerability. [12]

The strategy India now needs

India’s future strategy should make coercion harder to apply and less damaging when it occurs. A country becomes vulnerable when another government believes that threatening its exports, technology supplies or access to finance will secure compliance at little cost. India must change that calculation through credible alternatives and capabilities it can sustain.

The aim should be a relationship with the United States in which both sides recognise the value of cooperation and the costs of damaging it. India should state its interests clearly, negotiate firmly and prepare practical responses before the next dispute. Personal rapport between leaders can help, but businesses and national institutions need arrangements that survive changes of administration.

This requires a clear order of priorities. Immediate vulnerabilities must receive attention first. Industrial and technological depth should follow through patient investment. The strategy must also create productive jobs and stronger household incomes, because citizens ultimately bear the cost of prolonged confrontation. The following priorities are proposed actions, rather than a list of government commitments.

First identify and reduce critical dependencies

The first priority is a national assessment of dependencies that could interrupt essential activity. Relevant ministries should work with industry to identify vulnerable defence components, pharmaceutical inputs, semiconductor equipment, industrial software, critical minerals, energy supplies and communications systems. For each dependency, India should establish supplier concentration, available substitutes, emergency stocks and the time required to qualify another source.

The response should differ by product. Some capabilities warrant domestic development even at an initial premium. Others can be secured more economically through suppliers in several countries, long-term contracts or emergency inventories. Limited public money should go first to vulnerabilities whose disruption would create the greatest damage.

Cabinet-level review should assign a responsible ministry and dated milestones to each major vulnerability. Broad progress should be reported publicly while operationally sensitive details remain confidential. The test is whether exposure actually declines, rather than whether another committee or mission has been announced.

Second build technological ownership and manufacturing depth

Manufacturing support should increasingly reward verified domestic value addition, engineering and supplier development. Production growth remains useful, but an Indian factory can still depend on a foreign design, imported machinery and a single overseas source of critical components. The next stage must strengthen what Indian engineers and firms can control.

Major strategic contracts should specify maintenance rights, access to technical information, modification rights and the scope for developing Indian suppliers. Technology-transfer claims should identify exactly what has been acquired. Where commercially feasible, India should seek the ability to repair, upgrade and reproduce critical components without requiring fresh foreign permission.

Foreign investment should support joint engineering centres, apprenticeships and supplier training. Domestic firms should invest their own capital alongside public assistance. Support should have performance milestones and expiry dates, while competitive imported inputs remain available to exporters. Forcing immediate localisation of every item can increase costs and weaken the businesses that India needs to grow.

Third turn research into commercial capability

The ₹1 lakh crore Research, Development and Innovation scheme provides a financing instrument intended to encourage private-sector research. Its success will depend on deployment and outcomes, rather than the announced corpus alone. Universities, laboratories and firms need dependable multi-year funding, usable intellectual-property agreements, testing facilities and support for prototypes. [13]

Government should select a limited set of strategically important technology problems and fund competing teams against clear technical milestones. Independent experts should review progress. Honest research failure must be distinguished from poor execution, and promising work must survive changes in administrative leadership.

Commercial success requires customers. Defence services, railways, hospitals and utilities should offer paid trials, independent testing and a defined route to procurement when products meet the required standard. Prompt payment and predictable orders can help a capable startup become a durable supplier. Patents and demonstrations should be followed by products deployed, repeat orders, licensing income or export sales.

Fourth make Indian firms competitive across several markets

India should make it easier for firms to grow through dependable electricity, efficient logistics, predictable regulation, timely tax refunds, enforceable contracts and affordable working capital. These improvements strengthen every export industry. The World Bank similarly emphasises lower trade costs and deeper participation in global value chains. [14]

Trade agreements should be followed by practical programmes for certification, distribution, export credit and after-sales support. The Commerce Ministry and industry associations should track sustained sales across markets, especially for firms heavily exposed to one country. Diversification requires commercially viable customers, rather than simply redirecting shipments after a crisis.

Fifth strengthen energy and financial resilience

India should diversify energy suppliers and shipping routes, expand usable emergency reserves and rehearse prolonged disruption scenarios. The IEA’s recommendations on emergency stocks and response procedures remain relevant. Storage should be assessed by accessible supply during a crisis, with clear authority over release and replenishment. [15]

Oil exposure must also be reduced through measures that are economically sound: electric buses and two-wheelers, better public transport, rail freight and industrial efficiency. Renewable electricity requires stronger grids and storage. Energy security should consider the imported minerals and equipment needed for new technologies as well as the fuels they replace.

Financial preparedness should include stress tests for trade finance, external debt and firms exposed to sanctions-related disruptions. Government, the RBI and banks should develop lawful contingency arrangements and communicate risks clearly. Local-currency settlement can be expanded where counterparties find it useful, but its value should be judged by actual trade facilitated and costs reduced. It cannot by itself remove exposure to global finance.

Sixth negotiate firmly and respond proportionately

India should decide in advance which interests it considers essential, which issues are negotiable and what concessions it would require in return for its own. Negotiators need a clear mandate across ministries so that commercial, security and immigration discussions support a coherent national position.

When pressure is applied, the government should assess the available response: formal protest, dispute settlement where applicable, targeted commercial measures, alternative procurement or negotiated adjustment. Each option should be judged by its likely effect on the other side and its cost to Indian citizens. A forceful response is useful when it improves India’s position; retaliation that mainly injures Indian firms can undermine it.

India should also work with countries affected by similar restrictions and maintain relationships across American institutions, business, universities and society. In immigration matters, it should seek predictable procedures, humane treatment and effective consular access while recognising the distinct legal positions of citizens, lawful migrants and people facing removal.

The government should explain significant settlements honestly. Citizens should be able to distinguish a concession obtained, a compromise accepted and a demand that remains unresolved. Public confidence is stronger when diplomatic language is supported by measurable results.

Seventh make resilience broad enough to last

Strategic strength needs productive employment, technical education, health and financially resilient households. Export restrictions and fuel shocks eventually affect workers, small-business cash flow and family budgets. Prosperity concentrated in a narrow segment cannot provide the same resilience as rising productivity and incomes across society.

Union and state governments should strengthen apprenticeships, women’s employment and industrial clusters outside the largest cities. Large firms should develop domestic suppliers and invest in workforce skills. MSMEs need reliable payments and access to technology so that they can participate in stronger supply chains.

This is also a responsibility of business leadership. Indian companies must invest in research, quality, professional management and overseas market development. Government assistance should help firms become competitive, with clear expectations that they commit capital, improve performance and eventually operate without continuing support.

A timetable that makes the strategy accountable

During the next two years, India should complete the critical-dependency assessment, assign responsibility for the most serious gaps, improve procurement and payments, and test emergency arrangements. Existing funds and schemes should be reviewed for delivery before new programmes are added.

Over three to five years, the emphasis should be on qualified alternative suppliers, commercially successful Indian products, deeper component manufacturing and sustained exports to more markets. Advanced engines and semiconductor equipment require longer horizons, stable institutions and continued technical review. Deadlines should be ambitious but grounded in engineering realities.

An annual scorecard should measure supplier concentration, time needed to replace critical imports, domestic value addition, independent repair and upgrade capability, commercial research outcomes, export diversification and energy readiness. It should also track productive jobs and real earnings. These measures connect national strategy with the conditions that allow citizens and firms to endure pressure.

The ability to sustain an independent decision

India should regularly conduct a demanding national exercise: if a major partner restricted supplies, finance or market access for six months, which essential activities would continue, which would stop, and what would the disruption cost? The findings should guide investment and be tested again after corrective action.

No government can prevent every unfavourable foreign decision. It can build the capacity to absorb the consequences, negotiate alternatives and protect its citizens. Diplomatic independence becomes credible when essential systems keep functioning and businesses can adapt.

India should pursue cooperation with the United States from that foundation. A productive partnership will remain valuable to both countries. Its durability will improve when India has sufficient technological, economic and institutional strength to disagree without facing an intolerable cost. That is the unfinished national task, and it requires consistent work well beyond the immediate dispute.

Sources and scope

Prepared 23 October 2026. Historical examples retain their dates. Figures are selected published benchmarks rather than a complete current statistical series. Interpretations and proposed actions are the author’s assessment.

[1] Government of India statement on Iranian oil exemptions 23 April 2019
https://www.pib.gov.in/newsite/PrintRelease.aspx?lang=2&reg=48&relid=189833

[2] USTR 2024 National Trade Estimate and June 2023 dispute settlement announcement
https://ustr.gov/sites/default/files/2024%20NTE%20Report.pdf

[3] MEA passage of USS John Paul Jones 9 April 2021
https://www.mea.gov.in/press-releases.htm?dtl/33787/Passage_of_USS_John_Paul_Jones_through_Indias_EEZ

[4] US notification of proposed Pakistan F16 sustainment sale September 2022
https://media.defense.gov/2024/Dec/11/2003606312/-1/-1/0/PRESS%20RELEASE%20-%20PAKISTAN%2022-07%20CN.PDF

[5] US executive order on Russian oil and Indian tariffs 6 August 2025
https://www.whitehouse.gov/presidential-actions/2025/08/addressing-threats-to-the-united-states-by-the-government-of-the-russian-federation/

[6] White House H1B clarification September 2025 and MEA parliamentary answer August 2025
https://www.whitehouse.gov/releases/2025/09/h-1b-faq/

[7] Reuters Russian S400 deliveries begin 14 November 2021
https://www.reuters.com/world/india/russia-starts-missile-supplies-india-despite-us-sanctions-risk-2021-11-14/

[8] India US joint statement September 2023
https://www.pmindia.gov.in/en/news_updates/joint-statement-from-india-and-the-united-states/

[9] Government of India defence procurement facts June 2025
https://static.pib.gov.in/WriteReadData/specificdocs/documents/2025/jun/doc2025610567901.pdf

[10] Government of India electronics manufacturing and components March 2026
https://www.pib.gov.in/PressNoteDetails.aspx?ModuleId=3&NoteId=157614

[11] Government of India IndiaAI Mission October 2025
https://www.pib.gov.in/PressReleasePage.aspx?PRID=2178092

[12] RBI analysis of crude oil import dependence and government non fossil capacity milestone
https://www.rbi.org.in/Scripts/BS_ViewBulletin.aspx?Id=23516

[13] Department of Science and Technology RDI scheme
https://dst.gov.in/rdi-scheme/research-development-and-innovation-rdi-cell

[14] World Bank India country overview and economic memorandum
https://www.worldbank.org/ext/en/country/india

[15] IEA India energy policy recommendations
https://www.iea.org/countries/india

[16] Government of India impact of GSP withdrawal June 2019
https://www.pib.gov.in/Pressreleaseshare.aspx?PRID=1575195

[17] Ministry of Defence conversation with US Defence Secretary 14 September 2022
https://www.pib.gov.in/PressReleasePage.aspx?PRID=1859301

[18] Indian response to Russian oil tariffs August 2025
https://indianexpress.com/article/india/unfair-unreasonable-india-trump-doubles-tariff-to-50-10174110/

[19] Lok Sabha record on treatment of deportees 21 March 2025
https://sansad.in/getFile/debatestextmk/18/IV/21.03.2025.pdf?source=loksabhadocs

The Rise and Decline of Buddhism in Kerala and Tamil Nadu

The Rise and Decline of Buddhism in Kerala and Tamil Nadu

How it took root and why it gradually faded

CA. S. Muralidharan

Business Mentor and Thought Leader

At Karumadi in Kerala, a damaged stone image of the Buddha survives as a reminder of a religious world that has largely disappeared. On the other side of the Western Ghats, Tamil literature and old copper plates tell a similar story. Buddhism once had followers, teachers and monasteries in these lands. Kings gave it support. Tamil writers explained its ideas. Yet today, its ancient presence is far easier to find in books and sculptures than in a continuing local tradition.

Across the narrow sea, Sri Lanka followed a different path. Buddhism survived there as a major living religion. Why did it endure on the island while gradually losing its place in Kerala and Tamil Nadu?

There is no single answer. Religious rivalry played a part, as did changing royal support and the growing importance of Hindu temples in everyday life. The decline happened slowly and unevenly. Some Buddhist centres continued to receive generous support long after the religion had begun losing ground elsewhere.

The south before Buddhism arrived

Buddhism arrived among people who already had their own ways of understanding the sacred. Early Tamil literature describes worship linked with landscapes, livelihoods and the dangers and hopes of everyday life. Murugan was associated with the hills, Mayon, later closely identified with Vishnu, with pastoral country, and Korravai with victory and warfare. Sacred trees, local places of worship and the remembrance of fallen heroes also belonged to this varied religious world. These practices differed between communities; there was no single form of worship followed by everyone. [17]

We must be careful about the timing. Much of our literary evidence was composed or collected after Buddhism may already have reached the region. It offers clues to older traditions, rather than a complete picture taken just before the first Buddhist monk arrived. Our knowledge of the western region that became Kerala is especially incomplete. We should not assume that every custom recorded in the Tamil country was practised in exactly the same way throughout the Chera lands. [17]

Vedic ideas and sacrificial practices also became part of the southern religious landscape. Their spread overlapped with the arrival and growth of other teachings. The familiar Shiva and Vishnu temple networks of later centuries had not yet taken their later form. It would therefore be misleading to picture Buddhism arriving in a society organised exactly like medieval or present-day Hindu society. Local worship and traditions coming from elsewhere were already interacting and changing. [17]

The social setting was changing too. Farming, craft production, political centres and coastal trade brought people into wider relationships. Ports connected southern communities with distant places, while towns brought together people whose lives were no longer confined to a single settlement or kinship group. Such changes made room for new teachers and religious ideas, although they did not affect every part of the south equally. [18]

Was there widespread unhappiness with the existing faiths? The evidence does not allow us to say so. Some people may have questioned sacrifice, ritual authority or distinctions based on birth. Others may have been looking for a convincing explanation of suffering and death. Buddhism offered answers that could appeal to them. But curiosity, respect for a teacher or contact with Buddhist travellers could also attract a person who felt no hostility towards the worship of their family. These are reasonable possibilities, not motives that we can establish for all early followers.

Buddhism therefore found a place in an already religious society. It could offer another path while older forms of worship continued. Its early growth is better understood through this meeting of established customs, changing social relationships and new teachings than through the idea of an empty religious space waiting to be filled.

How Buddhism reached the south

When Buddhism first reached this region, Kerala and Tamil Nadu did not exist as modern states. Much of the area belonged to the cultural world known as Tamilakam. Chera, Chola, Pandya and other rulers governed different parts of it, with boundaries that changed over time.

By the third century BCE, Ashoka’s inscriptions were referring to southern peoples such as the Cholas, Pandyas and Keralaputras, the last generally associated with the Cheras. These references show that the far south was in contact with Ashoka’s world. They do not prove that he converted its rulers or built monasteries throughout the region. His policy of dhamma promoted moral conduct, and should not be read simply as an order to spread Buddhism. [1]

Buddhist ideas probably travelled south by several routes. Monks and traders moved through the Deccan. Ships connected coastal settlements with Sri Lanka and other trading regions. The Tamil coast formed part of a wider world that included the Buddhist centres of the Krishna valley and the island across the sea. We cannot name one person who introduced Buddhism to either Kerala or Tamil Nadu, and the earliest stages in Kerala remain especially uncertain. [2]

Trade helps us understand how these contacts became possible. A merchant travelled to sell goods, but he also carried his beliefs and met people with different customs. A monk could travel along the same route, teach at a stopping place and find supporters. Repeated contact could eventually lead to a settled religious community. This is a reasonable picture of how such networks worked, rather than a record of one particular journey.

Buddhism did actively seek new followers. Early texts describe the Buddha sending his disciples out to travel and teach. These accounts come to us through religious tradition, but their purpose is clear: the teaching was meant to be shared. [3]

There was also a recognised way for an ordinary person to become a follower. Taking refuge in the Buddha, Dhamma and Sangha meant accepting the teacher, his teaching and the religious community as one’s guides. The Jivaka Sutta identifies this commitment with becoming a Buddhist lay follower. A person could do this while continuing family life. Becoming a monk or nun was a different step, involving admission, training and formal religious rules. [4]

Buddhism therefore had both teachers who spread the faith and ways of welcoming new members. At the same time, someone who gave money to a monastery was not necessarily a committed Buddhist. People could respect or support more than one religious tradition.

A place in local life

Buddhism gradually found a voice in Tamil. Manimekalai tells the story of a young woman who becomes a Buddhist nun. Through her experiences, the poem explores suffering, compassion and the choice to give up worldly life. Its date is debated; many modern scholars place it around the sixth century. What matters here is that Buddhist ideas were being expressed through a Tamil story and southern settings. [5]

This local literary life continued much later. The eleventh-century Viracholiyam, a work on Tamil grammar and poetry, and its commentary also reflect Buddhist thought. As Anne Monius’s research shows, Buddhists were taking part in the literary life of the Tamil country. They had not simply remained outsiders speaking to outsiders. [6]

Kanchi, the Kaveripattinam region and Nagapattinam appear in the evidence for Tamil Buddhism. Their importance changed over time. Travellers’ reports sometimes give impressive numbers of monks and monasteries, but those figures are debated. They cannot tell us how many ordinary families were Buddhist.

Kerala’s evidence is more scattered. Sri Mulavasam was an important Buddhist centre, supported by a land grant recorded in the Paliyam copper plates of the Ay ruler Vikramaditya Varaguna in the late ninth century. Its exact location remains uncertain. Buddha images at Karumadi, Mavelikkara and Bharanikkavu also show that Buddhist worship had a place in south-central Kerala. [7]

These remains establish a real local presence. They do not establish that most people throughout Kerala or Tamil Nadu were once Buddhists. We have no reliable religious census for those centuries. An influential monastery and a Buddhist majority are different things.

When kings gave their support

Some rulers did much more than allow Buddhist worship. They gave institutions a means of supporting themselves.

At Nagapattinam, the Chudamani Vihara was established through the support of the Srivijayan ruler Maravijayottungavarman. In 1006 CE, Rajaraja Chola I granted the revenues of Anaimangalam village to help maintain it. His son Rajendra confirmed the gift. [8]

Later, Kulottunga Chola I’s charter of 1090 recorded grants and privileges for the Rajaraja Perumpalli and Rajendra Chola Perumpalli, Buddhist institutions at Nagapattinam. Envoys from Srivijaya had approached the Chola court about them. These records show how Buddhist monasteries could be connected with overseas relationships as well as local religious life. [9]

Village revenues could provide continuing income for a monastery’s needs. A written royal grant also gave official backing to its rights. Such support mattered greatly, but it did not necessarily mean that the king had become Buddhist.

Rajaraja is a particularly clear example. The ruler who built the great Brihadisvara temple at Thanjavur also supported a Buddhist monastery. Strong devotion to Shiva could coexist with generosity towards another faith. We cannot know exactly how much religious goodwill, diplomacy or political calculation lay behind each gift.

Why the followers gradually became fewer

From around the sixth and seventh centuries, Buddhism faced growing pressure in parts of the Tamil country. The Shaiva Nayanmars and Vaishnava Alvars helped spread devotion through Tamil hymns, sacred places and the lives of saints. These movements strengthened people’s attachment to Shiva and Vishnu worship and brought Buddhism into a more difficult religious environment. [10]

This was a long process. The later grants at Nagapattinam show that Buddhism did not disappear everywhere at once. A monastery could still prosper while the religion’s wider position was weakening.

In Kerala, the timing is harder to trace. Buddhist centres still received support in the ninth and tenth centuries. One archaeological study finds that the evidence becomes much thinner after the eleventh century. But a monastery disappearing from the records does not tell us when the last family stopped following Buddhist practices. [11]

To understand the change among ordinary people, we must look beyond royal decisions. Temples increasingly brought together religious worship, land, donations and the interests of local communities. Rulers, cultivators and merchants could all have reasons to remain closely connected with them. In medieval Andhra, for example, temples gained importance while trade continued to flourish and Buddhism declined. The explanation cannot simply be that commerce collapsed and Buddhist monasteries lost all their merchant supporters. [12]

Buddhist monasteries, too, owned resources and had organised communities. The likely difference was that, in many places, they became less successful at keeping support and passing their tradition to the next generation.

Consider what could happen when a monastery’s income fell. It might support fewer teachers. With fewer teachers and less activity, its links with nearby families could weaken. Fewer young people might then enter the order, leaving still fewer people to carry on its work. This is a plausible explanation of how decline could feed on itself; we cannot trace every stage in every locality.

For a family, the change need not have happened through a dramatic public conversion. Over generations, its members might become more involved with a nearby Shiva or Vishnu temple and less involved with a Buddhist monastery. We do not have enough evidence to say how often this happened voluntarily, under pressure or through a mixture of influences.

Was Buddhism driven out

Religious hostility was part of this history and should not be brushed aside. Some devotional writings mocked Buddhists or celebrated their defeat. The Periyapuranam includes accounts of confrontations with Buddhist opponents. However, it was written long after the events it describes, and its miraculous stories cannot be treated as eyewitness reports. [13]

We must also keep Buddhist and Jain histories distinct. A story about violence against Jains does not automatically prove the same treatment of Buddhists. Nor does a broken Buddha statue, on its own, tell us who damaged it or why. Each claim needs evidence from the place and period concerned.

Historian K. T. S. Sarao cautions that the evidence for overt persecution in South India is not sufficient to explain the whole decline in that way. This does not mean that persecution never occurred. It means that local incidents or later stories cannot establish a campaign covering both Kerala and Tamil Nadu. [14]

The Chola grants add another part of the picture. They show that rulers devoted to Shiva could protect Buddhist institutions. Hostility and accommodation could exist within the same broad historical period. Neither a wholly peaceful account nor a story of universal suppression does justice to the evidence.

Why Sri Lanka was different

In much of Sinhala society, Buddhism became closely tied to the history of the kingdom and the duties of its rulers. Protecting monasteries and renewing Buddhist religious life became an enduring expectation of kingship. Ordinary devotees also continued to support the faith across generations. This applies mainly to Sinhala Buddhist regions, rather than every community on the island. [15]

Sri Lankan Buddhism nevertheless went through severe difficulties. At times, even the proper procedure for ordaining fully qualified monks could no longer be maintained locally. In 1753, monks from Siam helped restore higher ordination under King Kirti Sri Rajasinha, following the efforts of Weliwita Saranankara. [16]

That episode helps explain the difference. Enough people still wanted Buddhism restored, and there were leaders able to obtain help. The religious community had suffered, but its place in society remained strong enough for rebuilding.

In Kerala and Tamil Nadu, Buddhism eventually lacked a similar base for a lasting regional revival. Other traditions had taken the more central place in public life. This is a reasonable reading of the different outcomes, rather than proof that one factor explains them all.

Buddhism’s southern story cannot be reduced to the failure of its teachings. It had missionaries, local writers, royal donors and followers. Nor can centuries of change be explained by one victorious debate or a single hostile ruler. Its early decline in parts of the Tamil country also began long before the military campaigns of the fourteenth century.

What seems to have happened was a gradual weakening of the relationships that kept the religion alive. Donations shifted, some monasteries struggled, and competing traditions drew more people into their worship and community life. Religious hostility could make those difficulties worse. Political or environmental disruption may also have harmed particular centres, although each case needs separate study.

A religion continues when people make it part of their lives and pass it on to their children, and when teachers and places of worship remain available to them. Buddhism achieved this in parts of Kerala and Tamil Nadu for centuries. Its later decline reminds us how much even a respected tradition depends on those ordinary, continuing human connections.

Sources and further reading

[1] University of Calicut, Historical Tourism, discussion and translated extract of Ashoka’s second rock edict. https://sde.uoc.ac.in/sites/default/files/sde_videos/Historical%20Tourism_0.pdf

[2] Archaeological Survey of India material on early Tamil regional connections, hosted by IGNCA. https://ignca.gov.in/Asi_data/81898.pdf

[3] I. B. Horner, The Book of the Discipline, Volume IV, opening missionary and ordination narratives. https://wiswo.org/books/_resources/book-reference-pdfs/Horner-Book-of-Discipline/Original-Print-Version-with-Introductions/4.-I.B.Horner-Vol-IV-Suttavibhanga.pdf

[4] Jivaka Sutta, Anguttara Nikaya 8.26, translated by Thanissaro Bhikkhu. https://accesstoinsight.org/tipitaka/an/an08/an08.026.than.html

[5] Anne E. Monius, Imagining a Place for Buddhism, Oxford University Press, 2001. https://academic.oup.com/book/12862

[6] Monius, The Viracoliyam chapter. https://academic.oup.com/book/12862/chapter-abstract/163150356

[7] University of Calicut, Kerala history course material; Kerala Archaeology protected monument listings. https://sde.uoc.ac.in/sites/default/files/sde_videos/HIS3E06.pdf and https://www.archaeology.kerala.gov.in/monuments/thrikkur-rock-cut-temple/74

[8] Government Museum Chennai, The Nagapattinam and Other Buddhist Bronzes, larger Leiden plates. https://govtmuseumchennai.org/uploads/topics/16527949944825.pdf

[9] Same museum study, smaller Leiden plates of Kulottunga I, 1090 CE.

[10] Peter Schalk, Buddhism among Tamils, Uppsala University repository. https://www.diva-portal.org/smash/get/diva2%3A604434/fulltext01.pdf

[11] Kumar, archaeological discussion of Buddhism in Kerala, Heritage, Volume 7, 2019, pages 233-251. https://www.heritageuniversityofkerala.com/JournalPDF/Volume7/11.pdf

[12] Medieval Andhradesa AD 1000-1324, publisher description. https://cup.columbia.edu/book/medieval-andhradesa-ad-1000-1324/9788189487812/

[13] Rajan and Saha, Heritage, Volume 8.2, 2020, pages 175-192, discussion of Bodhimangai. https://www.heritageuniversityofkerala.com/JournalPDF/Volume8.2/9.pdf

[14] K. T. S. Sarao, The Decline of Buddhism in India, University of Delhi hosted text. https://www.du.ac.in/du/uploads/departments/BuddhistStudies/Study%20Material/Susmita/The%20Decline%20of%20Buddhism%20in%20India.pdf

[15] Richard Gombrich, Theravada Buddhism, 1988, discussion of the Sri Lankan tradition. https://wiswo.org/books/_resources/book-reference-pdfs/Gombrich-1988-Theravada_Buddhism.pdf

[16] The Lankavamsa in Siam and Siamvamsa in Sri Lanka, Mahachula Academic Journal, 2018. https://so04.tci-thaijo.org/index.php/JMA/article/view/141202

[17] IGNOU, Early Historic Societies, discussion of early Tamil society and religion. Read alongside the chronological limitations of Sangam literary evidence. https://egyankosh.ac.in/bitstream/123456789/103487/1/Block-3.pdf

[18] IGNOU, State and Society in South India, discussion of early Tamilakam, trade and social relationships. https://egyankosh.ac.in/bitstream/123456789/62863/1/Block-7.pdf

The Enigma of Tipu Sultan

The Enigma of Tipu Sultan

Understanding the man behind the conflicting memories

CA. S. Muralidharan, Business Mentor and Thought Leader

In 1791, the Shankaracharya of Sringeri needed help. Forces associated with the Maratha campaign had plundered the monastery. The shrine of Goddess Sharada had to be restored, and the institution needed money and protection. He turned to Tipu Sultan, the Muslim ruler of Mysore. Tipu responded with assistance and condemned the attack. Sringeri’s own records preserve this part of the story. [1, 2]

It is an episode that makes us pause. Many of us first hear of Tipu through accounts of his wars or his persecution of religious communities. Yet here he was, helping a Hindu monastery recover from an attack by forces serving a Hindu power. Clearly, there is more to understand.

Other communities remember him very differently. In Coorg, Malabar and among the Catholics of Canara, his name is linked to captivity, displacement and pressure to change one’s faith. For those who suffered, his generosity to a monastery elsewhere could offer little consolation. Their experience belongs in his history as surely as the letters preserved at Sringeri. [5]

To understand how these memories can coexist, we need to look at the world Tipu lived in and the choices he made. He could respect a religious teacher, work to strengthen his kingdom and punish those he regarded as enemies with great severity. Understanding the connections between these actions helps explain him. It does not excuse the harm he caused.

The kingdom he had to hold together

Tipu inherited power from his father, Haidar Ali, in 1782. Southern India was then a place of competing kingdoms and shifting alliances. The East India Company was expanding. The Marathas and the Nizam of Hyderabad were protecting their interests and seeking opportunities of their own. Smaller rulers looked for allies who might help them survive. [6, 9]

Religion influenced these struggles, but it did not determine who stood together. Muslim Hyderabad could oppose Muslim Mysore. Hindu Maratha forces could join the British against Tipu. When rulers feared losing land or power, they often chose allies according to the danger before them, even across religious boundaries. [6]

Tipu’s fight against the British grew out of this setting. He was defending his kingdom and his family’s rule against an increasingly powerful Company. Later generations of Indians came to admire that resistance. There is good reason to recognise it, while remembering that he lived before the modern national movement. The India imagined by later freedom fighters was not the political world in which he ruled.

He understood that courage alone would not keep Mysore independent. His army needed weapons, his treasury needed income and his kingdom needed productive land. He sought cooperation and trade with France and the Ottoman world. Studies of his Ottoman embassy show how closely these efforts were tied to his wish to make Mysore stronger. [7]

Within the kingdom, his government supported loans for cultivation and irrigation, maintained workshops producing military supplies and took control of important trades. Products such as sandalwood and pepper brought revenue into the treasury. These efforts continued changes begun by earlier Mysore rulers and developed under Haidar and Tipu. He inherited institutions as well as building upon them. [8]

The iron cased rockets used by his army are a striking example of Mysore’s technical skill. Behind them were craftsmen, workshops and organised military effort. Tipu deserves credit for supporting these capabilities. Giving him that credit does not require the misleading claim that he personally invented rockets. [9]

These achievements tell us something about his ability as a ruler. They leave another question open: what was it like to live under him? A stronger government could improve cultivation and defend its borders. It could also demand more from its people and punish them more effectively. We have to consider both uses of its power.

Other rulers faced similar choices

Tipu’s mixture of conviction and political calculation becomes easier to understand when we place him beside other rulers. The comparisons do not prove what he privately intended. They show why we should be cautious about reading a ruler’s motives from the religion of his opponent, or from his decision to resist the British.

In 1526, Ibrahim Lodi fought Babur at Panipat. Both were Muslim rulers. Ibrahim was defending the Delhi sultanate he ruled, while Babur was seeking to establish his own authority in northern India. The shared faith of the two men did not reconcile their competing claims. The immediate struggle was over sovereignty and the survival of a ruling dynasty. [14]

Shivaji’s career offers an even closer comparison because his relationships changed with circumstances. He fought the Mughals, reached terms through Jai Singh at Purandar in 1665, and then assisted a Mughal campaign against Bijapur. In 1677, he negotiated an alliance with the Muslim ruler of Golconda for his southern campaign. A power he opposed in one setting could become a partner in another. These choices do not make his religious commitments unreal. They show that building and preserving his kingdom also required practical diplomacy. [15, 16]

The experience of Bijapur makes the pattern clearer still. Its Muslim ruler resisted Aurangzeb’s demands, and the kingdom received assistance from Golconda and Sambhaji while facing Mughal attack. Aurangzeb eventually annexed Bijapur in 1686 and Golconda in 1687. Religious and sectarian considerations formed part of his outlook, but imperial expansion and the independence of rival dynasties were also at stake. The opposing sides cannot be explained as two religious communities fighting each other. [17]

The same care is needed when we turn to resistance against the East India Company. Mir Qasim’s struggle in Bengal concerned the practical meaning of being a ruler. Company interference and the trading privileges claimed by its servants weakened his authority over commerce and taxation. After attempts to regulate those privileges failed, he abolished inland duties altogether. He later joined Shuja-ud-Daula and Shah Alam II against the Company, seeking to recover his power, but their coalition was defeated at Buxar in 1764. His resistance had political and economic reasons that can be identified quite specifically. [18]

Nearly a century later, the annexation of Jhansi and the rejection of her adopted son’s succession claim lay at the heart of Lakshmibai’s dispute with the British. She subsequently became a leading figure in the resistance of 1857–1858. Her immediate grievance concerned the future of a dynasty and a kingdom; her struggle acquired a much wider meaning in Indian national memory. Recognising the first does not diminish her courage or the importance of the second. [19]

Together, these instances suggest a useful way to approach Tipu. A ruler could defend his throne and also protect his people from conquest. He could act from faith while choosing allies according to political need. His resistance could later inspire a national movement whose aims went beyond his own. These possibilities should be examined together rather than treated as mutually exclusive.

For Tipu, the defensible inference is that the security of his kingdom and dynasty weighed heavily alongside his religious convictions. His opposition to British expansion deserves recognition without becoming proof of selfless motives in every decision. His Hindu patronage likewise deserves acknowledgement without settling how he treated other communities. The comparisons help explain this combination; they neither excuse his repression nor establish that all rulers behaved alike.

His relationship with Hindu institutions

His help to Sringeri was part of a wider record of support for Hindu institutions. Historian Kate Brittlebank points to inscriptions, revenue records and gifts kept by temples. She describes donations to the Ranganatha temple at Srirangapatna and the Narayanaswami temple at Melukote, along with grants to religious institutions in parts of Malabar. This evidence establishes particular acts of support. It does not tell us that everyone received the same treatment. [3]

Such support made sense in the society he governed. A temple or monastery could own land, support learning and hold the trust of local people. Its standing might reach well beyond the town in which it stood. A ruler who respected these institutions could gain cooperation and acceptance. For a dynasty seeking to secure its place, those relationships mattered.

But political advantage need not have been his only reason. Research on Tipu’s relationship with Sringeri suggests that he also valued the guru’s blessings and the ceremonies performed for his kingdom’s welfare. His Islamic faith could coexist with respect for a Hindu holy person. We cannot know every private feeling behind a royal letter, but we should leave room for belief as well as calculation. [4]

Sringeri’s history records twenty nine letters from Tipu to the Acharya between 1791 and 1798. He asked for ceremonies and expressed his reliance on the Jagadguru’s blessings. The correspondence continued over several years. That makes it difficult to dismiss the relationship as one convenient gesture after a raid. [1]

The facts are substantial enough without adding drama. Tipu helped the institution recover and offered protection after the attack; this is more precise than saying that he personally rescued the Shankaracharya during an assault. We should be equally careful about the attackers. S. N. Sen’s study compares Maratha material with the correspondence. Evidence that forces in the campaign plundered Sringeri does not, by itself, prove that the Peshwa personally ordered its desecration. [1, 2]

The episode reminds us how little protection a shared religion could sometimes offer in war. Soldiers might plunder a sacred place despite belonging to the same faith, while help might come from a ruler of another religion. Orders, discipline, revenge and the prospect of loot could all influence what an army did.

The people who suffered under him

For communities facing repression, however, Tipu’s respect for Sringeri would have seemed far away. Accounts of his rule in Coorg, Malabar and Canara include the removal of people from their homes, imprisonment and forced conversion. Historians disagree about the scale and details of particular episodes. The large totals found in popular retellings should be treated cautiously. That uncertainty does not give us grounds to dismiss the suffering altogether. [5]

Some historians explain the harsh treatment through rebellion or suspected cooperation with the British. This may help us understand why Tipu targeted a community or region. It cannot tell us that every person punished was guilty. A family could be caught up in a ruler’s retaliation without having taken part in any plot.

Forced conversion needs to be faced directly too. A ruler might begin by wanting to break political resistance. Once he compelled people to abandon their faith, the punishment also became religious. For the person made to submit, describing it as a response to rebellion would hardly lessen the injury.

We must read the accounts with care. British officers had reasons to make a defeated enemy appear especially cruel. Writers at Tipu’s court could exaggerate his victories and conversions to praise him. Later authors sometimes quoted translations without making their origins clear. The answer is to compare sources and ask what each can support. Neither admiration nor dislike should decide in advance which evidence we accept.

This is especially necessary when considering the Diwali story associated with the Mandyam Iyengars. Community accounts remember ancestors killed by Tipu’s forces and link mourning on Naraka Chaturdashi to that loss. The Mandayam Sabha catalogue lists a work called The Massacre of Mandayams 1783. Its description connects killings at Srirangapatna with loyalty to Maharani Lakshmammanni and the Wodeyar cause. The full work was not examined for this essay, so the catalogue can establish only the outline of that account. [11]

Reports recording community testimony differ over numbers and, at times, location. Several place the killings at Srirangapatna and associate surviving families with Melukote. Popular versions often describe a precisely dated massacre at Melukote itself. The accessible sources checked here do not securely establish the date, place, number of victims or full sequence of events. [12]

It is possible to acknowledge those gaps and still take the community’s grief seriously. A story handed down through families deserves a careful hearing. Establishing its details requires further evidence. We should be particularly cautious when a number of families becomes a number of individuals in another account, or when a dramatic description of the killings has no traceable source.

If punishment of Wodeyar supporters lay behind the episode, that would help explain its setting. It would not justify killing civilians or punishing families together. Nor can a donation to the Melukote temple settle the question. A ruler could favour an institution and harm people connected with the same religious tradition. The evidence for each action has to be considered separately.

What his ambitions cost

The same care is needed when judging his economic policies. State control of valuable trades could strengthen the treasury while making business harder for independent merchants. Research describes restrictions requiring traders to deal through royal agents. A policy that served the king’s purposes did not necessarily serve every trader who had to live with it. [13]

This does not make his economic efforts worthless. It asks us to look at who benefited and who carried the burden. Maintaining armies, paying officials and competing with powerful neighbours all cost money. A judgement of his government must consider the demands made on people as well as the projects undertaken in their name.

His attempts to obtain help abroad raise a similar question. They showed initiative and an awareness of the wider world. Whether he could obtain enough support, in time, was another matter. In the end, Mysore could not withstand the forces brought against it.

Knowing how his reign ended makes it easy to judge his choices. But we cannot be certain what greater accommodation with the Company would have preserved, or what price it would have demanded. Tipu died during the storming of Srirangapatna on 4 May 1799. His courage deserves recognition, even as we examine the decisions that preceded the loss of his kingdom. [10]

Much of Mysore’s fate depended on the judgement of one man. The energy that allowed him to pursue useful projects also enabled him to act harshly when he suspected disloyalty. People had few dependable safeguards against such decisions. This is one of the weaknesses of personal rule: the ruler’s strengths can benefit his subjects, while his fears and errors can expose them to terrible harm.

Making room for the whole story

We understand Tipu better when we allow different experiences of his rule to be heard. Sringeri could remember his help. A family driven from its home could remember his cruelty. Later Indians could honour his resistance to British expansion. Each takes us towards a part of the past that deserves attention.

The evidence suggests a ruler whose ambitions for his dynasty and kingdom were closely bound up with his Islamic convictions. He could value the blessings of a Hindu guru and support Hindu institutions, yet use severe coercion against people he regarded as opponents. Those actions reveal the unevenness of his rule. No single label explains them all.

We can give him credit for documented achievements and hold him responsible for documented wrongs. Where evidence is uncertain, we should say so. That is how an account earns the reader’s trust, especially when its subject still arouses strong feelings.

For the people who lived under Tipu, the meaning of his rule depended greatly on where they stood and what happened to them. Our task is to keep those people in view. The gratitude preserved in a monastery and the grief carried by a family both deserve to be heard. A fair history has to make room for both.

Sources and validation notes

Original sources checked on 15 October 2026. Comparative examples added and sources checked on 16 October 2026. Numbered references identify the basis of factual claims. Analytical judgements are the essay’s synthesis. The following are accessible sources used for this review, rather than a claim to an exhaustive archival investigation.

[1] Sringeri Sharada Peetham. Sri Sacchidananda Bharati III 1770 to 1814. Institutional account of the raid, restoration and correspondence. https://www.sringeri.net/jagadgurus/sri-sacchidananda-bharati-iii-1770-1814

[2] Surendranath Sen. The Shringeri Letters of Tipu Sultan, in Studies in Indian History, 1930. Historical study comparing the letters with Maratha material. Digitised volume: https://library.bjp.org/jspui/bitstream/123456789/708/1/Studies-in-Indian%20History.pdf

[3] Kate Brittlebank. Tipu Sultan a Product of His Times. Authorised extract from Tiger The Life of Tipu Sultan, published by The Wire, 7 November 2016. Used for identified patronage and its evidentiary basis; its raid date is checked against Sringeri’s chronology. https://m.thewire.in/article/books/tipu-sultan-kate-brittlebank-excerpt

[4] Caleb Simmons. The Sultan the Sufi and the Guru, in Devotional Sovereignty Kingship and Religion in India, Oxford University Press, 2020. Public chapter abstract used for the interpretation of devotional kingship. https://academic.oup.com/book/40392/chapter-abstract/347187956

[5] Narasingha Sil. Tipu Sultan in History Revisionism Revised. SAGE Open, 2013. Critical historiographical essay; its interpretations and quotations require comparison with other scholarship, and are not treated as an uncontested verdict. https://doi.org/10.1177/2158244013482836

[6] Maharashtra State Gazetteers. Sangli district history, Maratha period. Used for the Maratha and Company military coalition and the campaign context. https://gazetteers.maharashtra.gov.in/cultural.maharashtra.gov.in/english/gazetteer/SANGLI/his_maratha%20period.html

[7] Tipu and the Turks An Islamicate Embassy in the Age of British Expansion. Itinerario, Cambridge University Press, 2023. https://www.cambridge.org/core/journals/itinerario/article/tipu-and-the-turks-an-islamicate-embassy-in-the-age-of-british-expansion/FE6D2072A36822868F1DD5841D95F194

[8] War interaction capacity and the structures of state systems. International Theory, 2020. Used for agricultural support, manufacturing, monopolies and the continuity of administrative change. https://doi.org/10.1017/S1752971920000019

[9] Victoria and Albert Museum. Tipu’s Tiger. Museum account of Tipu’s court, material culture and iron cased rockets. https://www.vam.ac.uk/articles/tipus-tiger

[10] National Army Museum. The last effort and fall of Tippo Sultaun 1799. Collection description, used for the date and circumstances of his final defeat. https://collection.nam.ac.uk/detail.php?acc=1971-02-33-386-1

[11] Mandayam Sabha library catalogue. The Massacre of Mandayams 1783, Natampally Narasimhan, 12 pages. Only the public catalogue description was consulted, not the full work. Its narrative is treated as community testimony and checked for internal chronology. https://mdl.mandayamsabha.in/index.php?%2Fbook-details%2F392=

[12] The Times of India. Mandyam community still feels Tipu’s sword, 2019; The New Indian Express. The two sides of Tipu Sultan, 9 November 2016. Reporting of community accounts, not contemporary eighteenth century documentation. https://timesofindia.indiatimes.com/city/bengaluru/mandyam-community-still-feels-tipus-sword/articleshow/71861480.cms and https://www.newindianexpress.com/karnataka/2016/Nov/09/the-two-sides-of-tipu-sultan-1536521.html

[13] University of Chicago Knowledge repository. Historical dissertation discussing Tipu’s trading restrictions and royal commercial agents. Used narrowly for restrictions on private merchants, not as proof that those restrictions alone caused war. https://knowledge.uchicago.edu/record/2705/files/Anand_uchicago_0330D_15364.pdf

[14] Smithsonian National Museum of Asian Art. From Peshawar to Panipat. Discussion of the Baburnama and Babur’s establishment of rule in northern India. https://asia.si.edu/research/essays/vi-from-peshawar-to-panipat/

[15] Jadunath Sarkar. Shivaji and His Times, Chapter 5. Used for the Purandar settlement and subsequent cooperation in the Bijapur campaign; the author’s evaluative language is not adopted. https://en.wikisource.org/wiki/Shivaji_and_His_Times/Chapter_5

[16] IGNOU. Unit 8 Ahmednagar Bijapur and Golkonda. Used for Shivaji’s agreement with Abul Hasan Qutb Shah in 1677. https://egyankosh.ac.in/bitstream/123456789/20230/1/Unit-8.pdf

[17] INFLIBNET educational resource. Aurangzeb Life Politics and Achievements, sections on Bijapur and Golconda. Used for the demands on Bijapur, assistance to it and the annexations; its character judgements are not adopted. https://ebooks.inflibnet.ac.in/icp01/chapter/aurangzeb-life-politics-achievements/

[18] Ministry of Culture Government of India. Revolt of Mir Qasim against the British, 2 November 2022. Used for the trade duties dispute and the Buxar coalition. https://amritmahotsav.nic.in/district-reopsitory-detail.htm?7205=

[19] National Geographic History. Lakshmi Bai India’s warrior queen who fought the British, 2020. Used for the succession dispute and annexation that preceded her armed resistance. https://www.nationalgeographic.com/history/history-magazine/article/india-warrior-queen-lakshmi-bai-fought-british-rule

CA. S. Muralidharan  |  

India and China Through a Millennium of Religious Change

India and China Through a Millennium of Religious Change

How people kept their faith through conflict and learned to live together

CA. S. Muralidharan

Business Mentor and Thought Leader

When a temple falls, does a religion fall with it?

At Srirangam, devotees carried the processional image of Ranganatha away from danger. They kept it safe and preserved the knowledge needed to worship it. Decades later, it returned. In China, communities faced a similar task after wars destroyed monasteries and political campaigns closed temples. They needed money to rebuild, people who remembered the rituals, and a government willing to let them begin again.

These stories help us understand the religious journey of India and China over the last thousand years. Both faced foreign armies, rival kings, quarrels between religious groups and governments that tried to control belief. Some people fought. Some moved to safer places. Others negotiated, worshipped quietly at home or rebuilt when the danger passed.

Their story is also about how ordinary life continued and how people who disagreed learned to share towns and villages. Peace did not arrive once and last forever. It had to be made again as circumstances changed. Nor did every community recover. Some losses were permanent, and some traditions survived in a much weaker position.

The religious worlds people lived in

At the beginning of the millennium, India already had many religious traditions. Shaivites worshipped Shiva, Vaishnavites worshipped Vishnu and his forms, and Shakta traditions honoured the Goddess. Buddhist and Jain communities had their own teachers and sacred places. Village gods, sacred trees, festivals and family customs also shaped everyday life.

These were not sealed compartments. A family could honour several deities, and a ruler could support more than one tradition. But shared surroundings did not prevent rivalry. Religious leaders debated whose teachings were true. Institutions competed for land, gifts, royal support and public honour.

China had a different, equally varied religious world. Confucian teachings stressed family duties, learning and good government. Daoism, also called Taoism, included teachings about living in harmony with the world, along with priests, temples and rituals. Buddhism had arrived from India centuries earlier and become deeply rooted in Chinese life. Ancestor worship and local gods remained important too.

The Chinese often spoke of the Three Teachings: Confucianism, Daoism and Buddhism. Many people drew on more than one. Honouring ancestors, consulting a Daoist priest and visiting a Buddhist temple did not necessarily mean changing religion each time. This overlap helped people live with differences, although it never removed all conflict. [18]

India faced attacks from outside and quarrels within

Mahmud of Ghazni’s raid on Somnath in 1025–26 is a well-known attack on an Indian sacred place. Wealth attracted the raiders, while Persian accounts also celebrated the destruction of sacred images. Yet Shaivite religious life did not end, and the surrounding kingdom was not permanently erased by that raid. [1]

Later, the growth of the Delhi Sultanate changed the political setting across much of India. Some temples suffered attacks or lost support. Other communities continued under arrangements with rulers and officials. Outcomes differed by place and period. A ruler’s religion alone does not explain his government; his policies, local interests and political relationships also mattered. [4]

Danger did not come only from outside armies. At Chidambaram in the twelfth century, Chola court literature records Kulottunga II’s removal of the Govindaraja image. A ruler associated with Shaivism had acted against a Vaishnavite sacred presence. The wider stories of Ramanuja’s persecution are important to Sri Vaishnava memory, but historians debate their dates, details and the king’s identity. [8]

Tamil devotional poetry contains strong attacks on Jain and Buddhist teachings. This establishes hostility. However, the famous story that 8,000 Jains were impaled at Madurai appears in later accounts and lacks contemporary confirmation. We should acknowledge the quarrel without treating an unverified massacre as settled history. [9]

A harsh argument, the removal of an image, the loss of a land grant and the killing of worshippers are different events. Calling them all persecution hides differences in the harm done and the evidence available.

How Indian communities made room for one another

One clear example comes from Vijayanagara in 1368. Jains complained to King Bukka about injustice by Vaishnavas. An inscription records his response: Jain ceremonial rights were to be respected, and Vaishnavas were instructed to protect the Jain community. [10]

The king did not require everyone to agree about God. He required them to accept rules that allowed another community to live and worship. This was practical peace through recognised rights and responsibility for a neighbour’s safety. The inscription proves an effort to settle a conflict; it does not prove that every quarrel immediately disappeared.

Religious ideas also offered room for shared respect. Harihara combines Vishnu and Shiva in one form. This image existed before the millennium considered here, but remained in use. An early eighteenth-century painting, for example, joins the attributes of both deities. Such images did not settle every Shaivite–Vaishnavite argument, but offered a familiar way to honour both together. [19]

Poets created other bridges. Kabir challenged religious pride and spoke in language close to everyday life. Poetry associated with him reached people across community boundaries and was included in Sikh scripture. It offered a way to question the idea that a religious label alone made someone spiritually superior. His influence did not eliminate Hindu–Muslim conflict, but it widened the language of shared spiritual reflection. [20]

Policy could widen that space too. In the sixteenth century, Akbar encouraged religious discussions and translations of Indian religious works into Persian. His court gave different traditions opportunities to meet and be heard. Such openings depended partly on the ruler and could change under his successors. [21]

These examples show how conflict could soften: a king enforced protection, a sacred image expressed shared reverence, a poet questioned pride, and a court encouraged conversation. None guaranteed permanent harmony. Together, they offered alternatives to treating every difference as a reason for hostility.

Srirangam shows how religious life could return

The attacks on the Tamil country in the early fourteenth century occurred amid weakening kingdoms and succession struggles. At Srirangam, devotees took the processional image to safety and preserved worship through the years of disruption.

Its restoration in 1371, supported by Vijayanagara officers, brought together two kinds of strength. Community members had kept the religious inheritance alive; renewed political protection made a public return possible. Neither could fully substitute for the other. [5]

Rebuilding meant more than returning an image to a building. It meant finding resources, bringing worshippers together and restoring confidence. People who supplied food, money, teaching and care were part of the recovery, even when chronicles gave most attention to kings.

India’s many centres sometimes offered refuge when one place became unsafe. But some institutions never recovered their former position. Buddhism’s decline across much of India cannot be explained by one attack alone. Changes in support, regional conditions and violence formed part of a longer story. Survival in some places did not undo losses elsewhere. [17]

China experienced rivalry alongside shared worship

China’s Three Teachings could support one another in daily life, but their leaders also competed. Buddhist monasteries owned property and attracted gifts. Daoist institutions sought royal recognition. Some Confucian critics objected to monks leaving family life and to religious establishments receiving privileges. Arguments about belief were joined to arguments about wealth and public duty.

An earlier episode explains the background. In 845, before the last millennium, Emperor Wuzong ordered a severe attack on Buddhist institutions. Monasteries were closed, property was taken, and monks and nuns were forced back into ordinary life. Religious hostility combined with the government’s desire for resources and control. Buddhism survived, but the episode showed its vulnerability to a hostile court. [22]

Under Mongol rule, the balance changed again. Some Daoist leaders initially enjoyed support. Buddhist and Daoist representatives later disputed religious texts and claims at court. In 1281, Kublai Khan ordered the burning of Daoist texts and printing blocks. This was an assault on one tradition by a government that also supported religion in other forms. [2]

The Mongols completed their conquest of China in 1279 and ruled through the Yuan dynasty. They adopted many Chinese ways of government. When the Ming replaced them in 1368, another period of rebuilding began. Communities continued through these changes, but had to deal with new rulers and new rules. [3, 7]

How Chinese families and rulers worked around differences

One reason conflict did not always divide society into separate camps was that ordinary people could value several teachings. A quarrel between Buddhist and Daoist leaders did not require every household to stop respecting one side. Overlapping customs gave people room to maintain relationships. This was coexistence in daily practice, even when leaders continued to disagree. [18]

Under the Manchu-founded Qing dynasty, beginning in the seventeenth century, emperors supported several traditions. They presented themselves as Confucian rulers to Chinese subjects, supported Buddhist institutions and retained Manchu religious customs. These choices helped them govern different populations. [23]

Such support was partly faith and partly the work of ruling an empire. It gave institutions room to survive, but did not mean complete freedom. A government could support recognised traditions while watching movements it considered dangerous.

Rulers in both countries sometimes managed differences by giving several communities a place under their authority. This could reduce hostility without making the ruler neutral or every community equal. Peace often rested on a workable arrangement rather than agreement about religious truth.

The Taiping War broke that arrangement

In nineteenth-century China, the Taiping movement challenged the established order. Its leader, Hong Xiuquan, claimed a special relationship with Jesus and developed an unusual Christian-derived religious movement. It was a Chinese rebellion, not simply a European Christian invasion.

During the Taiping War of 1850–1864, temples, monasteries and sacred images suffered enormous damage. Some destruction came from fighting; some came from deliberate hostility to established worship. Communities lost places around which religious and social life had been organised. [11]

After the war, Buddhist and other religious leaders raised funds, gathered supporters and restored institutions. Recovery became possible after the movement’s defeat, followed by community rebuilding. The conflict had not ended through an agreement to respect every faith. [11]

This distinction matters. Some quarrels softened through compromise. Others ended through military defeat or a change of government. Rebuilding could restore public peace while leaving painful memories and losses that could not be repaired.

Modern political power brought another kind of pressure

In twentieth-century China, Communist rule sought to reshape society and placed religious organisations under government supervision. During the Cultural Revolution from 1966 to 1976, temples, churches and mosques were closed, occupied or damaged. Religious leaders and sacred objects were attacked in the campaign against the old order. [12]

This assault came from a political movement that treated religion as superstition and an obstacle to its aims. It was not an invasion by followers of another faith. The threat came from within the country.

Religious life nevertheless survived unevenly. Some practices continued quietly, while some communities lost much more than others. As policy changed after the Cultural Revolution, many places of worship reopened or were rebuilt. Families and religious leaders supplied knowledge and resources; government permission made public activity possible again. [12, 13]

India followed a different course after independence in 1947. Partition brought terrible religious violence, but the Constitution later recognised freedom of conscience and religious practice, with stated limits. This offered a legal basis for communities to live together without sharing one faith. It did not end prejudice or disputes over sacred places. [14, 15]

The difference was not that Indians valued tradition and Chinese people did not. Their governments created different conditions for expressing that attachment. China experienced a sweeping political attack on public religion. India’s constitutional framework offered broader protection, though protection in law did not always ensure safety in practice.

How quarrels were softened and what remained unresolved

Across these stories, several paths to coexistence appear. People shared customs without giving up every difference. Rulers protected rights or supported several communities. Teachers questioned pride. Families preserved practices when public institutions were weak. When conditions improved, communities rebuilt the places that brought them together.

These were different kinds of recovery. Bukka’s order addressed a specific injustice. Harihara expressed shared reverence. China’s Three Teachings allowed overlapping practice. Qing support gave several traditions a place within an empire. Rebuilding after the Taiping War followed military victory. Reopening after the Cultural Revolution followed a change in policy.

Time did not automatically smooth every conflict. Some communities survived by accepting a weaker position. A quiet period could reflect fair protection, but also fear or exhaustion. Reconciliation means more than the absence of fighting: people need safety, a recognised place in society and room to pass on their beliefs.

The broad comparison remains useful. India’s many religious centres often provided alternative sources of support. China’s powerful central governments could make suppression, or later reopening, reach widely. These were tendencies rather than permanent rules. India also had powerful states, and China also depended on local initiative.

In both countries, the enduring work was done by people who kept enough of their inheritance alive to pass it on. They carried an image to safety, remembered a song, raised money for a temple or taught a child a family custom. They also learned, sometimes painfully, that different beliefs need not make everyday life together impossible. The task today is to give that coexistence reliable protection, so each generation does not have to rebuild it after another tragedy.

Sources and further reading

[1] Richard M. Eaton, India in the Persianate Age, section on Somnath; and The legacy of Islam in Somnath, Bulletin of SOAS. https://www.perlego.com/book/1388937/india-in-the-persianate-age-10001765-pdf ; https://www.cambridge.org/core/journals/bulletin-of-the-school-of-oriental-and-african-studies/article/abs/legacy-of-islam-in-somnath1/57609280D21F518C61CE066E8BF3BD8D

[2] American Historical Association, Printing the Daoist Canon under Mongol Rule 1237–44. https://aha.confex.com/aha/2011/webprogram/Paper6319.html

[3] Smithsonian National Museum of Asian Art, Yuan dynasty. https://asia-archive.si.edu/learn/for-educators/teaching-china-with-the-smithsonian/explore-by-dynasty/yuan-dynasty/

[4] Columbia University South Asia Institute, A Very Short History of South Asia. https://sai.columbia.edu/content/very-short-history-south-asia-six-key-themes-and-timeline

[5] University of Madras lectures, historical discussion of Sri Vaishnavism and the 1371 restoration inscription. https://acharya.org/bk/bl/tagr/hosv.pdf

[7] OpenStax, World History Volume 1, From the Mamluks to Ming China. https://openstax.org/books/world-history-volume-1/pages/17-2-from-the-mamluks-to-ming-china

[8] A. Srivathsan, The persecution of Ramanuja A view from the Srirangam temple complex, Indian Economic and Social History Review, 1995. https://journals.sagepub.com/doi/abs/10.1177/001946469503200404

[9] The Hindu Confrontation with the Jaina and the Buddhist Saint Tirunacampantar’s Polemical Writings. https://www.researchgate.net/publication/326885556

[10] Jainism and Karnataka Culture, quotation and discussion of Bukka’s 1368 inscription, citing Epigraphia Carnatica II, SB 344. https://ignca.gov.in/Asi_data/7366.pdf

[11] Reconstructing Buddhist Monasteries in Post Taiping China, University of Manchester research record. https://research.manchester.ac.uk/en/publications/reconstructing-buddhist-monasteries-in-post-taiping-china/

[12] Pew Research Center, Government policy toward religion in the People’s Republic of China a brief history, 2023. https://www.pewresearch.org/religion/2023/08/30/government-policy-toward-religion-in-the-peoples-republic-of-china-a-brief-history/

[13] Xiaoxuan Wang, Maoism and Grassroots Religion, Oxford University Press, 2020. https://academic.oup.com/book/36919

[14] Constitution of India, Articles 25 and 26. https://legislative.gov.in/constitution-of-india/

[15] National Army Museum, Independence and Partition 1947. https://www.nam.ac.uk/explore/independence-and-partition-1947

[17] Historical discussion of Buddhism’s decline in India, Chung Hwa Buddhist Studies. https://www.chibs.edu.tw/ch_html/chbs/10/chbs1010.htm

[18] Columbia University, The Three Teachings; Pew Research Center, Confucianism Taoism and Chinese folk religions. https://afe.easia.columbia.edu/cosmos/ort/teachings.htm ; https://www.pewresearch.org/religion/2023/08/30/confucianism-taoism-and-chinese-folk-religions/

[19] Metropolitan Museum of Art, Harihara Sadashiva, about 1710–20. https://www.metmuseum.org/art/collection/search/825647

[20] Oxford Bibliographies, Kabir and Kabir Panth. https://academic.oup.com/reference/62357/reference-article-abstract/554518400

[21] Encyclopaedia Iranica, Akbar I. https://www.iranicaonline.org/articles/akbar-i-mughal-india/

[22] University of California San Diego, Tang Dynasty Persecutions of Buddhism. https://pages.ucsd.edu/~dkjordan/chin/faanfor/TarngPersecutions.html

[23] Cambridge World History, Religious change in East Asia. https://www.cambridge.org/core/books/abs/cambridge-world-history/religious-change-in-east-asia/9F140EA56C77C0981A1A6877484B2386

Enterprise Beyond Home

Enterprise Beyond Home

A study of Nagarathar and Marwari business traditions—and their lessons for entrepreneurs

By CA. S. Muralidharan, Business Mentor and Thought Leader

The first challenge was reaching the new town. The second was getting someone there to trust you.

Imagine a merchant arriving far from home with a modest sum, a letter of introduction, and the hope of building a business. He knows few people. He has yet to understand the market. A poor decision could consume the savings his family has placed in his hands.

Where should he begin? Who might give him work, extend credit, or explain which customers paid their dues?

For generations of Nagarathar and Marwari merchants, questions like these shaped the journey from newcomer to entrepreneur. Through experience, relationships, and financial discipline, particular families and firms built enterprises that reached well beyond their places of origin.

Their histories hold lessons for anyone starting or expanding a business. How do you enter unfamiliar territory? How do you earn trust? When should you borrow, delegate, or take a larger risk? And how do you protect the enterprise when a promising opportunity disappoints?

To answer these questions, we must look beyond famous names and large fortunes. We must examine the everyday decisions through which people turned an opening into a livelihood—and a livelihood into an enduring enterprise.

A distinction is necessary. Nagarathars, also known as Nattukottai Chettiars, are a particular Tamil caste community. “Marwari” is a broader designation encompassing several communities associated with Rajasthan. Neither followed one uniform business model, and neither was uniformly prosperous.

This study concerns their commercial traditions and particular networks. It does not suggest that business ability is inherited through community membership. Its purpose is to identify practices that entrepreneurs from any background can understand, adapt, and improve.

1. Experience laid the foundation for expansion

A business rarely acquires sound judgement overnight.

Knowing what to buy is one skill. Knowing whom to trust is another. Understanding when money will return can be more important than either.

Nagarathar enterprise developed through successive trading and financial activities. Historical scholarship documents expansion in rice, cotton, and credit markets, followed by substantial operations in Ceylon and Southeast Asia. Plantations, rice exports, rubber production, and tin mining created demand for finance. (pub-ucpec2-prd.cdlib.org⁠)

Their development included an interconnected system of merchant-banking firms. Separate family enterprises accepted deposits, extended credit, and transferred funds through hundis and other instruments. Each operated within a wider financial network. (cambridge.org⁠)

Marwari enterprise also grew through migration and commercial activity beyond Rajasthan. Scholarship examines mobility, community formation, and the circulation of business information as important parts of this history. Particular enterprises subsequently developed into industrial and diversified businesses. (academic.oup.com⁠)

These histories provide different starting points. Nagarathar networks offer a particularly clear view of interconnected merchant-banking. Marwari networks open a broader field of migrant trading, finance, and industrial development. Neither description covers every firm or period.

For an entrepreneur, the important question is how experience supported the next step. Familiarity with prices, customers, collections, and counterparties provided knowledge that capital alone could not supply.

A founder who understands the transactions underneath an opportunity is better equipped to judge its promise.

2. Migration was a business decision with personal consequences

Leaving home involved more than choosing a promising destination.

A merchant needed working funds, somewhere to stay, dependable introductions, local knowledge, and people to consult when difficulties arose.

Some Nagarathar overseas establishments were branches of agencies already operating elsewhere. A new operation could therefore draw upon an existing organisation. (pub-ucpec2-prd.cdlib.org⁠)

Marwari migration similarly helped create relationships between commercial centres. Earlier contacts and shared connections could support access to information and opportunities. (academic.oup.com⁠)

An introduction might save a newcomer months of uncertainty. Employment in an established enterprise could provide both a livelihood and practical learning. An experienced contact might explain local payment habits or identify customers requiring caution.

But assistance was not automatic. Its availability varied between people, firms, and places.

Migration also required adaptation. Demand, competition, costs, and collection practices could differ from those at home. A successful method in one location might perform poorly elsewhere.

The same problem arises today when a founder opens a second outlet, enters another state, or begins exporting. The commercial opportunity must be examined alongside the ability to execute it.

Who will lead the operation? What decisions can that person take? How much funding will be needed before it becomes self-supporting? What information will reach the owner? What circumstances would justify slowing or stopping expansion?

These questions turn an ambition into an operating plan.

3. Training made delegation possible

A founder cannot personally manage every transaction across several locations.

Expansion therefore required capable representatives.

Nagarathar research describes potential sons-in-law receiving apprenticeship experience in overseas operations. Commercial preparation could overlap with marriage relationships and future family responsibilities. (mmg.mpg.de⁠)

This is a concrete example of relationships creating an opportunity to learn. The newcomer gained experience within an established enterprise; the firm could observe his judgement before assigning greater responsibility.

Marwari businesses likewise deserve examination through the people who performed daily work: relatives, employees, bookkeepers, and managers. Their precise training and authority arrangements must be established from individual firms.

Practical learning gave people a chance to see judgement tested. A learner could observe how an experienced merchant assessed a doubtful customer, then compare that judgement with the eventual outcome.

Some apparent “business instinct” may have developed through repeated exposure, feedback, and responsibility. That is a plausible explanation to investigate, rather than a quality to attribute automatically to a community.

An entrepreneur can reproduce much of this advantage. Give a learner responsibility for a customer account, a collection schedule, or a small operating budget. Ask for an explanation of decisions. Review the results together.

Responsibility becomes an education when someone takes the time to examine it.

4. Mobilising capital meant accepting obligations

Personal savings may establish a venture. Expansion often requires money from others.

Nagarathar firms’ deposit-taking and financial relationships allowed capital to circulate between enterprises and branches. Leading firms also accessed funds from external banks and businesses. (cambridge.org⁠, pub-ucpec2-prd.cdlib.org⁠)

Marwari scholarship identifies mutual trust and social connections as commercial resources. These relationships supported enterprise, although they did not give every merchant unlimited access to finance. (academic.oup.com⁠)

The important question comes after funds are raised.

When does repayment fall due? When will the business collect from customers? Can the provider withdraw the money? What happens if collections arrive late?

A firm can show a profit while struggling to meet payments. Its resources may be tied up in inventory, a project, or unpaid invoices.

Money from a relative also carries obligations, even when these have not been discussed clearly. Is it a loan, an investment, or temporary assistance? Does the provider expect interest, a profit share, or participation in decisions?

Ambiguity can damage both the enterprise and the relationship.

The founder must understand the cost, duration, and conditions attached to each source of capital.

5. Credit networks connected distant markets

Long-distance enterprise needed ways to settle obligations without physically moving cash for every transaction.

Hundis performed different remittance and credit functions, depending on their form and commercial setting. Their usefulness depended on confidence that the relevant parties would honour them.

Tirthankar Roy’s research examines the importance of counterparty knowledge in hundi dealings and the need for liquidity in banking operations. The instrument worked within a system of relationships and financial capacity. (eprints.lse.ac.uk⁠)

Consider a simplified illustration. A merchant pays an established firm in one town and receives an instrument payable through a connected party elsewhere. He reduces the need to transport the entire amount, but relies on those responsible for settlement.

The arrangement changes the risk. It does not eliminate it.

The contemporary lesson applies to supplier credit, customer advances, guarantees, and other financial arrangements. Efficient documentation and payment mechanisms still require dependable counterparties and the ability to settle.

A network becomes useful when information accompanies the movement of money.

6. Reputation mattered—but financial assessment still mattered

Research on Nagarathar banking identifies nanayam—trustworthiness or creditworthiness—as an important asset. Reputation influenced the ability to attract deposits and maintain financial relationships. (sttemplelibrary.com⁠)

Marwari scholarship similarly examines trust and commercial information supported by social connections. (academic.oup.com⁠)

Repeated dealings gave reliability economic value. A merchant expecting years of future business had reason to honour today’s commitment.

Yet a good name could not establish present repayment capacity.

A respected customer might have borrowed too much. A dependable firm could suffer a serious loss. Familiarity might discourage questions precisely when they became necessary.

Credit decisions therefore needed evidence: expected collections, existing commitments, repayment history, and the consequences of delay.

Fairness mattered too. An inability to pay was not necessarily dishonesty. A credible system had to distinguish temporary distress, poor judgement, and deliberate deception.

For today’s entrepreneur, a relationship should make an honest conversation easier. It should also permit difficult questions.

7. Accounts helped owners act across distance

Distance made records essential.

Nagarathar research documents detailed accounting across commercial and family relationships, including dealings involving clients, agents, and relatives. (jstor.org⁠)

Studies of Marwari accounting discuss parta as a management approach concerned with costs and returns. Its application varied; it should not be presented as a uniform system followed by every firm. (allfinancejournal.com⁠)

The managerial need is familiar.

What did the transaction earn? How much was collected? What remains in stock? Which balances are overdue? Is the return sufficient for the funds committed?

An account book becomes useful when its information changes a decision.

As a Chartered Accountant, I find this one of the study’s most practical lessons. Financial reporting must help an entrepreneur notice trouble while there is still time to respond.

Growing sales deserve attention. So do weakening collections, slow inventory, and rising finance costs.

A modern weekly review can remain simple:

Area

Question requiring an answer:

Cash: Can we meet the next month’s unavoidable payments?

Receivables: Which customers are late, and what action is needed?

Inventory: What is moving slowly or losing value?

Margin: Which products or jobs earn enough after direct costs?

Commitments: What payments or guarantees have we undertaken?

Exposure: Which customer, supplier, or market could seriously hurt us?

This is an application of the study, rather than a reconstruction of a historical reporting format.

8. Risk-taking required room to survive a mistake

Migration, lending, and expansion involved uncertainty.

Merchants accepted risk because opportunity required action. Continuing enterprise, however, required resources with which to respond when expectations failed.

Roy’s scholarship describes how merchants in risky environments valued liquidity, sometimes above the prospect of higher long-term returns. (academic.oup.com⁠)

Ambition and financial caution could coexist.

The questions remain concrete. How long can funds be tied up? What if repayment is delayed? Can the business continue if this venture loses money?

Diversification also needs examination beneath the surface. Several customers may depend on the same crop. Several branches may serve one industry. Different assets may be vulnerable to the same event.

Agricultural distress during the Depression in Burma produced widespread defaults and transfers of land to Chettiar creditors. Taking possession of collateral did not remove the broader economic crisis. (researchers.mq.edu.au⁠)

For entrepreneurs, the recommendations are to preserve liquidity, limit concentration, review collections, and decide how much loss can be absorbed.

These are lessons drawn from the comparison, rather than claims that every historical firm followed them successfully.

9. Family support needed clear governance

Family relationships could provide patience, confidence, and continuity.

They could also blur ownership and authority.

Who owns the funds? Who can commit them? Who manages the enterprise? What happens when a family member wants to leave?

Nagarathar marriage arrangements included separately recorded funds such as accimar panam, or women’s deposits. Their existence reveals important financial relationships, but does not establish equal managerial control. (publishing.cdlib.org⁠, pub-ucpec2-prd.cdlib.org⁠)

Marwari enterprise must also be understood as changing. Roy emphasises how business communities and occupational choices evolved as opportunities widened. (blogs.lse.ac.uk⁠)

Naming a successor is only one step. The person needs preparation. Other owners need information and fair treatment. Employees need clarity about authority.

Loans, remuneration, profit distribution, withdrawals, and exit arrangements should be recorded.

Clear governance can protect affection from being tested by avoidable commercial misunderstandings.

10. Home remained part of the network

Migration did not necessarily dissolve the connection with the place of origin.

For Nagarathars, Chettinad remained linked with family life and clan temples. Temple affiliations continued across residence elsewhere, while overseas associations provided forums for people far from their native region. (achi.org⁠, encna.org⁠)

Marwari research similarly describes hometown connections maintained through visits and investment. Sumie Nakatani examines how personnel, capital, and reputation circulated through these relationships. (src-h.slav.hokudai.ac.jp⁠)

Home could provide belonging, trusted relationships, and a setting for family obligations. Some traditions could also be carried into the new settlement.

These ties changed between generations. Children raised elsewhere might feel attached to both places or understand the ancestral connection differently.

Continuity required participation: visits, conversations, family occasions, and support for institutions. Property alone could not sustain the entire relationship.

For enterprise, the useful balance was between maintaining supportive roots and learning from present market conditions.

11. What support looked like in practice

Community assistance could take several forms: training, introductions, information, financial cooperation, or mentoring. Family resilience was another form of support.

The distinction matters because a strong network does not automatically mean that every troubled enterprise received a rescue.

Apprenticeship within Nagarathar overseas operations gave a younger person access to an established business and practical responsibility. It supported preparation, rather than simply providing money. (mmg.mpg.de⁠)

Nagarathar interfirm finance connected individual firms with a wider pool of resources. Community meeting places also supported information exchange. This demonstrates cooperation, although it does not establish automatic assistance for distressed firms. (cambridge.org⁠, sttemplelibrary.com⁠)

The Murugappa recovery story illustrates family-business resilience. Its published history describes substantial losses associated with disruption in Burma, while moving significant assets to India helped preserve the financial basis for rebuilding. The account supports foresight and recovery; it does not demonstrate a community-funded bailout. (tiindia.com⁠)

Present-day organisations show how support continues in other forms.

The North American Nagarathar Business Entrepreneurship Network—NANBEN— describes activities involving mentorship, education, networking, incubation, and investment. This establishes a contemporary support platform, although its stated mission alone cannot verify a particular investment or turnaround. (mynanben.org⁠)

Hyderabad’s Mahesh Foundation, drawing members from the Maheshwari community, identifies entrepreneurship among its objectives and brings together businesspeople and professionals, including Chartered Accountants and lawyers. It provides an example from one community within the broader Marwari field. (maheshfoundation.com⁠)

The practical lesson is to build useful relationships before an emergency. Assistance has more scope when information is available and difficulties are raised early.

A claim that a community saved a particular failing enterprise requires evidence identifying who helped, what assistance was provided, and what followed.

12. Enterprises that make the study concrete

Selected business histories connect these principles with identifiable organisations. Their inclusion does not imply uninterrupted success or ownership confined to one community.

Nagarathar examples

Enterprise

Why it belongs in the study

Entrepreneurial question

Murugappa Group

Developed from a Burma-based banking and moneylending enterprise into a diversified group.

How can capital preservation and adaptation create a second beginning?

Chettinad Group

Associated with the Annamalai Chettiar family, with cement as a major continuing business.

How is a capital-intensive enterprise sustained across generations?

Indian Overseas Bank

Founded by M.Ct.M. Chidambaram Chettyar in 1937 with an overseas-banking and foreign-exchange orientation; now a public-sector institution.

How can commercial needs lead to the creation of a formal financial institution?

R.M. Alagappa Chettiar’s historical enterprises

Included plantations, textiles, insurance, hotels, stockbroking, and Jupiter Airways.

When does diversification strengthen a portfolio, and when does it stretch management?

These examples draw on organisational and founder histories. (murugappa.com⁠, chettinad.com⁠, chettinad.com⁠, iobsingapore.com⁠, carnival.alagappa.org⁠)

Marwari examples

Enterprise

Why it belongs in the study

Entrepreneurial question

Aditya Birla Group

Traces its history to trading roots in Pilani and developed into multinational enterprise.

How can commercial experience support industrial and international expansion?

J.K. Organisation / Singhania enterprises

An established industrial tradition involving tyres, paper, cement, and other activities.

How are technical capability and management developed across businesses?

M.P. Birla Group / Birla Corporation

A distinct Birla business grouping, with Birla Corporation as its flagship.

How do separate family branches develop their own institutions?

Tarachand Ghanshyamdas

A historically important Marwari commercial firm studied by Thomas Timberg.

How did partnerships and branch organisation support a large merchant enterprise?

These examples caution against treating every enterprise carrying a family name as one organisation. Different branches have distinct histories and governance arrangements. (adityabirla.com⁠, prod.jktyre.co.in⁠, birlacorporation.com⁠, journals.sagepub.com⁠)

13. Commercial success could serve later generations

Some families converted business achievement into institutions with a wider purpose.

Annamalai Chettiar founded Annamalai University in 1929. Institutions established by Alagappa Chettiar during the 1950s later formed the foundation from which the State established Alagappa University in 1985. (annamalaiuniversity.ac.in⁠, ws.alagappauniversity.ac.in⁠)

The Birla educational legacy in Pilani offers a Marwari example. Birla Education Trust traces its beginnings to a small school established in 1901 and its registration as a charitable trust in 1929. (bet.org.in⁠)

A student benefiting decades later may know little about the commercial journeys behind the institution. Yet that student becomes part of their continuing contribution.

These achievements concern particular benefactors. They do not mean every member was wealthy or philanthropic.

Their value deserves recognition while business conduct remains open to separate assessment. Public giving and fair treatment of employees, customers, and borrowers are complementary responsibilities.

14. Specific lessons for entrepreneurs

The study becomes purposeful when its insights lead to action.

  1. Learn the transactions underneath the opportunity. Understand customers, costs, collections, and operating demands before committing substantial capital.
  2. Prepare before entering a new market. Establish local knowledge, leadership, funding, and reporting arrangements.
  3. Develop people through measured responsibility. Give them work they can own, review, and learn from.
  4. Clarify every source of capital. Record whether funds are loans, investments, or temporary assistance.
  5. Assess familiar counterparties carefully. Relationships do not replace repayment capacity.
  6. Protect liquidity. Keep resources available for delayed collections and unexpected expenses.
  7. Make accounts useful. Review cash, receivables, stock, margins, and commitments frequently enough to act.
  8. Limit connected risks. Examine what could cause several customers, branches, or investments to fail together.
  9. Delegate with boundaries. Define authority, reporting, and approval requirements.
  10. Prepare succession before it becomes urgent. Develop competence and document ownership arrangements.
  11. Seek help early. Disclose problems while advice and support can still make a difference.
  12. Maintain roots while adapting. Preserve valuable relationships without allowing familiarity to override evidence.
  13. Build fair processes. Hear disputes properly and distinguish distress from deception.
  14. Create opportunities for others. Train employees, support newcomers, and contribute to institutions where possible.
  15. Study failures as carefully as successes. Ask which assumptions broke down and which safeguards proved inadequate.

These are practical conclusions drawn from the comparison. They are not a claim that every historical enterprise observed them.

The enterprise that outgrows its founder

Return to the newcomer in the opening scene.

The letter of introduction may get him through a door. Someone may give him work. A financier may extend credit. But the next transaction—and the one after it—will test his judgement.

He must learn the market, maintain records, honour commitments, and recognise when an opportunity exceeds his capacity. If the enterprise grows, he must prepare others to take responsibility.

Nagarathar and Marwari business histories help us understand how these tasks could be supported. Networks connected people with information and resources. Training prepared them to act. Accounts established obligations. Liquidity preserved options. Family and hometown relationships supplied continuity while requiring clear boundaries.

There were limitations too. Access was unequal, some firms became overexposed, and succession did not always work. Celebrated families tell only part of the story.

For an entrepreneur, the lasting lesson is to pursue opportunity while taking care of the commitments that make it possible—and to build an enterprise capable of functioning beyond one person’s presence, one market’s prosperity, or one generation’s judgement.